FHA VS Conventional loan in Dana-Point, Orange County, California

In 2026, the Conventional loan limit for a single-family home in Dana-Point, within the county of Orange in CA, is set at $970,800. Meanwhile, the FHA loan limit stands at $970,800 for the same type of residence.

Make use of the Lendersa® Conventional loan calculator. It enables you to compare the best rates available today for Conventional, FHA, and USDA loans. Our sophisticated tool helps in assessing the income level, credit rating, reserves, and required documentation needed to qualify. Using this advanced mortgage calculator, view the side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA loans. This aids in making an informed decision about which program will suit your financial situation in CA.

Browse loan offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Dana-Point, Orange, CA

Type of Loan Maximum Loan Limit Required Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table is relevant for zip codes: 92629, 92624

Exploring Conventional and FHA Loan Choices in Dana-Point, CA

Lendersa® aims to connect you with the most suitable Conventional, USDA, or FHA loans quickly and easily. Choose one of three paths to find matching lenders and appropriate loan programs tailored to your needs.

Explore Lendersa's USDA loan requests and results


  • CityMortgage Inc.
  • 12423 Kittridge Street, North Hollywood, CA, 91606
  • CityMortgage Inc best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.

  • David Lerman - CalUnion Funding
  • 6400 Laurel Canyon Boulevard, North Hollywood, CA, 91606
  • At CalUnion Funding Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • Secured Capital Lending, Inc.
  • 6400 Laurel Canyon Blvd. Suite 620, NORTH HOLLYWOOD, CA, 91606
  • Direct hard money lending company. Offers competetive loan products to investor borrowers looking to leverage in the real estate inevstment market . We have a team of borrowers, brokers,marketers and private individual investors whom we have built a network with, to continue being one of the elites in this competitive market.

  • LBC Capital
  • 4605 Lankershim Blvd., Suite 419, North Hollywood, CA, 91606
  • LBC Capital is a unique California private money lender for real estate investors looking for financing in a matter of days. LBC Capital offers flexible underwriting, attractively priced hard money loans , no hidden fees and quick funding. We develop long-term relationships with our clients through our professional service and exclusive loan terms.

  • Vida Home Investment Inc
  • 7150 Foothill Blvd, Suite B, Tujunga, CA, 91042
  • We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

  • KB Capital group
  • 15021 ventura blvd, Sherman Oaks, CA, 91403
  • We are a no Income lender that specializes in home financing for borrowers with too many write offs on their taxes, wage earners with less than 2yr work history. Foreign national & ITIN borrowers. fast approval fast close
    Private money / Non-QM programs
    70 CLTV
    No fico required

  • Option One Lending
  • 14724 Ventura Blvd, Suite 775, Sherman Oaks, CA, 91403
  • Option One Lending was established over a decade ago as a full service lender. Since then, we have provided superior service to clients all over California. Option One Lending offers a wide variety of products and services and works diligently to ensure that each client gets the loan that matches their needs.

  • 1st Point Lending Inc.
  • 15315 Magnolia Blvd, Suite 328, Sherman Oaks, CA, 91403
  • 1st Point Lending, Inc. is an expert financial adviser, providing best solutions for your home purchase needs. We are mortgage professionals assisting in Residential and Commercial loans, including Conventional, FHA/USDA/VA, Jumbo and Private Money loans. Financing Made Simple with 1st Point Lending, Inc

  • Banc Mortgage, Inc
  • 15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.