FHA VS Conventional loan programs in 2024 for Ridgemark, San Benito County, California

In 2024, Convetional loan limit in Ridgemark, county of San Benito, CA is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Ridgemark, county of San Benito, CA

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 95023

Conventional and FHA loan options in Ridgemark, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Serve-U-Best Mortgage, LLC
  • 4033 East Palo Brea Lane, Cave Creek, AZ, 85331
  • At Serve-U-Best Mortgage, LLC, we don't quote you a loan program until we understand your goals. We fund loans with many different credit and employment profiles. The majority of the lenders, in the industry, will quote you a rate up front without really listening to your needs. We structure first mortgages refinances, home purchases, seconds etc
  • Mortgage Pro USA
  • 5107 East Lonesome Trail, Cave Creek, AZ, 85331
  • At Mortgage Pro USA we are a full-service mortgage company based in Phoenix, AZ. We specialize in VA, FHA, Jumbo, Conventional and DPA Loans in Phoenix. We also serve the surrounding cities in Maricopa County. Whether you are buying a home or refinancing in Arizona, we can help you realize your dream of home ownership or save you money
  • ELECTRUM FINANCIAL PLLC
  • 27610 N 47th St, Cave Creek, AZ, 85331
  • Our mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital. Electrum Financial PLLC is a mortgage broker
  • Greg Wade Mortgages
  • 21906 North 36TH Way, Phoenix, AZ, 85050
  • For me, lending is all about local relationships. I've lived in Arizona my entire life. I'm an active member of the communities where I've made a distinct impact. My mentality is ""Shop Locally"". Working with me means you'll be getting the attention and consideration that your mortgage requires.
  • Clear Choice Mortgage
  • 2550 E Rose Garden Lane, Phoenix, AZ, 85050
  • Our goal is simple: provide a level of service that exceeds expectations and deliver on time, every time. Period. From the very beginning, our approach focuses on integrity, honesty, knowledge and straight-forward communication, all of which create a solid foundation for developing lasting client and business partnerships.
  • Brightside Mortgage, LLC
  • 20860 North Tatum Boulevard, Suite 300, Phoenix, AZ, 85050
  • Brightside Mortgage, we are your partners in achieving your home-ownership dreams. Our number one priority is matching you with the best loan to achieve your goals. We are here to work on your behalf to make sure your experience is easier, more positive and more personal than our competitors
  • Expert Mortgage, LLC
  • 22007 North 36th Street, Phoenix, AZ, 85050
  • We're helping you take on perhaps the largest debt of your life. We feel that we have a professionally responsibility to help you manage that debt. Our role is to help you integrate this loan into your overall short and long term financial & investment goals while maximizing your tax objectives, cash flow and net worth. This takes an Expert.
  • ARIZONA WHOLESALE MORTGAGE INC
  • 3813 E Tracker Trl, Phoenix, AZ, 85050
  • Arizona Wholesale Mortgage Inc. prides ourselves on finding the best mortgage loans to match each and every client’s highly individualized needs. Although our home office is in Phoenix, we are licensed to provide mortgages throughout the Great State of Arizona. Regardless of your mortgage needs, be it purchase or refinance, Conventional, VA, Jumbo