Explore the differences! FHA VS Conventional loan programs in Durham, Middlesex County, Connecticut

In 2026, the Conventional loan limit in Durham, situated in the county of Middlesex, CT, is $726,200, while for a single-family home, the FHA limit is $472,030.

The Lendersa® Conventional loan calculator lets you evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and required documents for eligibility. Through our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side-by-side to decide which program in CT suits your financial needs best.

Explore loan offers from 100 different lenders

Loan limits and down payment criteria for 2026 in Durham, county of Middlesex, CT

Loan Type Credit Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table relates to the following zip codes: 6422

Available Conventional and FHA loan options in Durham, CT

The mission of Lendersa® is to facilitate the swift acquisition of the best Conventional, USDA, or FHA loan with ease. Choose from one of three pathways that match you with the right lenders and programs.

Results from Lendersa USDA loan requests


Durham Lenders

  • Northeast Financial LLC
  • 48 Meriden Rd, Suite 1, Middlefield, CT, 06455
  • Lends in Connecticut
  • "NorthEast Financial is Connecticut’s Premiere Correspondent Commercial Mortgage Lender and Residential Mortgage Broker. Because of this NorthEast Financial is able to offer the best of both worlds in the Mortgage Industry.

    At NorthEast Financial, we pride ourselves on being experts on all of the mortgage programs available to the public."

  • Seasons Federal Credit Union
  • 524 South Main Street, Middletown, CT, 06457
  • Lends in Connecticut
  • In 1935, a group of educators from Middletown, CT, founded the future Seasons Federal Credit Union. Inspired by the credit union philosophy of “people helping people,” the teachers pooled their money together to provide low-cost loans.Through their joint efforts, Northern Middlesex School Employees Credit Union was chartered in December that year.

  • First Connecticut Credit Union
  • 159 South Turnpike Road, Wallingford, CT, 06492
  • Lends in Connecticut
  • Our membership is open to anyone who works for an employer group of 500 employees or less within the state of Connecticut that provides Direct Deposit. Membership also extends to immediate family or household members. Once you join First Connecticut Credit Union, even if you leave your current employer.

  • Allied Funding Group
  • 130 North Main Street, Wallingford, CT, 06492
  • Lends in Connecticut
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • Platinum Mortgage Solutions Inc
  • 33 Fair Street, Suite 101, Wallingford, CT, 06492
  • Lends in Connecticut
  • Platinum Mortgage Solutions, our goal is always excellent customized customer service with superior mortgage knowledge, providing our clients the guidance and service they need, whenever they need it! Whether it’s buying a new home or refinancing an existing home, the Platinum team has your back. Licensed in Connecticut & Florida.

  • State Police Credit Union
  • 321 Research Parkway, Meriden, CT, 06450
  • Lends in Connecticut
  • The CT State Police Credit Union has been providing personalized financial services to Connecticut safety personnel and their families since we were established in 1960. When you join the State Police Credit Union, you become a member of an elite group of public servants from the state’s Emergency Services and Public Protection departments.

  • Members First CT Federal Credit Union
  • 285 Broad St, Meriden, CT, 06450
  • Lends in Connecticut
  • MembersFirst CT Federal Credit Union was first organized in 1936 by Employees of the Meriden Board of Education. Over the years we have expanded membership to include small business groups and students in the Meriden School system. In March of 2016 the Credit Union expanded our Field of Membership to the following communities: Meriden, Wallingford.

  • Planet Home Lending, LLC
  • 321 Research Parkway, Suite 303, Meriden, CT, 06450
  • Lends in Connecticut
  • Planet Home Lending is the smart choice for your mortgage needs. Unlike a bank, mortgages are all we do. Every day, borrowers across America come to us for assistance with their home purchase and refinance needs. At Planet Home Lending, our Mortgage Loan Specialists happily and professionally provide their services.

  • Planet Home Lending
  • 321 Research Parkway, Suite 303, Meriden, CT, 06450
  • Lends in Connecticut
  • Simply put, if you succeed, we all do. That is why we operate with the belief that we’re all in this together, committed to harnessing the full power of the Planet Family of Companies to ensure comprehensive safety, security, and well-being throughout what for many is a life-defining journey to homeownership.