FHA VS Conventional loan programs in Steamboat-Springs, Routt County, Colorado

In 2025, Convetional loan limit in Steamboat-Springs, county of Routt, CO is $678,500 while FHA limit is $678,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CO is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Steamboat-Springs, county of Routt, CO

Loan Type Loan Limit Down payment
Conventional Conforming $678,500 3%
USDA $542,800 0%
FHA $678,500 3.5%

The comparison table applies to zip codes: 80487, 80488, 80477

Conventional and FHA loan options in Steamboat-Springs, CO

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • FreeStar Financial Credit Union
  • 37570 S Gratiot Ave, Clinton Township, MI, 48036
  • FreeStar Financial Credit Union was originally established in 1957 at what is now the Selfridge Air National Guard Base as Selfridge Air Force Base Credit Union. In its early years, the Credit Union's field of membership consisted of military personnel and supplemental staff at Selfridge Air Force Base.
  • Alliance Home Mortgage
  • 583 W Laurel Rd, Suite 4, London, KY, 40741
  • At Alliance Home Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are partnered with a very large lender in Polaris Home Funding
  • The First Bank of Alabama
  • 120 East North Street, Talladega, AL, 35160
  • Founded in 1848, FNB is the oldest continuously operating bank in the state of Alabama. We are proud to be a member bank of the FDIC and an Equal Housing Lender. Our focus is on the Talladega, Lincoln and Munford communities in North Talladega county as well as the surrounding areas. We are a full service bank catering to both consumer
  • First State Bank (Michigan)
  • 24300 Little Mack, Saint Clair Shores, MI, 48080
  • First State Bank is a Michigan Based Community Bank serving southeastern Michigan and is a full-service bank with 11 branches, Loan Centers in Clinton Township and Farmington Hills and headquarters in St. Clair Shores. First State Bank offers consumer and business checking and savings accounts, mortgages, home equity loans, credit cards.
  • Lake Pointe Mortgage, L.L.C
  • 27735 Jefferson Ave, Saint Clair Shores, MI, 48081
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan by utilizing the 23 years of experience.
  • Citizens Home Loan LLC
  • 18468 Mack Grosse Pointe, Farms, MI, 48236
  • Citizens Home Loan Specialize in purchase and refinance transactions in Michigan and Colorado. Loan Types: Jumbo, Conventional, FHA, VA and USDA (rural development) NMLS 142908 Jay Wojciechowski 14 years of experience in Residential Mortgage Lending for purchase and refinance transactions. Conventional, FHA, VA, USDA & Jumbo
  • Hill Mortgage
  • 81 Kercheval Avenue, Suite 204, Grosse Pointe, MI, 48236
  • Hill Mortgage is based in Grosse Pointe Farms, Michigan. Founded by Jason Kaleta, Brendan Fossee & Dane Fossee. We are one of Michigan’s fastest growing mortgage brokerages. Our number one priority is customer service and creating meaningful and lasting relationships with our clients
  • Goldstar Mortgage Inc
  • 1557 Chesnut Bypass, Centre, AL, 35960
  • Goldstar Mortgage Inc. is located in beautiful Centre, Alabama. Our goal is to provide you with exceptional customer service, lowest rates, and minimal closing cost. Since 1995, Goldstar Mortgage has helped thousand of clients across the State of Alabama purchase their dream home, refinance to lower their payment
  • The Bank of La Fayette, Georgia
  • 101 West Patton Street, La Fayette, GA, 30728
  • The Bank of LaFayette received its original charter from the state of Georgia in 1889. Founded by a group of local investors from the LaFayette and south Walker County area, the bank did not actually begin business for another ten years. On July 18, 1899, The Bank of LaFayette opened for business in a location on the west side of the town square.
  • AFC Mortgage
  • 4266 Cottage Hill Rd, Suite 6, Mobile, AL, 36609
  • AFC Mortgage wants to be your lender that can design a program that fits your particular home financing needs both now and in the future. Our rates are very competitive and we have a wide variety of financing options available to you. Our affiliation with numerous lenders allows AFC Mortgage the potential to save you thousands of dollars
  • MAGNOLIA MORTGAGE COMPANY
  • 1550 S. University Blvd, Mobile, AL, 36609
  • In an increasingly centralized business environment — where the main office may be hundreds of miles away in another state — it's reassuring to know that there are still truly "home-owned" companies. Magnolia Mortgage Company has been making a name for itself in the Mobile area since 1990.