Explore the differences! FHA VS Conventional loan programs in Millbrae, San Mateo County, California

In 2026, the conventional loan limit for Millbrae, located in the county of San Mateo, CA, is set at $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.

Employ the Lendersa® Conventional loan calculator to assess and compare today's prime rates for Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator lets you see Conforming Conventional loans alongside USDA, FHA, and VA options, guiding you to choose the most appropriate program in CA for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Millbrae, San Mateo, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to the following zip codes: 94030

Conventional and FHA Loan Options in Millbrae, CA

The goal of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loan available, hassle-free. Begin with one of three options leading to suitable lenders and loan programs that meet your needs.

Lendersa USDA loan request and matching results


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