For the year 2025, the conventional loan ceiling in Rancho-Murieta, within the county of Sacramento, CA, is $675,050. In contrast, the FHA cap for a single-family dwelling is $675,050.
Utilize the Lendersa® Conventional loan calculator to evaluate the most favorable rates currently available for Conventional, FHA, and USDA loans. This will help you determine the income requirements, credit score, reserve funds, and documentation necessary to qualify. Our advanced mortgage calculator presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, empowering you to select the ideal program in CA tailored to your financial needs.
Examine loan offers from a broad array of 100 lenders
| Type of Loan | Maximum Loan | Required Down payment |
| Conventional Conforming | $675,050 | 3% |
| USDA | $478,400 | 0% |
| FHA | $675,050 | 3.5% |
This comparison table is applicable to the following zip codes: 95683
The mission of Lendersa® is to facilitate securing the most suitable Conventional, USDA, or FHA loan effortlessly and expediently. You can embark on this journey by choosing one of three initial pathways that align you with compatible lenders and loan programs.
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Bridge Loan Guides
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