FHA VS Conventional loan in Black-Forest, El Paso County, Colorado

For 2026, the limit for a Conventional loan in Black-Forest, located in El Paso county, CO is $647,200, while for a single-family home the FHA limit is $460,000.

Using the Lendersa® Conventional loan calculator allows you to compare the top current rates of Conventional, FHA, and USDA loans. It determines the income, credit, reserves, and necessary documents for qualification. The advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options to help decide which program in CO best fits your financial needs.

Review loan offers from among 100 lenders

Loan limits and down payment requirements for 2026 in Black-Forest, El Paso county, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $314,600 0%
FHA $460,000 3.5%

This comparison table is applicable to zip codes: 80908

Options for Conventional and FHA loans in Black-Forest, CO

The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Start with one of three available options that lead to matching lenders and loan programs.

USDA loan request and matching results from Lendersa


Black-Forest Lenders

  • Affinity Mortgage Brokers
  • 7150 Campus Dr, Suite 265, Colorado Springs, CO, 80920
  • Lends in Colorado
  • “Affinity Mortgage Brokers” came to be just a few years ago, but its history stretches so much further than that. Dwight Howard, President and CEO of Affinity Mortgage, has been working in the mortgage industry since the 1990s. In the beginning, he was a Soldier by day and a Home Loan Specialist by night.

  • Hybrid Lending Group
  • 3760 Misty Meadows Drive, Colorado Springs, CO, 80920
  • Lends in Colorado
  • At our company, mortgage lending is in our blood. In fact, we have decades of experience in this business, with members of our team having either owned or held senior positions in numerous mortgage companies, banks, title companies, and other real estate businesses. We’ve also been property investors ourselves, and understand the importance.

  • US Capital Real Estate Loans & Services Inc
  • 1155 Kelly Johnson Blvd, Suite 111, Colorado Springs, CO, 80920
  • Lends in Colorado
  • U.S. Capital has been helping individuals, families and businesses achieve their financing goals by providing purchase loans and refinances on both residential and commercial properties for over 30 years. The company is currently offering residential mortgages in the state of Colorado

  • Apple Mortgage Corp
  • 7660 Goddard Street, Suite 120, Colorado Springs, CO, 80920
  • Lends in Colorado
  • We offer the lowest mortgage rates on VA, Conventional and FHA home loans in Colorado Springs. Our top priority is to provide exceptional customer service which includes the use of leading edge digital technology. We're locally owned and operated in Colorado Springs and providing mortgage services to our community since 1998.

  • Countryside Lending Inc
  • 1155 Kelly Johnson Blvd, Suite 111, Colorado Springs, CO, 80920
  • Lends in Colorado
  • We have the knowledge and ability to help you achieve your goals. Whether you’re Purchasing your first home, investment property, or Refinancing your existing home, it can become complex very quickly unless you have the right team of professionals behind you. We offer you the tools and information needed to make an educated decision.

  • PenTrust Mortgage Group
  • 1755 Telstar Dr, Suite 109, Colorado Springs, CO, 80920
  • Lends in Colorado
  • At PenTrust, we are driven to deliver a seamless and stress free loan approval process when financing your new or existing home. Our experienced team will provide the knowledge and guidance necessary to ensure a smooth experience while our vast product offerings ensure we match you to the perfect loan.

  • A Plus Mortgage, LLC
  • 1880 Office Club Point, Suite 1200, Colorado Springs, CO, 80920
  • Lends in Colorado
  • This company was founded on 35 years of experience in the mortgage lending industry. We strive to take care of and support your needs now and in the future because, A Plus Mortgage is proud to partner with carefully chosen and well-qualified, licensed and insured loan processors who share over forty years combined experience

  • Aventa Credit Union_Pueblo
  • 2735 Dublin Boulevard, Colorado Springs, CO, 80918
  • Lends in Colorado
  • Aventa Credit Union is a financial services company based out of Colorado Springs, Colorado, United States and serves the Pueblo and San Luis Valley communities as well. Aventa Credit Union is dedicated to protecting your identity and account information. We go above and beyond with products like intrustion software, biometrics.

  • StrongTower Mortgage
  • 5350 N. Academy Blvd, Suite 205, Colorado Springs, CO, 80918
  • Lends in Colorado
  • Our mission is very simple. Treat people the way you want to be treated. Proverbs 18:10 says “The name of the Lord is a strong tower: the righteous man runneth into it, and is safe. Strong-Tower truly wants everyone we work with to feel safe and understand that we will always be honest in our interaction.