Explore the differences! FHA VS Conventional loan programs in Gustine, Merced County, California

In 2026, the Conventional loan limit in Gustine, county of Merced, CA is $726,200, whereas the FHA limit for a single-family dwelling is $472,030.

Leverage the Lendersa® Conventional loan calculator to evaluate and compare today's top rates for Conventional, FHA, and USDA loans. It will help determine necessary income, credit, and reserves, as well as required documents for qualification. This mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on the best program for your financial needs in CA.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Gustine, County of Merced, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $341,900 0%
FHA $472,030 3.5%

Note: This comparison table applies to zip codes: 95322

Available Options for Conventional and FHA Loans in Gustine, CA

The goal of Lendersa® is to swiftly provide you with the optimal Conventional, USDA, or FHA loan without any hassle. Choose from three paths to connect with suitable lenders and programs.

Lendersa USDA loan request and matching results


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  • In an increasingly centralized business environment — where the main office may be hundreds of miles away in another state — it's reassuring to know that there are still truly "home-owned" companies. Magnolia Mortgage Company has been making a name for itself in the Mobile area since 1990.

  • Mortgage Team 1, Inc
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  • Our family at Mortgage Team 1 is committed to providing our clients with the highest quality financial services. Our professional Mortgage Planners will work with you one on one to ensure that you get a financial plan that is tailored specifically to meet your mortgage needs. Whether you are purchasing your dream home,

  • The Hutson Company
  • 1244 Main Street, Gardendale, AL, 35071
  • The Hutson Company is a mortgage loan company that serves the entire state of Alabama. We specialize in brokering purchase mortgage loans for new and existing homes and also in refinancing existing mortgages. The Hutson Company has been in business for over 30 years. The Hutson Company does all types of mortgage loans including FHA, VA, USDA

  • Lincoln National Bank
  • 41 Lincoln Square, Hodgenville, KY, 42748
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  • Michigan One Community Credit Union
  • 510 S Dexter Street, Ionia, MI, 48846
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  • Rural Cooperatives Credit Union, Inc.
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  • KIT Federal Credit Union ("KIT") is a member-owned, not-for-profit financial institution that exists to provide superior financial products to our member-owners and their families. KIT was chartered in 1965 with the field of membership of the employees of A&P grocery stores located in Kentucky, Indiana, and Tennessee. We began in a one-room office.

  • Advanz Credit Union
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  • Originally chartered in 1969 as a credit union to serve the Jefferson County Police and then the employees of Jefferson County Government, we became Jefferson County Federal Credit Union, serving the employees of the Louisville - Jefferson County Metro Government as well as the employees.

  • Pathway Mortgage LLC
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  • Mortgage Network
  • 10529A Timberwood Circle, Louisville, KY, 40223
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    First mortgages, refinancing or relocation, let Mortgage Network show you that Our Prime Interest is You!

    Louisville Mortgage
    Mortgage Network is Louisville’s mortgage leader

  • 1st Class Mortgage Group LLC
  • 9900 Corporate Campus Drive, Suite 3000, Louisville, KY, 40223
  • Since our inception, we have acted as key advisors in securing funds for purchasers, investors, and homeowners in the residential markets. We recognize that in the marketplace there is a need for a holistic approach to an individual's needs. With this in mind our goal is to simplify the financing process by delivering a tailored,