FHA VS Conventional loan programs in Rocky-Ford, Otero County, Colorado

As of 2025, the conventional loan ceiling in Rocky-Ford, located in Otero county of CO, is $647,200, while the FHA loan limit for a single-family dwelling is set at $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate today's Conventional, FHA, and USDA rates, and find out the Income, credit, reserves, and documentation you'll need for eligibility. Using our advanced mortgage calculator tool, compare Conforming Conventional loans with USDA, FHA, and VA, side-by-side, enabling you to choose the best program in CO for your unique financial circumstances.

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Loan limits and down payment requirements for the year 2025 in Rocky-Ford, Otero county, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparative table refers to these zip codes: 81067

Conventional and FHA loan alternatives in Rocky-Ford, CO

Lendersa® is dedicated to securing you the most suitable Conventional, USDA, or FHA loan promptly, without the hassle. Choose from three starting options that lead to tailored lender matches and loan programs.

Lendersa USDA loan request and matching results visual


  • Integrus Mortgage
  • 3093 Citrus Circle, Suite 145, Walnut Creek, CA, 94598
  • Multifaceted, highly experienced, and results-driven professional who has demonstrated the ability to thrive independently as well as lead a diverse team of professionals to new levels of success in extremely competitive industries, volatile markets, and fast-paced environments. Strong business qualifications with an impressive track record of
  • Resource Home Loan
  • 2977 Ygnacio Valley Rd, Suite 428, Walnut Creek, CA, 94598
  • We are an independent mortgage brokerage company owned by Mark Dankman. In business for over 20 years now we have helped hundreds of people get their home loans quickly and easily without any surprises. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area.
  • Mortgage Connect
  • 3075 Citrus Circle, Suite 185, Walnut Creek, CA, 94598
  • At Mortgage Connect, we pride ourselves on offering our customers responsive, competent and excellent service. Our customers are the most important part of our business, and we work tirelessly to ensure your complete satisfaction, now and for as long as you are a customer. We serve our customers with honesty
  • Team Funding Group Inc
  • 1700 Ygnacio Valley Road, Suite 202, Walnut Creek, CA, 94598
  • Team Funding Group has built and maintained very important relationships with banks, realtors, escrow companies, and everyone associated with this industry. With relationships as our foundation for business, our rates and turn times have a competitive edge that no one else can offer
  • Loan On Time
  • 1731 Technology Drive, Suite 590, San Jose, CA, 95110
  • We offer Home Mortgage, Equity Line, and FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales and listings! Contact us today for more details FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales.
  • The Mortgage Outlet
  • 200 North Almaden Boulevard, Suite 200, San Jose, CA, 95110
  • "The Mortgage Outlet specializes in purchase and refinance loans for residential real estate, including owner occupied and investment properties. With a focus on excellent customer service, great attention to detail and a willingness to pursue all options available to each individual client,"
  • Stephen Wong - Bayone Reic
  • 1754 Technology Dr Suite 108, San Jose, CA, 95110
  • Since 2003, I started working mortgage industry. I had over 10 years experience in residential lending. I’m well experienced in lending, credit counseling, personal finance, and Customer service, and I take pride in helping Customers meet their individual objectives. Mainly focus on residential mortgage loan.
  • C2 Financial Corporation - Shawn Sidhu
  • 1250 Aviation Ave, Suite 200Q, San Jose, CA, 95110
  • C2 Financial Corporation - Shawn Sidhu is a mortgage brokerage firm based in San Jose, CA that offers residential and commercial financing assistance throughout the State of California. Some of our specialties are purchase and refinance loans. We're highly experienced working with first time home buyers to seasoned real estate investors
  • APCO Employees Credit Union
  • 750 17th Street North, Birmingham, AL, 35203
  • APCO Employees Credit Union is a not for profit, full service financial institution. The Credit Union was formed in 1953 for the purpose of promoting thrift and providing a source of low cost credit for its members. APCO is member owned and operated and its only reason for existence is to help its members do better financially.
  • Regions Bank
  • 1900 5th Ave N, Birmingham, AL, 35203
  • Regions Financial Corporation (NYSE:RF), with $144 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas.