Explore the differences! FHA VS Conventional loan programs in Monroe, Fairfield County, Connecticut

In 2025, Convetional loan limit in Monroe, county of Fairfield, CT is $726,200 while FHA limit is $707,250 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CT is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Monroe, county of Fairfield, CT

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $556,600 0%
FHA $707,250 3.5%

The comparison table applies to zip codes: 06468, 06404, 06491

Conventional and FHA loan options in Monroe, CT

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • HomePromise Corporation
  • 60 South Washington Street, Suite 106, Greencastle, PA, 17225
  • HomePromise helps you find the loan that is right for you.We make the entire lending process easy, fast, & more efficient—& we do it all with a passion for helping you get the money you need & the respect you deserve.Whether you want to pay off high interest credit cards, refinance, or simply need cash, HomePromise can help you get the loan you nee
  • Congressional Bank
  • 4445 Willard Ave, Suite 1000, Chevy Chase, MD, 20815
  • Congressional Bank also focuses on being a Certified Green Business in Montgomery County. Through our efforts we became the first bank to earn the Montgomery County Green Business Certification, and we are partners with Bethesda Green in their efforts to promote sustainability and be a “green” role model.
  • Presidential Bank
  • 4520 East-West Highway, Bethesda, MD, 20814
  • Presidential Bank is a full service community and online bank. With branches throughout the metro DC area, we also provide broad service nationally with a robust and state-of-the-art online banking offering. A privately held, entrepreneurial organization, we are able to offer some of the highest deposit rates in the nation.
  • Paradigm Mortgage Services
  • 7200 Wisconsin Avenue, Suite 500, Bethesda, MD, 20814
  • Paradigm Mortgage Services, Inc. is an independent mortgage brokerage firm in Bethesda, Maryland. NMLS ID # 205094 (www.nmlsconsumeraccess.org) Founded in 1991, We are celebrating 29 years of service this year, making our company one of Maryland's most experienced and trusted mortgage experts
  • Presidential Mortgage Group
  • 4600 East-West Hwy, Suite 400, Bethesda, MD, 20814
  • Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, MD that has served our community since 1987. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the USA. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010.
  • Walker & Dunlop
  • 7501 Wisconsin Avenue, Suite 1200E, Bethesda, MD, 20814
  • Walker & Dunlop is the largest provider of capital to the multifamily industry in the USA and the fourth largest lender on all commercial real estate including industrial, office, retail, and hospitality. Walker & Dunlop enables real estate owners and operators to bring their visions of communities where Americans live, work, shop and play to life.
  • MortgageStar LLC
  • 4550 Montgomery Avenue, Suite 115N, Bethesda, MD, 20814
  • Mortgage Star believes that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. we're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.As a broker, we don’t work for the banks we work for our clients. We seek out the best lender.
  • MC Financial Inc
  • 7315 Wisconsin Avenue, Office 414, Bethesda, MD, 20814
  • We have built a powerful reputation as an outstanding mortgage lender serving the lending needs of real estate professionals, builders and individual homebuyers in California, Florida, Illinois, Maryland, New Jersey, North Carolina, Pennsylvania, Texas, Virginia, and Washington DC.
  • Bancstar Mortgage LLC
  • 8120 Woodmont Ave, Bethesda, MD, 20814
  • The Bancstar Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Access Capital Mortgage
  • 4600 East-West Hwy, Bethesda, MD, 20814
  • Access Capital Mortgage is a full service nationwide lender, known for its integrity and experience in the mortgage industry. We offer multiple loan programs with great rates and flexible terms. Access Capital Mortgage has three retail branches conveniently located in the Baltimore, Maryland Metro Washington D.C. area.
  • Blue Water Funding, LLC
  • 7501 Wisconsin Ave. Suite 125W, Bethesda, MD, 20814
  • Having years of experience in real estate investing and financing, the principals of BlueWater Funding understand and appreciate the profitability and complexities that certain transactions bring with them. Often, these complexities provide a hurdle that traditional banks may never be able to overcome, regardless of your relationship with them o