FHA VS Conventional loan programs in Belmont, San Mateo County, California

In 2026, the conventional loan limit for Belmont in San Mateo County, CA, is $1,089,300, whereas the FHA limit for a single-family home stands at $1,089,300.

Try the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA loans. It helps you determine necessary income, credit, reserves, and documentation for qualification. By using our advanced calculator, you can view Conforming Conventional, USDA, FHA, and VA loans simultaneously, aiding your decision on the most suitable program in CA for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Belmont, San Mateo County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table covers the zip codes: 94002

Loan Options: Conventional and FHA in Belmont, CA

Lendersa® strives to quickly secure the ideal Conventional, USDA, or FHA loan for you without unnecessary hassle. Choose one of these three starting points to match with lenders and loan programs.

Results of Lendersa USDA loan request and matching


  • Green Mortgage Northwest
  • 650 Holladay Street, Suite 1600, Portland, OR, 97232
  • Green Mortgage Northwest is rooted in the sustainable ethos that makes Portland an amazing place to live and attracts so many amazing people to our city. We love our inspiring clients and our goal is to deliver brilliant service while sticking to the values that guide us every day.

    We employ paperless document management, electronic signing.

  • NW Premier Mortgage, Inc
  • 2154 NE Broadway St, Suite 120, Portland, OR, 97232
  • NW Premier Mortgage has worked hard to build a reputation for honest business practices and integrity.Our experienced and friendly team strives to provide a high level of personal service & we never fail to remember that it is our clients that make our business a success.As a result, the majority of our client base comes from referrals and business

  • Trailhead Credit Union
  • 221 NW Second Avenue, Suite 100, Portland, OR, 97209
  • Trailhead Federal Credit Union was founded in 1935 when eleven employees from Portland Gas and Coke decided to pool their money to form a financial cooperative. These founding members encouraged other gas company employees to deposit their money into the Credit Union so that their co-workers who needed to borrow, could do so at a reasonable rate.

  • Plum Tree Mortgage Inc D|B|A Portland Mortgage
  • 1126 Northwest Marshall Street, Portland, OR, 97209
  • Plum Tree Mortgage Inc help customers select mortgage products. We manage the process for individuals, institutions, trusts, partnerships and other clients in the purchase, refinance and equity-access of real estate. Because Plum Tree is involved in the mortgage transaction from the beginning.

  • Portland Loan Team LLC
  • 1825 North East 50th Avenue, Portland, OR, 97213
  • Portland Loan Team is an independent mortgage brokerage in Portland, Oregon. We offer competitive rates with a personal touch, a single point of contact available seven days a week, and 24-hour pre-approval to expedite the offer process. Everyone wins! We are a small Mortgage Broker focused on great service and rates.

  • Theory Mortgage
  • 2809 Northeast Martin Luther King Blvd, Portland, OR, 97212
  • Theory Mortgage provides borrowers with mortgage strategy guidance for the greatest personal prosperity, while contributing to the greater good of the community. Whether we're buying business cards or meeting a client for coffee, we choose to support local, small businesses to enrich our community.

  • Pacific NW Federal Credit Union
  • 12005 NE Erin Way, Portland, OR, 97220
  • PNWFCU is a friendly credit union on a mission to be Your Financial Partner for Life. Since 1942, we’ve been putting people before profits, looking for ways to give back to our members & serve our community. Persons who live, work, worship or attend school in & businesses & other legal entities located in these counties are eligible to join PNWFCU.

  • Ironworkers USA Credit Union
  • 11620 NE Ainsworth Circle, Suite 400, Portland, OR, 97220
  • Ironworkers USA Federal Credit Union is dedicated to promoting community development in all of the areas it conducts business and to provide affordable financial services to low-income people. In doing so, we will help them build assets and achieve financial stability. As a Financial Cooperative, We are Owned and Operated by Our Members.

  • Agape Mortgages Inc
  • 2931 NE Rocky Butte Rd, Portland, OR, 97220
  • Agape Mortgages Inc George and his team will treat you with the respect as an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.

  • CHA Mortgage Company Inc
  • 2301 Northwest Thurman Street, Suite C, Portland, OR, 97210
  • CHA Mortgage Company is located in the Baxter Building on the corner of NW 23rd and Thurman.
    Parking is available for Baxter Building guests in spots marked ""Executive Suite Customers."" CHA Mortgage is a local mortgage broker with a mission to help Nurses, Teachers, Firefighters, Police Officers and Veterans with their home loans.

  • Sunset Science Park Federal Credit Union
  • 1100 NW Murray Road, Suite 200, Portland, OR, 97229
  • Sunset Science Park Federal Credit Union (SSPFCU) was chartered in 1960 by 8 people from Electro Scientific Industries (ESI). In 1977 the credit union’s field of membership was expanded to allow all employees located on Science Park Drive to join. Sunset Credit Union is governed by a Volunteer Board of Directors.