Explore the differences! FHA VS Conventional loan programs in La-Junta, Otero County, Colorado
For the year 2025, the conventional loan ceiling in La-Junta, part of Otero County in CO, is $647,200. In comparison, the FHA limit for a single-family home stands at $420,680.
Lendersa® offers a Conventional loan calculator to evaluate today's rates compared to FHA and USDA, determining the necessary income, credit, reserves, and documents for qualification. Using our advanced mortgage calculator, view Conventional, USDA, FHA, and VA loans side by side to assist in choosing the most suitable program in CO for your financial situation.
2025 Loan Limits and Down Payment Information in La-Junta, Otero County, CO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The listed information is applicable to the zip codes: 81050
Options for Conventional and FHA Loans in La-Junta, CO
The aim of Lendersa® is to swiftly secure the best Conventional, USDA, or FHA loan for you without any hassle. Choose one of these three starting points to connect with lenders and find suitable loan programs.
10590 Wayzata Blvd, Suite 160, Minnetonka, MN, 55305
Envision Capital is the dependable place to go when in need of a home loan.
Our expert loan officers are readily available to find their clients competitive rates to finance a home purchase. Mortgage fees are often less than other lenders given that the Envision Capital model facilitates minimal overhead.
Texas Family Mortgage, Kevin J. Force, believes in Honesty & Transparency throughout the mortgage process. He takes an educational approach as opposed to a sales approach, stemming from his experience in public service as a Firefighter, United States Marine, and a Police Officer. Kevin believes that by practicing Fair & Honest Lending.
Us Mortgage Inv. offers a best in class Mortgage experience.
-Competitive pricing
- Speed to close
- Best in class VA Loan pricing
- Integrity
US Mortgage Investments to find the mortgage loan that works best for you. With a professional yet friendly approach, we help you feel comfortable about what can be a stressful process.
We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
Dionna Ward handles your home financing with friendliness and finesse to get you moving forWARD with a mortgage or refinance. She brings her own personal touch to servicing her clients, which puts you at ease and gives you that much-needed assurance that she’s got your back during the entire process. She brokers your home loan with care.
4445 West 77th Street, Suite 210, Edina, MN, 55435
MetroFMC works hard to establish great working relationships with a wide variety of banks to enable you to have access to some of the lowest mortgage rates available.
We pride ourselves on the training and knowledge we get directly from the banks that will provide you with your loan
7601 France Ave S, Suite 170, Minneapolis, MN, 55435
The Tradition name represents a continual awareness and respect for the excellence of real estate development, real estate investment and real estate finance services. Tradition Companies is committed to the highest standards of quality, craftsmanship, community involvement and most importantly, a dedication to the customer.
"At Edge Home Finance Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.
We work with many wholesale lenders that provide a wide variety of products such as Conventional, FHA, VA and HARP 2.0."
"Rainbow Mortgage Inc. is owned and operated by local mortgage advisors Gale and David Jamison.
Prior to starting Rainbow Mortgage Inc., David worked for a Fortune 500 company as a Sales Manager/Senior Underwriter in a division that closed over 1000 loans per month. David worked as an Alternative Loan Specialist with Wells Fargo."
