Explore the differences! FHA VS Conventional loan programs in Las-Animas, Bent County, Colorado

For 2026, the loan limit for Conventional loans in Las-Animas, within Bent county, CO, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

With the Lendersa® Conventional loan calculator, compare today’s best rates across Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, guiding you in selecting the best option for your financial situation in CO.

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2026 Loan Limits and Down Payment Requirements for Las-Animas, Bent, CO

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Zip codes: 81054

Explore Conventional and FHA Loan Options in Las-Animas, CO

Lendersa® is committed to connecting you with the best possible Conventional, USDA, or FHA loan efficiently. Choose from three starting points that match with suitable lenders and loan programs.

Results for Lendersa USDA loan requests


Las-Animas Lenders

  • First National Bank of Las Animas
  • 535 Bent Avenue, Las Animas, CO, 81054
  • Lends in Colorado
  • Our bank is locally owned and operated by folks with deep roots in the communities we serve. Our daily commitment is to meet the unique needs of our neighbors, guided by the traditional values we all share After all, loan decisions should be based on you and not a complex risk formula from an out-of-state headquarters.

  • The State Bank
  • 124 Colorado Street, La Junta, CO, 81050
  • Lends in Colorado
  • The State Bank is a financial institution located in La Junta, Colo. The bank offers a wide variety of checking and investment products and services to customers. It provides various checking products, including free checking, financial connection, Rediclub, business management and corporate accounts.

  • The Colorado Bank & Trust Company
  • 301 Colorado Ave, La Junta, CO, 81050
  • Lends in Colorado
  • At Colorado Bank & Trust Company, we believe the customer always come first. No voice mail for our customers – every call is answered by an employee specially trained to get you the answers you need! The Bank opened its first branch in Pueblo, Colorado, on January 19, 2006. The new branch was built on the “Mesa” in eastern Pueblo.

  • Fellowship Credit Union
  • 803 East Olive Street, Lamar, CO, 81052
  • Lends in Colorado
  • Fellowship Credit Union has been serving Colorado communities since 1959. Over the years, our field of membership has grown along with our credit union which has merged with East Prowers Federal Credit Union in 1986, St. Francis Credit Union in 2006, and Arkansas Valley Federal Credit Union in 2017.

  • Eastern Colorado Bank
  • 10 South First Street, Cheyenne Wells, CO, 80810
  • Lends in Colorado
  • The Eastern Colorado Bank strives to be the leader among financial institutions in terms of quality service, sustainable growth, profitability, and the credibility and trust of our clients, regulators and employees.

    Since our start in 1944, our dedicated staff has focused on business professionals, small businesses

  • The First National Bank of Hugo
  • 321 4th Street, Hugo, CO, 80821
  • Lends in Colorado
  • The First National Bank Of Hugo is a branch office of The First National Bank Of Hugo. They provide the following services: Full Service Office Location and are located at 321 4th Street in Hugo Colorado.

    Mobile and traditional directions to this location can be found below along with ratings

  • Next Gear Mortgage Company
  • 16840 Drennan Rd, Colorado Springs, CO, 80928
  • Lends in Colorado
  • Next Gear Mortgage Company is a Independent Mortgage Broker Company. We dont work for one particular lending institution nor are we tied to just one product line. Not all people and buying situations fit in a traditional bank lending. Which is why Next Gear Mortgage Company was formed. We have a wide range of excellent lenders