FHA VS Conventional loan in Lincoln, Placer County, California
In 2025, the Conventional loan limit in Lincoln, county of Placer, CA, is $763,600. Meanwhile, for a single-family home, the FHA limit is $763,600.
Utilize the Lendersa® Conventional loan calculator to evaluate the best rates today between Conventional, FHA, and USDA loans. Discover the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you determine which program in CA fits your financial needs best.
2025 Loan Limits and Down Payment Requirements in Lincoln, Placer County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$763,600
3%
USDA
$540,000
0%
FHA
$763,600
3.5%
This table is applicable to the following zip codes: 95648
Conventional and FHA Loan Options in Lincoln, CA
The aim of Lendersa® is to procure the best possible Conventional, USDA, or FHA loans quickly and without difficulty. Select one of three pathways to align with suitable lenders and loan programs.
6733 Salt Cedar Way, Building 1, Suite 378, Frisco, TX, 75034
The Mortgage Brokers LLC values building strong relationships and making good mortgage loans. We work on your behalf to find the best loan option with the lowest fees. At The Mortgage Brokers, you are the priority. We make finding the best rate easy. Because we have access to multiple lenders, we can find you the best deal.
6735 Salt Cedar Way, Building 1, Suite 300, Frisco, TX, 75034
AXS Mortgage is an independent, local mortgage broker. Which means low overhead, lower fees, better and faster service tailored to your needs. Our mission is to deliver a seamless lending experience that exceeds our client’s expectations. We offer support and provide competitive financing options making the dream of home ownership come to life.
"Metropolitan Home Mortgage is an industry leader in the
real estate financing arena that focuses on providing a tailored solution to each client’s needs.
Having spent the past 20+ years providing guidance and amazing results to borrowers of all types in obtaining the
best financing solution that is available in an ever changing marketplace."
5850 Town & Country Bl, Suite 403, Frisco, TX, 75034
Bethlehem Mortgage Solutions is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Texas Union Mortgage offer residential home purchase, refinance, and equity loans anywhere in the State of Texas. We are experts in FHA, VA, USDA, Conventional, Refinance, and Cash Out Refinance. We are specialists in grant programs to help first-time homebuyers. And we work with home builders to help you get into a new build home.
Texas Union Mortgage is a licensed mortgage brokerage with headquarters in Frisco, Texas. The company was founded in 2002. Our employees and their families live in the communities we serve. As a small business, we offer competitive rates and attractive loan programs by keeping our expenses low.
Mesta Park Mortgage, our mission is to handle each loan in a manner that results in the highest level of customer satisfaction. This is achieved by ensuring our customer’s needs are our top priority Buying a home has long been considered a cornerstone of the American dream. Whether it's your first, or one of many, purchasing.
We proudly serve all types of VA loans in the great state of Texas. We take the time to evaluate your personal situation in detail and find the best mortgage solution through all types of loans, including a VA Purchase/Refinance. We have well-qualified individuals who can assist you with getting things done in a timely manner.
