FHA VS Conventional loan in Penrose, Fremont County, Colorado

In the year 2026, the limit for Conventional loans in Penrose, located in the county of Fremont, CO, is $726,200, whereas the FHA limit for a single-family home amounts to $472,030.

Use the Lendersa® calculator to evaluate today's best rates between Conventional, FHA, and USDA loans. Identify what income, credit, reserves, and documentation you need to qualify. Our advanced mortgage calculator compares Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine the most suitable program in CO for your financial requirements.

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2026 Loan Limits and Downpayment Requirements in Penrose, County of Fremont, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 81240

Exploring Conventional and FHA Loan Options in Penrose, CO

The goal of Lendersa® is to facilitate your access to the best Conventional, USDA, or FHA loan quickly and simply. Select from three starting steps that lead to suitable lenders and loan programs.

Lendersa USDA loan request and results


  • The Bendena State Bank
  • 933 Friendship Road, Bendena, KS, 66008
  • Bendena State Bank was chartered on January 13, 1904 and open for business February 3 of the same year. The Bank was located at the corner of Main & Commercial Streets in Bendena. The first Board of Directors consisted of J. H. Hamilton, A. L. Wynkoop, J. P. Severin, Walter Zimmerman and A. F. Albers.

  • Treynor State Bank
  • 15 East Main Street, Treynor, IA, 51575
  • TS Bank we are all about community prosperity and much of this vision has helped to attract and retain talented and committed employees. Due to our Chairman of the Board, Mick Guttau's military experience, one of the concepts implemented at the bank was "the troops come first."​ Mick has a famous quote which really exemplifies the entire culture

  • Kimball Home Mortage
  • 332 White Star Circle, Billings, MT, 59106
  • At Kimball Home Mortgage we strive to provide the best customer experience possible. Whether you're a first time home buyer or real estate pro, our team is here to make your loan process as easy as possible.we are a mortgage broker, we have a wide range of loan programs available.

  • Stashin Mortgage Services, LLC
  • 21716 N Bradford Drive, Maricopa, AZ, 85138
  • Stashin Mortgage Services, LLC is currently licensed in Oregon, Washington, and Arizona. We focus on all types of residential loans in these states. Our mission is to provide our clients with: Competitive rates and fees. Unparalleled customer service, Exceeding expectations, Close every customer's loan

  • Mabrey Bank
  • 11402 S Memorial Dr, Bixby, OK, 74008
  • The Mabrey family has been involved with the bank for four generations, providing steady leadership to this well-known independent community bank. With 15 locations throughout Oklahoma the bank is staffed by more than 260 professionals, provides financial services to more than 25,000 customers and maintains assets totaling more than $1.5 billion.

  • Vantage West Credit Union
  • 2480 N. Arcadia Ave, Tucson, AZ, 85712
  • antage West is a $2.5 billion financial institution in Arizona, which serves a growing membership of nearly 150, 000 via online channels and branches across Arizona, offering consumer and business banking services including retirement accounts. Some products and services subject to approval. Certain restrictions and fees may apply.

  • NOVA® Home Loans
  • 2810 N. Swan Rd, Suite 160, Tucson, AZ, 85712
  • NOVA Financial & Investment Corporation, dba NOVA Home Loans (NMLS 3087) has built a strong reputation for providing exceptional service to our customers. NOVA Home Loans is licensed to lend in AZ, CA, CO, FL, IL, OR, UT, NM, NV, WA, TX, IN, KY, NE, and PA | BK#0902429 | Equal Housing Opportunity |

  • Gold Coast Mortgage Group
  • 2959 N Swan Rd, Suite 181-D, Tucson, AZ, 85712
  • Billy A. Southern AZ Private Lender For the past 25 amazing years, I've focused on being a creative, passionate lender specializing in private lending (aka "hard money") in Southern Arizona. We've perfected a Rehab Program ("Fix & Flip") with realtors and investors. Most of these.

  • Moapa Valley Mortgage
  • 280 N Moapa Valley Blvd, Suite A, Overton, NV, 89040
  • We are a family owned & operated mortgage business originating out of Moapa Valley. We pride ourselves in working hard to provide our clients with the most diverse loan programs & lowest interest rates the market has to offer. From financing for jumbo loans & manufactured land to USDA Rural Development loans, FHA, VA and Conventional loan.