In the year 2025, the Conventional loan limit for a single-family home in Smyrna, Kent county, DE is set at $726,200, while the FHA limit is pegged at $472,030.
Utilize Lendersa's Conventional loan calculator to juxtapose current rates for Conventional, FHA, and USDA loans, and uncover the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional loans compared to USDA, FHA, and VA, simplifying your decision on the best program available in DE for your specific financial needs.
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| Type of Loan | Limit | Minimum Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
Note: This table comparison applies to the following zip codes: 19977
The mission at Lendersa® is to ensure a seamless and efficient process for securing the best Conventional, USDA, or FHA loan. Choose from three options to connect with matching lenders and loan programs.
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