FHA VS Conventional loan programs in 2026 for Lamar, Prowers County, Colorado

For the year 2026, the limit for conventional loans in the county of Prowers, Lamar, CO, is set at $726,200, and the FHA limit applicable to a single-family dwelling is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare and analyze the current rates of Conventional, FHA, and USDA loans. This tool determines the requisite income, creditworthiness, reserves, and documents for qualification. Our advanced mortgage calculator displays a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting in identifying which program in CO is most suitable for your individual financial landscape.

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2026 Loan Limits and Down Payment Details for Lamar, Prowers, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The information above pertains to the following zip codes: 81052

Available Options for Conventional and FHA Loans in Lamar, CO

The primary aim of Lendersa® is to quickly help you secure the optimal Conventional, USDA, or FHA loan with minimal hassle. Start by choosing one of these three methods to match with lenders and loan programs:

Lendersa USDA loan request matching outcomes


Lamar Lenders

  • Fellowship Credit Union
  • 803 East Olive Street, Lamar, CO, 81052
  • Lends in Colorado
  • Fellowship Credit Union has been serving Colorado communities since 1959. Over the years, our field of membership has grown along with our credit union which has merged with East Prowers Federal Credit Union in 1986, St. Francis Credit Union in 2006, and Arkansas Valley Federal Credit Union in 2017.

  • First National Bank of Las Animas
  • 535 Bent Avenue, Las Animas, CO, 81054
  • Lends in Colorado
  • Our bank is locally owned and operated by folks with deep roots in the communities we serve. Our daily commitment is to meet the unique needs of our neighbors, guided by the traditional values we all share After all, loan decisions should be based on you and not a complex risk formula from an out-of-state headquarters.

  • The State Bank
  • 124 Colorado Street, La Junta, CO, 81050
  • Lends in Colorado
  • The State Bank is a financial institution located in La Junta, Colo. The bank offers a wide variety of checking and investment products and services to customers. It provides various checking products, including free checking, financial connection, Rediclub, business management and corporate accounts.

  • The Colorado Bank & Trust Company
  • 301 Colorado Ave, La Junta, CO, 81050
  • Lends in Colorado
  • At Colorado Bank & Trust Company, we believe the customer always come first. No voice mail for our customers – every call is answered by an employee specially trained to get you the answers you need! The Bank opened its first branch in Pueblo, Colorado, on January 19, 2006. The new branch was built on the “Mesa” in eastern Pueblo.

  • Eastern Colorado Bank
  • 10 South First Street, Cheyenne Wells, CO, 80810
  • Lends in Colorado
  • The Eastern Colorado Bank strives to be the leader among financial institutions in terms of quality service, sustainable growth, profitability, and the credibility and trust of our clients, regulators and employees.

    Since our start in 1944, our dedicated staff has focused on business professionals, small businesses