FHA VS Conventional loan programs in 2025 for Rancho-Murieta, Sacramento County, California

In 2025, Convetional loan limit in Rancho-Murieta, county of Sacramento, CA is $675,050 while FHA limit is $675,050 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Rancho-Murieta, county of Sacramento, CA

Loan Type Loan Limit Down payment
Conventional Conforming $675,050 3%
USDA $478,400 0%
FHA $675,050 3.5%

The comparison table applies to zip codes: 95683

Conventional and FHA loan options in Rancho-Murieta, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Home Trust Financial
  • 135 Lake Street South, Suite 230, Kirkland, WA, 98033
  • At Home Trust Financial (NMLS # 1761573), where we specialize in residential mortgages. At Home Trust Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Washington Discount Mortgage LLC
  • 8213 131st Avenue Northeast, Kirkland, WA, 98033
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with amazing low rates and great loan programs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We've been helping customers afford the home of their dreams for many years.
  • University Mortgage Funding Corp
  • 4315 Lake Washington Blvd, Suite 3004, Kirkland, WA, 98033
  • The University Mortgage Funding Corp. Team is committed to providing clients with the highest quality home loans combined with some of the most competitive mortgage rates available in all of Washington. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan.
  • Bellwether Lending Inc
  • 10415 113th Place NE, Kirkland, WA, 98033
  • BellWeather Lending inc is full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates.
  • Washington First Mortgage Loan Corporation
  • 4055 Lake Washington Blvd, Suite 100, Kirkland, WA, 98033
  • Washington First Mortgage Loan Corp. is committed to providing helpful, honest, and accurate advice to assist borrowers in choosing a product that meets their financial needs. We offer our clients excellent customer service and a wide variety of competitive mortgage pricing options in Washington, California, Oregon, and Arizona.
  • Veristone Mortgage, LLC.
  • 6725 116th Ave NE Suite 210, Kirkland, WA, 98033
  • At Veristone, we are private money lenders and experienced mortgage professionals who desire to partner with you to make your real estate investments a success. Veristone Mortgage offers portfolio and traditional lending solutions for investment properties in Idaho, Oregon and Washington.
  • Evergreen State Mortgage
  • 8201 164th Ave NE, Suite 200, Redmond, WA, 98052
  • Evergreen State Mortgage We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for With a variety of loan programs and an established network of lenders be
  • ICS Loans Commercial Mortgage
  • 5608 17th Avenue NW, Seattle, WA, 98107
  • ICS is a vertically integrated correspondent commercial mortgage lending company. We have the largest network of commercial and investment real estate lenders in the nation. ICS processes, underwrites, and funds loans for commercial mortgage brokers and investors through our long-term commercial lending relationships with Banks, Private Lenders.
  • The Mortgage Broker LLC
  • 334 NW 51st Street, Seattle, WA, 98107
  • At The Mortgage Broker LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. The Mortgage Broker LLC, where we specialize in residential mortgages.
  • SALMON BAY COMMUNITY LENDING
  • 7919 Greenwood Ave N Entrance on N 80th St", Seattle, WA, 98103
  • The mortgage business has certainly changed over the years but one thing hasn’t changed: the way we do business here at Salmon Bay Community Lending We have always valued service and relationship over volume and profit and we always will. Our clients come from referrals, not purchased lists, and our expertise comes from problem solving and working
  • Wadot Capital
  • 5413 Meridian Ave N, Suite C, Seattle, WA, 98103
  • Founded by Erik Egger in 2001, WADOT Capital Inc. is considered one of the Northwest's premier hard money lenders. Here at WADOT, we are committed to offering solutions that fit the individual needs of each and every client. Our client centered approach to providing loan services