FHA VS Conventional loan in Ridgemark, San Benito County, California

In 2025, Convetional loan limit in Ridgemark, county of San Benito, CA is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Ridgemark, county of San Benito, CA

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 95023

Conventional and FHA loan options in Ridgemark, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • OBMortgage
  • 4665 Coronado Ave, San Diego, CA, 92107
  • OBMortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best possible loan. We represent a wide variety of lenders ranging from "A" rated lenders with first quality rates to private "hardship" lenders.
  • American Mortgage and Loan
  • 10461 Guincho Place, San Diego, CA, 92124
  • American Mortgage and Loan is a broker specializing in financing for first and second trust deeds. Our Principals have been serving all of California since 1992, practicing all aspects of residential, investment and commercial lending . Our dedicated staff has over 40 years of real estate experience
  • Your Darling Lender
  • 10444 Timberlane Way, Santee, CA, 92071
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Casa Financial Services, Inc
  • 9560 Cuyamaca Street, Suite 101, Santee, CA, 92071
  • Casa Financial Services, Inc are the small, family owned, military family, guy next door, working man, LOCAL brokerage just down the street. No huge buildings, no board of directors calling the shots, no share holders screaming for profit margins, no big government bailouts to boost the bottom line, with combined 40+ years experience.
  • Steven Tavera Mortgage & Realestate
  • 8989 Rio San Diego Dr, Suite 100, San Diego, CA, 92108
  • Steven is a Mortgage Loan Officer based out of San Diego and services all of California. Steven was born in Los Angeles and at a young age moved to Europe with his family while his Mother served in the Army. Steven grew up in Europe giving him an understanding of world cultures. Steven attended college at the University of Las Vegas, Nevada and aft
  • Rapozo Funding
  • 1565 Hotel Cirlce South, Suite 145, San Diego, CA, 92108
  • Danielle Rapozo is a highly experienced real estate professional who specializes in California mortgage loans. Danielle consider herself a true San Diego mortgage expert, taking pride in making it happen for her clients. Danielle entered the Real Estate industry in 1998 where she took a position managing a Real Estate team.
  • Military Home Loans
  • 8885 Rio San Diego Drive, Suite 347, San Diego, CA, 92108
  • Since 2004, we've helped over two thousand veterans and active duty members discover their dream home and save thousands on smart refinancing, with military home loans. Our appreciation of service members is deeply rooted within our company. We are dedicated to providing YOU with unmatched benefits & customer support.
  • LTV, Inc
  • 2831 Camino del Rio South, Suite 217, San Diego, CA, 92108
  • LTV Mortgage Capital is a full-service capital advisory and commercial real estate mortgage brokerage firm. LTV is exclusively focused on securing multifamily, student-housing and net-leased debt assignments for investors throughout the United States. We are comprised of a seasoned team with a track record