FHA VS Conventional loan in La-Junta, Otero County, Colorado

In 2025, Convetional loan limit in La-Junta, county of Otero, CO is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CO is best for your particular financial situation.

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2025 loan limits and downpayment requirments in La-Junta, county of Otero, CO

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 81050

Conventional and FHA loan options in La-Junta, CO

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Northwest Mortgage
  • 348 Quell Court, Fort Wayne, IN, 46845
  • Northwest Mortgage has been locally owned and serving Indiana since 1999. We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different & we offer a variety of products to meet your individual requirements.We are committed to helping you find the right mortgage product for your needs.
  • Pacific Postal Credit Union
  • 1040 Leigh Ave, San Jose, CA, 95126
  • PPCU is a friendly, member-owned financial institution, conveniently located throughout the Bay Area. Our commitment to our member-owners is to surpass their financial expectations by offering an entire range of financial services from loans, savings and investment accounts to online banking, all at the best possible rates.
  • Amerimac Cal-West Financial
  • 1038 Leigh Ave, Suite 218, San Jose, CA, 95126
  • Amerimac's employees and agents take pride in providing expert knowledge & service to all of our mortgage clients.The average experience of an Amerimac loan agent is over 17 years. Experience really makes the difference in today's difficult real estate & mortgage market.Employees of Amerimac are fully licensed through the Department of Real Estate.
  • Mortgage Magic
  • 1625 The Alameda, Suite 401, San Jose, CA, 95126
  • "Mortgage Magic is a Mortgage Brokerage located in San Jose CA. Mortgage Magic began operation on April 1st, 1990. Originally we were a one person operation, and on January 16th, 1991 we incorporated with a total capitalization of only $600! This year we will assist almost 700 customers satisfying their mortgage needs!"
  • MOA Financial Group, Inc.
  • 1922 The Alameda, Suite 314, San Jose, CA, 95126
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all, quality service and individual attention. Thanks to our loyal clients like you, we continue to stand strong since our establishment in 2005 and we are truly grateful for your trust.
  • Milan Real Estate Group
  • 1310 Saddle Rack Street, Suite 452, San Jose, CA, 95126
  • "Whether you’re buying or selling a home (or both), your success hinges upon the expert advice and services provided by your real estate agent. Our team is committed to providing our clients with professional services based on our experience, knowledge and skills. We’ve filled this website with tips and resources to help you quickly"
  • American Dream Financial
  • 1038 Leigh Avenue, Suite 218, San Jose, CA, 95126
  • American Dream Financial was founded in 2002, with our office in Campbell, California. Offering our clients an array of loan programs to serve their home financing needs. Our experienced Mortgage brokers span over 15 years in the Mortgage Business. Providing service with experience you can trust.
  • The Mortgage Genie- Karen Douglas
  • 380 Diablo Rd, Suite 201, Danville, CA, 94526
  • Karen Douglas is a 23 year Bay Area mortgage professional with extensive experience and knowledge of the industry and its ever-changing landscape. Born and raised in the Bay Area, Karen has devoted much of her energy to developing happy homeowners in the greater Bay Area. Not limited to the local market, Karen’s resources span all of California.
  • Fiorella Giusti-Barrera | Haven Home Lending
  • 26 Bormio Ct, Danville, CA, 94526
  • Fiorella Giusti-Barrera is a Senior Loan Advisor she says that I am client-centered. I will hold your hand. I don't sell rates; I sell service. I will listen to understand your needs, both short term and long-term goals, then I will customize the loan options to fit your needs. I may show you how to pay off your mortgage early.