As of 2026, the conventional loan ceiling in Rocky-Ford, located in Otero county of CO, is $647,200, while the FHA loan limit for a single-family dwelling is set at $420,680.
Utilize the Lendersa® Conventional loan calculator to evaluate today's Conventional, FHA, and USDA rates, and find out the Income, credit, reserves, and documentation you'll need for eligibility. Using our advanced mortgage calculator tool, compare Conforming Conventional loans with USDA, FHA, and VA, side-by-side, enabling you to choose the best program in CO for your unique financial circumstances.
Review loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This comparative table refers to these zip codes: 81067
Lendersa® is dedicated to securing you the most suitable Conventional, USDA, or FHA loan promptly, without the hassle. Choose from three starting options that lead to tailored lender matches and loan programs.
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides