FHA VS Conventional loan programs in 2026 for Belmont, San Mateo County, California

In 2026, the conventional loan limit for Belmont in San Mateo County, CA, is $1,089,300, whereas the FHA limit for a single-family home stands at $1,089,300.

Try the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA loans. It helps you determine necessary income, credit, reserves, and documentation for qualification. By using our advanced calculator, you can view Conforming Conventional, USDA, FHA, and VA loans simultaneously, aiding your decision on the most suitable program in CA for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Belmont, San Mateo County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table covers the zip codes: 94002

Loan Options: Conventional and FHA in Belmont, CA

Lendersa® strives to quickly secure the ideal Conventional, USDA, or FHA loan for you without unnecessary hassle. Choose one of these three starting points to match with lenders and loan programs.

Results of Lendersa USDA loan request and matching


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