FHA VS Conventional loan programs in 2026 for Pueblo-West, Pueblo County, Colorado

In 2026, the loan limit for Conventional loans in Pueblo-West, nestled in the county of Pueblo, CO, is set at $647,200, while the FHA ceiling for a single-family house is $420,680.

Utilize the Lendersa® Conventional loan calculator to explore the best rates offered today for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to help identify the best program for you in CO.

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2026 Loan Limits and Down Payment Requirements in Pueblo-West, Pueblo, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

These limits are relevant to zip codes: 81007

Discover Conventional and FHA Loan Options in Pueblo-West, CO

The objective of Lendersa® is to swiftly furnish you with the highest quality Conventional, USDA, or FHA loans devoid of hassle. Choose one of three starting paths to find matching lenders and loan programs.

Matching results for USDA loan requests via Lendersa


Pueblo-West Lenders

  • Premier Mortgage Services, Inc.
  • 1700 Fortino Blvd, Pueblo, CO, 81008
  • Lends in Colorado
  • Premier's mission is to provide superior products along with expert consultation and customer service to ensure a quick and easy lending process. Premier's friendly, trained and experienced loan professionals will guide you through the mortgage process and help you realize the dream of home ownership.

  • SunWest Educational Credit Union
  • 700 Eagleridge Boulevard, Pueblo, CO, 81008
  • Lends in Colorado
  • At SunWest, our checking accounts are simple. No monthly service fees, no minimum balances and a Visa debit card with no annual fee. Plus, you can get your debit card the same day! We are local not-for-profit financial institution with better rates, fewer fees and the personal service you deserve. Discover brighter days at SunWest.

  • Power Credit Union
  • 1615 E. Evans Avenue, Pueblo, CO, 81004
  • Lends in Colorado
  • We are the breath of fresh air Colorado's dreamers are looking for. Power Credit Union sees beyond the money to empower members with the financial resources they need to live the life they want to live. We have a sincere interest in our members’ well-being and always have their best interest in mind.

  • Southern Colorado Community Lending, LLC
  • 1241 East Routt Ave, Pueblo, CO, 81004
  • Lends in Colorado
  • NeighborWorks Southern Colorado (NWSoCo) is a registered 501(c)3 nonprofit organization located in Pueblo, CO. As an affiliate member of NeighborWorks America with 40 years of experience and a network of community partners, NWSoCo is uniquely qualified to meet the needs of communities across Southern Colorado.

  • Next Gear Mortgage Company
  • 16840 Drennan Rd, Colorado Springs, CO, 80928
  • Lends in Colorado
  • Next Gear Mortgage Company is a Independent Mortgage Broker Company. We dont work for one particular lending institution nor are we tied to just one product line. Not all people and buying situations fit in a traditional bank lending. Which is why Next Gear Mortgage Company was formed. We have a wide range of excellent lenders

  • SFR Inc & MasterBuilt Homes LLC
  • 2993 Broadmoor Valley Rd, Colorado Springs, CO, 80906
  • Lends in Colorado
  • We focus on brokering other people’s properties, like houses and establishments. In addition to this, we also sell our own residential and commercial properties. Our specialty is in apartment homes and manufactured communities.
    Turn to The Broadmoor Mortgage CO for conventional and jumbo residential loans.

  • Curbow Home Loans
  • 3659 Star Ranch Rd., Colorado Springs, CO, 80906
  • Lends in Colorado
  • Curbow Home Loans has been locally and family owned and operating in Colorado Springs since 2003. We have been under the current ownership of Jacob Curbow since 2007.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, mortgages and best of all quality service and individual

  • Harrison Federal Credit Union
  • 1060 Harrison Road, Colorado Springs, CO, 80905
  • Lends in Colorado
  • Harrison FCU is a Financial Cooperative owned and controlled by its members and was established to provide quality financial services and guarantee a safe, sound financial environment for the members who share our common bond. You are eligible for membership if you are an employee or a student of Harrison School District #2.

  • All Colorado Mortgage Inc
  • 418 West Bijou St, Colorado Springs, CO, 80905
  • Lends in Colorado
  • Colorado Mortgage Company is a small but mighty team that "gets stuff done". Our processor, Holly, and our production manager, Nancy, along with John's wife, Beth, work alongside John to make our interactions with clients and strategic partners as seamless as possible. We specialize in purchases as well as refinancing, conventional and more