FHA VS Conventional loan programs in 2025 for Dana-Point, Orange County, California
In 2025, the Conventional loan limit for a single-family home in Dana-Point, within the county of Orange in CA, is set at $970,800. Meanwhile, the FHA loan limit stands at $970,800 for the same type of residence.
Make use of the Lendersa® Conventional loan calculator. It enables you to compare the best rates available today for Conventional, FHA, and USDA loans. Our sophisticated tool helps in assessing the income level, credit rating, reserves, and required documentation needed to qualify. Using this advanced mortgage calculator, view the side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA loans. This aids in making an informed decision about which program will suit your financial situation in CA.
2025 Loan Limits and Down Payment Requirements in Dana-Point, Orange, CA
Type of Loan
Maximum Loan Limit
Required Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison table is relevant for zip codes: 92629, 92624
Exploring Conventional and FHA Loan Choices in Dana-Point, CA
Lendersa® aims to connect you with the most suitable Conventional, USDA, or FHA loans quickly and easily. Choose one of three paths to find matching lenders and appropriate loan programs tailored to your needs.
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