FHA VS Conventional loan programs in 2025 for Carlsbad, San Diego County, California
In the year 2025, the maximum loan for conventional lending in Carlsbad, which is situated in the county of San Diego, CA, is $977,500. Comparatively, the FHA loan threshold for a single-family home is $977,500.
Lendersa® offers a Conventional loan calculator to evaluate the best rates between Conventional, FHA, and USDA loans available today. It's designed to help determine the necessary income, creditworthiness, reserves, and relevant documents. Our sophisticated mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the right program suitable for your financial needs in CA.
2025 Loan Limits and Down Payment Requirements in Carlsbad, San Diego, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$977,500
3%
USDA
$703,800
0%
FHA
$977,500
3.5%
The table above pertains to the following zip codes: 92008, 92009, 92011, 92010, 92013, 92018
Exploring Conventional and FHA Loan Options in Carlsbad, CA
The mission of Lendersa® is to facilitate accessing the optimal Conventional, USDA, or FHA loans efficiently and without stress. Choose one from three different starting points to access matching lenders and loan programs tailored to you.
The MortgageTree Lending Team, a division of American Pacific Mortgage is your premiere mortgage banker located in San Dimas, California. We pride ourselves on walking our clients through every step of the transaction and beyond. We make the loan process simple, straightforward and fast for borrowers seeking a mortgage.
540 East Foothill Blvd, Suite 100F, San Dimas, CA, 91773
Lori Printy began her career with GEM Mortgage in 1998 at a young age of 23. She started working with a Top Producing Loan Officer as an assistant then moved on to wear many hats one of being a Sr. Loan Processor.
Lori Printy’s passion of working with a team and learning all aspects of the loan business soon became a Mortgage Advisor
The The Vallejo Team Team is your premier mortgage team located in San Dimas, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California area. Helping families achieve the dream of home ownership for over 15 years.
100 West Foothill Boulevard, Suite 205, San Dimas, CA, 91773
redxlending.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor
Cactus Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Better Home Financial, Inc. is a full service mortgage lender that was founded by Wally Nikowitz in San Dimas, California in 1988. Building upon a decade of career success with a national CPA firm, Founder/CPA Wally merged his extensive experience in finance, accounting, tax and business with his passion for helping family, friends.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
American Home Loans and Realty is committed to honoring the privacy and security of its website visitors. We collect information to process your transactions and to help us provide a better level of service. We do not sell your information to anyone. We strive to protect the security and confidentiality of the information we collect.
