FHA VS Conventional loan programs in 2026 for Newman, Stanislaus County, California

In the year 2026, the limit for a Conventional loan in Newman, located in the county of Stanislaus, CA is $726,200, while the FHA loan threshold for a single-family dwelling is $517,500.

Try the Lendersa® Conventional loan calculator to easily compare today's best rates for Conventional, FHA, and USDA loans. It also assists in determining the necessary income, credit, reserves, and documentation to qualify. This sophisticated tool enables you to evaluate the Conventional, USDA, FHA, and VA loans side by side in CA to discern which program best suits your financial needs.

Explore loan opportunities from over 100 lenders by comparing loan offers.

2026 Loan Limits and Down Payment Requirements in Newman, Stanislaus County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $412,000 0%
FHA $517,500 3.5%

This comparison table is applicable for the following zip codes: 95360

Explore Conventional and FHA Loan Options in Newman, CA

Lendersa® is dedicated to swiftly and easily finding you the best Conventional, USDA, or FHA loan. You can choose from three pathways to find lenders and programs that suit your needs.

Lendersa USDA loan request and matching results


Newman Lenders

  • American Pacific Mortgage
  • 222 South Thor Street, Suite 3 & 10, Turlock, CA, 95380
  • Lends in California
  • Whether you are buying your first home, second home, vacation home or an investment property, we can help! Turn the home of your dreams into reality.American Pacific Mortgage does not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time.

  • Pacific Coast Mortgage Company
  • 18181 Butterfield Boulevard, Suite 170, Morgan Hill, CA, 95037
  • Lends in California
  • Pacific Coast Mortgage Company believes the loan process should be painless. That's why we're here to partner with you for the life of your loan. Whereas banks only offer their own products, we source the entire open market to custom tailor valuable solutions for your unique needs.

  • 1st INTEGRITY MORTGAGE
  • 16275 Monterey Road, Suite K, Morgan Hill, CA, 95037
  • Lends in California
  • Integrity. We believe it all begins here. If we are people of integrity, in a business that is not always known for it’s “honesty” we will be set apart from our competition. We strive hard to adhere to all government regulations. But that’s only the start. We also communicate clearly with you the client on your options, benefits.

  • Global Mortgage
  • 17485 Monterey Road, Suite 202, Morgan Hill, CA, 95037
  • Lends in California
  • At Global Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • Golden Eagle Mortgage Group
  • 260 Tres Pinos Rd, Suite B-2, Hollister, CA, 95023
  • Lends in California
  • Golden Eagle Mortgage Group is the trusted, local APM division that caters to the specific needs of your community. Like APM, Golden Eagle Mortgage Group’s mission is to create experiences that matter while serving your home financing needs. Whether you are buying your first home, a new investment property or building your dream home.

  • Good Guys Financial Inc
  • 430 Talbot Drive, Hollister, CA, 95023
  • Lends in California
  • A California independent agency and broker, Good Guys Financial’s team is built on honesty, integrity, hard work and professionalism. We value our relationships with employees, clients & familiar lenders. We approach business with solutions to your coverage needs. Our agency has 8+ years of mortgage & real estate business experience

  • Lineage Realty Group
  • 1354 San Benito St, Hollister, CA, 95023
  • Lends in California
  • Richard Vasquez brings over 28 years of experience in real estate, excellent customer service and a commitment to work hard, listen and follow through. He provides quality service to build relationships with clients and more importantly, maintain those relationships by communicating effectively.

  • ReeseSquared Mortgage
  • 1000 Belmont Ln., Tracy, CA, 95377
  • Lends in California
  • ReeseSquared Mortgage you’re buying, selling, Refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Loan-guys.com (e-constructionloans.com)
  • 2074 Mataro Way, San Jose, CA, 95135
  • Lends in California
  • Since 2000 we have specialized in construction loans, lot loans, and vacant land loans in the Western United States. We do single close construction loans for ground-up construction starting with a vacant lot or a tear down, as well as single close construction loans for rehab,remodel and additions.

  • Lending For Living
  • 1020 15th Street, Suite 10, Modesto, CA, 95354
  • Lends in California
  • Lending for Living is locally owned and operated offering extraordinary loan services for individuals seeking to fulfil their dream of home ownership, refinance or create stability. Years of experience and a knack for the challenging has earned us the reputation of being "VA Specialists" and "Mountain Property Specialists".