Explore the differences! FHA VS Conventional loan programs in Walsenburg, Huerfano County, Colorado

In the year 2026, the limit for Conventional loans in Walsenburg, located in the county of Huerfano, CO, is $726,200, whereas the FHA limit for a single-family home amounts to $472,030.

Use the Lendersa® calculator to evaluate today's best rates between Conventional, FHA, and USDA loans. Identify what income, credit, reserves, and documentation you need to qualify. Our advanced mortgage calculator compares Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine the most suitable program in CO for your financial requirements.

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2026 Loan Limits and Downpayment Requirements in Walsenburg, County of Huerfano, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 81089

Exploring Conventional and FHA Loan Options in Walsenburg, CO

The goal of Lendersa® is to facilitate your access to the best Conventional, USDA, or FHA loan quickly and simply. Select from three starting steps that lead to suitable lenders and loan programs.

Lendersa USDA loan request and results


Walsenburg Lenders

  • Power Credit Union
  • 1615 E. Evans Avenue, Pueblo, CO, 81004
  • Lends in Colorado
  • We are the breath of fresh air Colorado's dreamers are looking for. Power Credit Union sees beyond the money to empower members with the financial resources they need to live the life they want to live. We have a sincere interest in our members’ well-being and always have their best interest in mind.

  • Southern Colorado Community Lending, LLC
  • 1241 East Routt Ave, Pueblo, CO, 81004
  • Lends in Colorado
  • NeighborWorks Southern Colorado (NWSoCo) is a registered 501(c)3 nonprofit organization located in Pueblo, CO. As an affiliate member of NeighborWorks America with 40 years of experience and a network of community partners, NWSoCo is uniquely qualified to meet the needs of communities across Southern Colorado.

  • Premier Mortgage Services, Inc.
  • 1700 Fortino Blvd, Pueblo, CO, 81008
  • Lends in Colorado
  • Premier's mission is to provide superior products along with expert consultation and customer service to ensure a quick and easy lending process. Premier's friendly, trained and experienced loan professionals will guide you through the mortgage process and help you realize the dream of home ownership.

  • SunWest Educational Credit Union
  • 700 Eagleridge Boulevard, Pueblo, CO, 81008
  • Lends in Colorado
  • At SunWest, our checking accounts are simple. No monthly service fees, no minimum balances and a Visa debit card with no annual fee. Plus, you can get your debit card the same day! We are local not-for-profit financial institution with better rates, fewer fees and the personal service you deserve. Discover brighter days at SunWest.

  • Alamosa State Bank
  • 2225 Main St., Alamosa, CO, 81101
  • Lends in Colorado
  • Alamosa National Bank was chartered on February 9 and opened for business on March 14. It was organized with $25, 000 capital, and cash on hand was $2, 000 with $1, 200 in currency and $800 in silver. The first day’s deposits totaled $14, 659.30. The Original Board of Directors were Chris Wallrich.

  • Canon Signature Mortgage
  • 715 Main St, Canon City, CO, 81212
  • Lends in Colorado
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.

  • The State Bank
  • 124 Colorado Street, La Junta, CO, 81050
  • Lends in Colorado
  • The State Bank is a financial institution located in La Junta, Colo. The bank offers a wide variety of checking and investment products and services to customers. It provides various checking products, including free checking, financial connection, Rediclub, business management and corporate accounts.

  • The Colorado Bank & Trust Company
  • 301 Colorado Ave, La Junta, CO, 81050
  • Lends in Colorado
  • At Colorado Bank & Trust Company, we believe the customer always come first. No voice mail for our customers – every call is answered by an employee specially trained to get you the answers you need! The Bank opened its first branch in Pueblo, Colorado, on January 19, 2006. The new branch was built on the “Mesa” in eastern Pueblo.

  • Next Gear Mortgage Company
  • 16840 Drennan Rd, Colorado Springs, CO, 80928
  • Lends in Colorado
  • Next Gear Mortgage Company is a Independent Mortgage Broker Company. We dont work for one particular lending institution nor are we tied to just one product line. Not all people and buying situations fit in a traditional bank lending. Which is why Next Gear Mortgage Company was formed. We have a wide range of excellent lenders