FHA VS Conventional loan programs in Penrose, Fremont County, Colorado

In the year 2025, the limit for Conventional loans in Penrose, located in the county of Fremont, CO, is $726,200, whereas the FHA limit for a single-family home amounts to $472,030.

Use the Lendersa® calculator to evaluate today's best rates between Conventional, FHA, and USDA loans. Identify what income, credit, reserves, and documentation you need to qualify. Our advanced mortgage calculator compares Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine the most suitable program in CO for your financial requirements.

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2025 Loan Limits and Downpayment Requirements in Penrose, County of Fremont, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 81240

Exploring Conventional and FHA Loan Options in Penrose, CO

The goal of Lendersa® is to facilitate your access to the best Conventional, USDA, or FHA loan quickly and simply. Select from three starting steps that lead to suitable lenders and loan programs.

Lendersa USDA loan request and results


  • Investment & Financial
  • 556 N. Grand Blvd, Diamond Bar, CA, 91765
  • GRAND INVESTMENT&FINANCIAL was founded with the intent to provide a loan for every borrower and every home. With a wide choice of loan products, you'll find a loan program that suits your financial goals, and our skilled loan specialists can walk you through the steps to funding your dreams. With unparalleled customer service
  • NetCORE Realty & Lending
  • 21671 Gateway Center Drive, Suite 207, Diamond Bar, CA, 91765
  • Our mission is to ensure that your real estate dreams are fulfilled in a way that is seamless, efficient, and in your best interest. Serving the entire State of California with a focus on Southern California, our team has over a decade of experience helping both buyers and sellers navigate the complexities involved in exploring real estate.
  • American Empire Lending
  • 20955 Pathfinder Rd, Suite 100, Diamond Bar, CA, 91765
  • American Empire Lending helping customers afford the home of their dreams for many years and we love what we do.All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications.
  • Resban
  • 22632 Golden Springs Dr, Suite 200, Diamond Bar, CA, 91765
  • Founded in 1989, Residential Bancorp is committed to making the home-buying experience simple and enjoyable for customers from start to finish. Our mission is to become the first choice and a household name throughout the United States for home loans. With a vibrant, team-oriented corporate culture and a proven track record of success,
  • Exceed Lending
  • 21660 Copley Dr. #175, Diamond Bar, CA, 91765
  • We at Exceed Lending understand that your real estate is an important investment, and it is our mission to help you achieve your dreams. Our goal at Exceed Lending is to provide access to loan programs that best fit your needs, while providing exceptional customer service, to achieve a rewarding loan experience.
  • Mares Mortgage
  • 32172-A Camino Capistrano, Suite A, San Juan Capistrano, CA, 92675
  • Mares Mortgage is rated first, locally & recommended as the most convenient home loan option. A standard that has been perfected for more than two decades. When Cutberto started providing loans in 1993, he did not just want to provide quality financing. Honesty, Integrity, Customer Service, not something you often hear about in a mortgage company.
  • First California Financial Inc.
  • 30531 Via Ventana, San Juan Capistrano, CA, 92675
  • Since 1991, we have been providing mortgage loans to individuals like yourself. We specialize in custom programs that fit the needs of any home owner. Whatever challenges there may be, we will work one-on-one with you to get the best possible quote. And, customers with good credit will have the benefit of taking advantage of our special rates.
  • RSI Financial Services
  • 31726 Rancho Viejo Road, Suite 209, San Juan Capistrano, CA, 92675
  • RSI Financial Services is a direct lender and mortgage broker headquartered in San Juan Capistrano, California. Founded in 2003, RSI Financial Services provides a range of home loan options for buying and refinancing. Our experienced loan professionals are dedicated to helping you through the loan process
  • Hybrid Agent Group Inc.
  • 31910 Del Obispo Street, Suite 100, San Juan Capistrano, CA, 92675
  • Hybrid Agents in our brokering platform can choose from many different lending sources to give consumers the best available product, rates, cost, and service. We partner with some of the most competitive investors in the industry. Hybrid Agents practicing lending and real estate use a fully integrated