FHA VS Conventional loan programs in Big-Pine-Key, Monroe County, Florida

For the year 2025, in Big-Pine-Key within the county of Monroe, FL, the maximum limit for a Conventional loan is $710,700. Meanwhile, the FHA loan limit for a single-family home stands at $710,700.

Leverage the Lendersa® Conventional loan calculator to evaluate current top rates for Conventional versus FHA and USDA loans. Determine the income, credit score, reserves, and documentation necessary for qualification. This advanced tool allows you to analyze Conforming Conventional loans, USDA, FHA, and VA options side by side to help you select the best program suited to your financial situation in FL.

View loan offers from 100 different lenders

Understanding 2025 Loan Limits and Down Payment Needs in Big-Pine-Key, County of Monroe, FL

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $710,700 3%
USDA $0 0%
FHA $710,700 3.5%

This table pertains to zip codes: 33043

Explore Conventional and FHA Loan Opportunities in Big-Pine-Key, FL

Lendersa® is committed to securing you the best available Conventional, USDA, or FHA loan expediently and effortlessly. Choose from the three options provided below to find the matching lenders and loan programs that meet your needs.

Results of Lendersa USDA loan requests and matches


  • PIC Group
  • 1545 River Park Dr, Sacramento, CA, 95815
  • PIC Group was founded on the belief that access to flexible and reliable funding should be within reach for individuals and businesses alike. Our journey began with a vision to bridge the gap between aspirations and achievements by providing tailored financial solutions. Over the years, we have honed our expertise and expanded our offerings
  • Optimus Capital
  • 1545 River Park Drive, Suite 335, Sacramento, CA, 95815
  • Optimus Capital, Inc. offers fast and creative financing solutions for real estate investors, through private hard money loans. As a full-service private money lender, we can help cash flow all your deals while you build up your real estate portfolio Whether it’s for wholesale, a renovation project or ground up construction.
  • 101 Loan - Specialists in Residential, Commercial and Reverse Mortgage Financing
  • 6020 Hellyer Ave, Suite 150, San Jose, CA, 95138
  • 101 LOAN, A SAN JOSE MORTGAGE COMPANY With over 30 years of experience in residential and commercial lending, 101 Loan has the experience, product offerings and the staff needed to close financing in today’s fluid economy time in an efficient manner. While many of our competitors have gone out of business due to the changing economy.
  • Optima Home Mortgage
  • 6090 Hellyer Avenue, Suite 175, San Jose, CA, 95138
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • D&F Properties
  • 5000 Birkdale Way, San Jose, CA, 95138
  • D&F Properties was established in 1984 as an independent brokerage. In 2000 DeFaria Realty & Investments was added to help the financing needs of our clients. We live, play and work in Santa Clara County. Diane LoVerde, owner of D&F Properties/DeFaria Realty & Investments specializes in real estate sales and loan sales.
  • RiverBank
  • 202 E. Spokane Falls Boulevard, Suite 500, Spokane, WA, 99202
  • RiverBank is a community business bank devoted to creating long-term client relationships by delivering high quality, digitally focused and competitively priced products & services to small businesses, professionals & private banking clients. We are located in the downtown Spokane University District & serve the greater Eastern Washington market.
  • Top Lending Team, LLC
  • 25 N Napa St, Spokane, WA, 99202
  • Top Lending Team is your resource for personalized mortgage solutions, fast customized quotes, great rates, and service with integrity Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.
  • Modus Mortgage
  • 140 S Arthur St, Suite 506, Spokane, WA, 99202
  • We've had the pleasure of serving you as K Loans since 2013, and we're looking forward to continue helping you achieve your home goals as Modus Mortgage (NMLS# 1028232). Don't worry though, only the name is changing. Whether you're buying or refinancing your home, need a pre-approval letter or have questions about the home loan process.
  • Golden Pacific Bank, National Association
  • 1409 28th Street, Sacramento, CA, 95816
  • We proudly offer customized products and services to small and medium size businesses in our local area. We supplement our traditional bank loans with government guaranteed options that can provide benefits to our clients that they may not have in our conventional loan product. Our mission is to provide exceptional personal banking services.
  • Wholesale Direct Lending
  • 725 30th St, Suite 102, Sacramento, CA, 95816
  • Wholesale Direct Lending buying, selling, Refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Wholesale West Lending Inc
  • 725 30th street, Suite 203, Sacramento, CA, 95816
  • "Rafael Jauregui and his staff have dedicated themselves to providing outstanding services to customers involved in the financing of residential real estate Rafael Jauregui is committed to providing excellence you deserve. From the first-time homebuyer needing down payment assistance to the sophisticated investor"