FHA VS Conventional loan programs in Smyrna, Kent County, Delaware
In the year 2026, the Conventional loan limit for a single-family home in Smyrna, Kent county, DE is set at $726,200, while the FHA limit is pegged at $472,030.
Utilize Lendersa's Conventional loan calculator to juxtapose current rates for Conventional, FHA, and USDA loans, and uncover the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional loans compared to USDA, FHA, and VA, simplifying your decision on the best program available in DE for your specific financial needs.
2026 loan limits and down payment requirements in Smyrna, Kent county, DE
Type of Loan
Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: This table comparison applies to the following zip codes: 19977
Options for Conventional and FHA loans in Smyrna, DE
The mission at Lendersa® is to ensure a seamless and efficient process for securing the best Conventional, USDA, or FHA loan. Choose from three options to connect with matching lenders and loan programs.
Keystone Funding provides home loans and mortgage financing in the District of Columbia, Maryland, Virginia, Pennsylvania, and New Jersey. We are A-rated by the Better Business Bureau, and each of our Mortgage Consultants has a minimum of 8 yrs experience in mortgage origination.
9 East Loockerman Street, Suite 207, Dover, DE, 19901
Lends in Delaware
1st Capitol Mortgage, Inc. is a licensed Mortgage Brokerage in DE, MD and VA. We have been in business at the same location since 1996. As other brokerages have had to close their doors, 1st Capitol has continued to do well because of our referral based business model.By focusing on our clients’ best interest we have maintained a consistent.
The Dover Federal Way: Members are our priority. Excellence is our past, present, and future. Dover Federal Credit Union is the 2010 Winner of the Central Delaware Chamber of Commerce Presidents Award for Excellence. For more than 50 years, you've come first, with products, knowledge and personalized services to achieve your dreams.
Angle Mortgage Network is located in Dover, DE and has a variety of mortgage products to offer. We can’t wait to help you find your mortgage product! Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
Del-One Federal Credit Union is a not for profit financial institution, providing solutions needed to achieve financial security and independence. Del-One is member-owned and operated through the election of a board of directors. Members are provided with safe, convenient locations throughout Delaware to save at higher deposit rates.
Integrity first Mortgage Company, our goal is to make it easy and affordable for borrowers to find solutions to their financial challenges. As a result, we make the process easy for you to get the loan you need. Above all, Integrity First Mortgage provides lending on a large variety of residential properties throughout
Highlands Mortgage is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
New Castle County Delaware Employee Federal Credit Union
100 New Churchmans Rd, New Castle, DE, 19720
Lends in Delaware
Your Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets – our members. All credit unions in Delaware are charted under Federal Law. We are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government.
