FHA VS Conventional loan programs in Craig, Moffat County, Colorado

In 2026, the Conventional loan limit in Craig, within Moffat County, CO is $726,200. Meanwhile, for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate the best current rates for Conventional, FHA, and USDA loans. Understand the income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage tool offers side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA loans, guiding your decision on the optimal program in CO that suits your financial situation perfectly.

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2026: Loan Limits and Downpayment Requirements in Craig, Moffat County, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for zip codes: 81625

Conventional and FHA Loan Options in Craig, CO

The aim of Lendersa® is to help you acquire the best Conventional, USDA, or FHA loans quickly and effortlessly. Start your journey by choosing one of three paths that lead to matching lenders and loan programs.

Outcomes from Lendersa's USDA loan requests


Craig Lenders

  • MOUNTAIN VALLEY BANK
  • 101 N. 6th Street, Hayden, CO, 80487
  • Lends in Colorado
  • Colorado hometown bank with locations in Steamboat Springs, Walden, Meeker and Hayden. We also have locations in Wyoming and Nebraska. Our products include personal banking, business banking, loans, checking, savings, CDs, FREE ATM usage for our customers, Cash Back Rewards, credit cards, mortgage loans, car loans, and ag loans.

  • Yampa Valley Bank
  • 600 South Lincoln, Suite 100, Steamboat Springs, CO, 80487
  • Lends in Colorado
  • Yampa Valley Bank is a truly locally owned Bank serving the people of Routt and Moffat Counties. Our singular commitment to community Banking is reflected in the honest and friendly service provided to all our visitors. It’s what we call Genuine Hometown Banking - it’s who we are.

  • Alpine Bank and Trust Co
  • 2200 Grand Avenue, Glenwood Springs, CO, 81601
  • Lends in Colorado
  • Alpine Bank is an independent, employee-owned bank which has been helping build Colorado communities for over 45 years. In a time of impersonal banking giants, Alpine Bank stands out as a full-service community bank with the personal touch--delivering the full range of personal, business, wealth management*, mortgage and electronic banking services

  • Central Rockies Mortgage Corp
  • 30 Benchmark Rd, Suite G3, Avon, CO, 81620
  • Lends in Colorado
  • Central Rockies Mortgage was formed in 1992. Robert Grems, David Lau and William DesPortes took over ownership of the company in 2016. Our reputations, and the impeccable reputation of the company, have been built and established on providing exceptional and ongoing customer service to each and every one for our valued clients.