Explore the differences! FHA VS Conventional loan programs in Patterson, Stanislaus County, California

In 2025, Convetional loan limit in Patterson, county of Stanislaus, CA is $726,200 while FHA limit is $517,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Patterson, county of Stanislaus, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $412,000 0%
FHA $517,500 3.5%

The comparison table applies to zip codes: 95363

Conventional and FHA loan options in Patterson, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • BluePrint Realty and Lending, INC
  • 5701 Lonetree Boulevard, Suite 322, Rocklin, CA, 95765
  • In today’s changing real estate market, it is more important now than ever to have a trusted mortgage consultant. We have access to a full range of mortgage sources and all of our loan officers are dedicated to finding the right loan program with the right rate, terms, and requirements to meet your short-term and long-term goals.
  • Solcosta Home Loans, LLC
  • 5701 Lonetree Boulevard, Suite 316, Rocklin, CA, 95765
  • At Solcosta Home Loans, we believe in speed, service, and transparency. Whether you are a first-time homebuyer or an experienced real estate investor, we want to provide you the education and loan options to help you meet your specific goals. We have a passion for putting our clients’ interests first, and we believe that doing the right thing
  • Direct Wholesale Mortgage
  • 5701 Lonetree Boulevard, Suite 313, Rocklin, CA, 95765
  • Direct Wholesale Mortgage full service real estate and mortgage office, and specialize in providing clients with finding their dream homes, listing clients homes for sale and providing clients with their Mortgage lending needs. As a broker we have relationships with over 10 different lenders which offer variety of loan programs.
  • LRG LENDING
  • 5701 Lonetree Blvd, Suite 307-308, Rocklin, CA, 95765
  • At LRG Lending, the genuine care and well-being of our clients is our highest mission. We are driven to provide exceptional personal service for our clients who will always enjoy a warm, professional, and seamless experience. Our team is dedicated to building strong and honest client relationships through Loyalty, Respect, and Gratitude.
  • Capital city mortgage solution inc
  • 5701 Lonetree Blvd, Suite 317, Rocklin, CA, 95765
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Capitol Direct Lending
  • 6524 Lonetree Blvd., Rocklin, CA, 95765
  • From affordable loans for first-time home buyers to traditional fixed and adjustable rate mortgages to jumbo loan amounts that accommodate upscale financing, we offer a wide variety of financing options. You can count on our extensive resources, capabilities, and expertise to provide the right home loan for you.
  • Mid Valley Services, Inc.
  • 7644 N Palm Ave, Fresno, CA, 93711
  • Welcome to Mid Valley Financial (MVF), the premier mortgage provider in Central California. With over 35 years of experience in Fresno, California, we have established ourselves as a trusted name among local real estate agents, title companies, and lenders. Our commitment to excellence has made us a leading provider of real estate loans across Cali
  • Mount Saber
  • 2350 W. Shaw Suite 140, Fresno, CA, 93711
  • Our firm collaborates with real estate investors throughout California. We diligently provide services for hard-to-fund loans, requiring a detailed approach to discover funding solutions. With 20 years of experience, our licensed brokers have established a vast network of private funding investors.
  • Homebridge
  • 7471 N. Remington Avenue, Suite 102, Fresno, CA, 93711
  • At HomeBridge Financial Services, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you