FHA VS Conventional loan programs in 2025 for Seal-Beach, Orange County, California

In 2025, Convetional loan limit in Seal-Beach, county of Orange, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Seal-Beach, county of Orange, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 92649, 90743, 90740

Conventional and FHA loan options in Seal-Beach, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Menconi & Associates / California Mortgage Group
  • 1370 N. Brea Blvd, Suite 203, Fullerton, CA, 92835
  • Menconi & Associates / California Mortgage Group began within the mid 1980’s with associates from our current company. Then, in 2002, through the efforts of Mr. Menconi it became a family-owned company. To date, several members of the Menconi family have performed various functions within Menconi & Associates / California Mortgage Group.
  • Super Rate Inc
  • 4482 Barranca Parkway, Suite 123, Irvine, CA, 92604
  • Super Rate Inc is a California mortgage firm, founded on 2007 and with a team of highly knowledgeable agents committed to providing the highest quality of mortgage loan service. and Through years of serving loan business for customers, we found out there is something deeper than making money.
  • Home Connect LLC
  • 4 Suncreek, Irvine, CA, 92604
  • Home Connect, your local California mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity and the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals.
  • Showcase Agency Inc.
  • 20 Deer Spring, Irvine, CA, 92604
  • Showcase Agency is a real estate and home loan company serving OC, LA, Riverside, San Bernardino and North San Diego counties. We help our clients buy and sell homes, and get home financing. After closing, we help our clients navigate their personal homeownership journey. We donate $150 to Operation Underground Railroad for every real estate
  • A2Z Tax & Financials Inc.
  • 14200 Culver Drive, Suite 285, Irvine, CA, 92604
  • A2Z Tax & Financials is a Real Estate Brokerage (BRE #01987437) and a Mortgage Broker (NMLS #1393235) offering wide variety of services in the area of real estate purchase and sale, rental, investment, residential and/or commercial, as well as offering different types of mortgages for first time home buyers, investors, conventional,
  • Fuente Funding Inc
  • 8000 Cypress Lane, Downey, CA, 90241
  • Fuente Funding—your ultimate partner in real estate lending. With over 10 years as a trusted mortgage broker, we offer tailored commercial and residential loans. Our motto? Be resourceful. We equip you with the know-how to make savvy decisions. From deals to debt, we've got you covered. Subscribe for exclusive real estate finance tips. At Fuente Fu
  • Downey Federal Credit Union
  • 8237 3rd St, Downey, CA, 90241
  • At DFCU, typically if accounts are overdrawn, any deposits are automatically applied to cover negative balances. However, we are committed to ensuring you have full access to your CARES Act stimulus funds. Please contact us at (562) 862-8141 if you have questions or need further information on how we can help you.
  • Realty Capital Lending Group, Inc
  • 8132 Firestone Blvd, Suite 824, Downey, CA, 90241
  • Realty Capital Lending Group, Inc. (RCLG) was established with the mission to produce mortgage solutions for their investor clients. We are located in Southern California, with a network of funding power in various states across the nation. We offer loans based on equity from single family homes to commercial structures, including new construction.