FHA VS Conventional loan programs in 2025 for Rocklin, Placer County, California

In the year 2025, the Conventional loan limit within Rocklin, part of the county of Placer, CA, has been set at $763,600. Meanwhile, the FHA loan limit for single-family homes is determined to be $763,600, making it important for homebuyers to consider these when planning purchases.

Utilize the Lendersa® Conventional loan calculator, a powerful tool designed to help you compare today's top loan rates across various programs such as Conventional, FHA, and USDA. Assess the necessary income, credit, reserves, and documents required to qualify for each option. Our cutting-edge mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to select the most suitable program available in CA, closely tailored to your financial circumstances and future goals.

Explore a diverse range of loan offers from 100 different lenders

Details on 2025 loan limits and down payment requirements in Rocklin, within Placer county, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $763,600 3%
USDA $540,000 0%
FHA $763,600 3.5%

This comprehensive comparison table is applicable to the following zip codes: 95677, 95765

Available Conventional and FHA loan solutions in Rocklin, CA

The primary aim of Lendersa® is to swiftly secure the most advantageous loan for you, whether it is Conventional, USDA, or FHA, with little to no hassle. You can choose from one of three strategic pathways, all designed to pair you with compatible lenders and tailored loan programs. These options cater to varying financial needs and preferences, ensuring you find an ideal solution.

Detailed outcomes for Lendersa's USDA loan inquiries


  • Residential First Mortgage
  • 20151 SW Birch St, Suite 200, Newport Beach, CA, 92660
  • Residential First Mortgage it has been our vision to build a business from repeat clients & client referrals, ultimately creating “clients for life”.Because we do not advertise, our reputation is essential. In order to build and maintain that reputation we enter into each transaction with the idea of building strong relationships with our clients.
  • Inspire Home Loans
  • 4695 MacArthur Ct Ste 350, Newport Beach, CA, 92660
  • Inspire Home Loans Inc.is proud to be the affiliate lender of Century Communities,and exceptional service requires always doing the right thing for you, the customer Our customer-centered approach to home finance takes into account who you are, what you aspire to, and which mortgage programs will suit your financial goals.
  • Nikols Co
  • 4041 MacArthur Boulevard Suite 140, Newport Beach, CA, 92660
  • Nikols Mortgage Fund, LLC (the Fund) has attracted a loyal and sophisticated community of investors including prominent real estate executives, investment advisors, family trusts, family offices, self-directed IRAs, and investment LLCs. Many investors have previously made direct and active real estate investments,
  • Vision One Mortgage
  • 4100 Newport Place Drive Ste. 255, Newport Beach, CA, 92660
  • Vision One Mortgage is a direct lender offering residential property financing. Our product offering includes conforming, high balance/jumbo, FHA, and super jumbo loans. We offer fixed and adjustable rate refinance and purchase loans at competitive rates and costs- including *no cost loans.
  • Commercial Loan Corporation - Trust & Estate Loans
  • 20250 SW Acacia Street, Suite 105, Newport Beach, CA, 92660
  • Commercial Loan Corporation is a professional private money lender. We have been lending in California since 2007. In addition to lending our own money on residential rehab projects in California, Commercial Loan Corp also originates loans to trusts and estates in probate. and also We can help you maximize the distribution for your trust or estate.
  • Trust Deed Capital, Inc.
  • 120 Newport Center Dr, Newport Beach, CA, 92660
  • Trust Deed Capital, Inc. originates, procures, underwrites, and sells privately funded loans in California. We specialize in lending to experienced borrowers who make a business of finding properties to purchase at a discount, improving these properties where needed, and either selling them at a profit or holding them as a cash flow rental investme
  • Ocean Pacific Capital
  • 3300 Irvine Ave, Newport Beach, CA, 92660
  • Ocean Pacific Capital has been arranging, underwriting, structuring and placing Commercial loans, Apartment Loans and Joint Ventures on behalf of our clients since 1977. As a premier commercial loan consultant, we underwrite and arrange all commercial, construction & joint ventures and loans from $700,000.00 to $300,000,000.00 worldwide.
  • Marshall Reddick Real Estate
  • 4299 MacArthur Blvd, Suite 105, Newport Beach, CA, 92660
  • If you are looking to grow your wealth in real estate by investing your hard earned money, we can help. However, we do not have the zero-money and no-credit real estate deals, we do not sell expensive education programs or overpriced mentoring advice, and we are not get-rich-quick gurus.
  • AB Capital LLC
  • 15 Corporate Plaza Dr Suite 200, Newport Beach, CA, 92660
  • AB Capital is an asset-based direct lender headquartered in Newport Beach that specializes in short term bridge & construction loans secured by California real estate. AB Capital takes a common sense approach to underwriting and all approvals are made in-house. We focus on 1st and 2nd position trust deeds from $500,000 to $ 15,000,000 in all maj
  • Lendterra
  • 20281 SW Birch St #200, Newport Beach, CA, 92660
  • We are a private money lender focused on serving the distressed and underserved borrower market. With a combined experience of over 50 years in real estate lending, be assured the professionals at Lendterra can assist you with every facet of your project. We work directly with private investors to facilitate fundings that otherwise could have never