FHA VS Conventional loan programs in Belmont, San Mateo County, California

In 2025, Convetional loan limit in Belmont, county of San Mateo, CA is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Belmont, county of San Mateo, CA

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 94002

Conventional and FHA loan options in Belmont, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Wells Funding Group
  • 6819 E Lincoln Hwy, Crown Point, IN, 46307
  • We take pride in providing all of our clients with an honest consultation, a transparent process, expert loan advice, and a streamlined mortgage experience. The Wells team prides itself on friendly, attentive, and proactive service. You will always be able to speak or meet with us personally.
  • Kirk and Company Real Estate
  • 9800 Connecticut Dr, Crown Point, IN, 46307
  • "Full Service Real Estate Company that Guarantees the Sale of a Home or They'll Buy It!* *Seller and Kirk must agree on price and closing date. While many agents will promise to sell your home, the reality of the real estate market is that this simply doesn't always happen. Even if the home does eventually sell, the homeowner"
  • Boda Finance LLC
  • 5164 East 81st Street 3rd Floor, Merrillville, IN, 46410
  • We at Boda Finance believe there is no deal that is too big to fund. From refinancing, to construction, and blanket loans, we focus on financing quickly and without hassle. If you are in need of a lending partner, look no further than Boda Finance LLC! We get you funded regardless of the market conditions!
  • ProFinance Federal Credit Union
  • 7700 Broadway, Merrillville, IN, 46410
  • ProFinance Federal Credit Union is a locally owned, nonprofit, community-focused credit union for the cities and towns of Merrillville, Gary, New Chicago,Portage, Hobart, Lake Station, and South Haven. Established in 1938, our financial institution has been proud to offer our members a complete array of financial services including debit
  • Northern Indiana Federal Credit Union
  • 8121 Grand Boulevard, Merrillville, IN, 46410
  • Northern Indiana FCU offers honest service, incredibly competitive rates and flexible terms on a variety of loans to fit your budget and lifestyle. If you have an existing loan with another lender, talk to us about refinancing. We may be able to help you reduce or lower your monthly payments
  • A&M Mortgage Group
  • 8585 Broadway, Suite 600, Merrillville, IN, 46410
  • A&M Mortgage Group is a mortgage broker with operations in two states. A&M Mortgage Group offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages. Since 2007 we have helped thousands of families get the best terms on their mortgage, and a truly enjoyable mortgage experience.
  • Lake Mortgage Company, Inc.
  • 4000 W Lincoln Hwy, Merrillville, IN, 46410
  • Lake Mortgage Company first opened its doors in 1946 in Gary, Indiana. With more than 75 years in business, we are now the oldest and most established mortgage banking firm in the region. We specialize in dependable pre-approvals and efficient loan processing so you can close your transaction on time.
  • Centier Bank
  • 600 E. 84th Ave, Merrillville, IN, 46410
  • Centier is Indiana’s largest private family-owned bank. Since 1895, the Schrage family has built a legacy of success that extends throughout the communities it serves. As a family-owned bank, Centier stands firmly behind its “Not For Sale” promise, pledging to the families, businesses, and communities of Indiana.
  • SouthShore Region Mortgage
  • 9111 Broadway, Suite H, Merrillville, IN, 46410
  • SouthShore Region Mortgage specializes in Conventional FHA, JUMBO, USDA, and VA financing. We custom tailor each loan program to make sure it is the right fit for our clients. We will walk you through the process to make sure you are informed along the way and have all the adequate knowledge to select the right loan product for you and your family.
  • US #1364 Federal Credit Union
  • 8400 Broadway, Merrillville, IN, 46410
  • Our goal as a Credit Union is to provide the best products and high-end service to the members that choose to bank with us. Without our members our doors would not be open. The lifeblood of a Credit Union is our membership, and at U S Federal Credit Union we are very happy to have some of the best members around.
  • Larry the mortgage guy
  • 8585 Broadway, Suite 600, Merrillville, IN, 46410
  • I'm Larry the Mortgage Guy, and I'm Here To Help You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate and It's easy to reach me - feel free to call me direct or if you prefer you