FHA VS Conventional loan programs in 2026 for Seal-Beach, Orange County, California
In 2026, the conventional loan limit in Seal-Beach, which is part of Orange county, CA, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator to easily compare today’s best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the best program in CA for your specific financial needs.
2026 Loan Limits and Down Payment Requirements in Seal-Beach, Orange county, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
Relevant zip codes for this table: 92649, 90743, 90740
Conventional and FHA Loan Options in Seal-Beach, CA
The mission of Lendersa® is to help you acquire the optimal Conventional, USDA, or FHA loan quickly and with ease. Choose from among three starting points that guide you to matching lenders and loan programs.
Chartered in 1961, Diablo Valley Federal Credit Union is a financial cooperative which is owned and operated by its members. Anyone who lives, works, worships or attends school in central Contra Costa County is eligible to open an account. Your funds are insured up to $250,000 through NCUA, a government agency.
Holmgren & Associates has built a strong reputation as a trusted, independent mortgage provider in the Bay Area. Established in 1989.We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending
Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
1980 Mountain Blvd., Suite 209, Oakland, CA, 94611
Greater Bay Capital and Greater Bay Mortgage team up to provide full service mortgage banking products and services.Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Spectrum Credit Union is committed to providing highly competitive benefits and compensation as well as a comfortable, fun work environment for our staff. The Team Spirit Committee organizes companywide events throughout the year. Our headquarters office features ergonomic sit/stand desks, and semi-monthly subsidized table massages
HARMIT TOOR real estate agent with Bay East Brokers, Inc in Pleasanton, California and the nearby area, providing home-buyers and sellers with professional, responsive and attentive real estate services. Need an agent who knows how to effectively market your home so it sells? Give me a call!
Since 2016, North Street has closed nearly $100 million of loans with a select number of experienced investors largely based in the San Francisco Bay Area. We are dedicated to being your preferred capital partner and are focused on providing creative and flexible solutions that will help you grow your business.
300 Frank H. Ogawa Plaza, Suite 250, Oakland, CA, 94612
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
