FHA VS Conventional loan in Big-Coppitt-Key, Monroe County, Florida

In the year 2025, the limit for a conventional loan in Big-Coppitt-Key, Monroe county, FL is $710,700. In contrast, the FHA limit is $710,700 for a single-family home.

Explore the Lendersa® Conventional loan calculator to evaluate the best rates today between Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and documents required to qualify. Our advanced tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most suitable program in FL for your financial needs.

Compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Big-Coppitt-Key, Monroe, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $710,700 3%
USDA $0 0%
FHA $710,700 3.5%

This table is relevant for zip codes: 33040

Conventional and FHA Loan Options in Big-Coppitt-Key, FL

The goal of Lendersa® is to find you the best Conventional, USDA, or FHA loan quickly and with ease. Choose one of the three starting paths that lead to matching lenders and loan programs.

Results of Lendersa USDA loan request matching


  • Xcellence Mortgage, INC
  • 10508 N Kendall Dr, Miami, FL, 33176
  • Xcellence Mortgage is currently working with Several of the Top Lenders & Investors in the Nation allowing us to provide a wide variety of loan options. Mortgage Broker Business serving the state of FL. We Love what we do so we do it with Passion & Strive for the highest level of Xcellence.
  • M.C. Financial Group, Inc.
  • 11160 N. Kendall Drive, Suite 106, Miami, FL, 33176
  • At M.C. Financial Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Columbus Capital Lending - Tamiami
  • 9955 N Kendall Drive, 2nd Floor, Miami, FL, 33176
  • Columbus Capital Lending is the premier mortgage lender in the Hispanic market. Its headquarters are located in Miami Florida, with licenses in Florida, Texas, California, Illinois, North Carolina, Georgia, Michigan, and Colorado. The mission at Columbus is to strengthen America’s social fabric through sustainable homeownership.
  • Jimenez Property Pros
  • 13810 SW 18th St, Miami, FL, 33175
  • Jimenez Property Pros is the parent company of Mortgage & Real Estate Companies, such as FL Licensed Mortgage Broker Jimenez Property Loans, LLC, NMLS 1988717. Jimenez Property Pros, LLC is wholly owned by Jimenez Holdings, LLC. Jimenez Property Pros, intends to be the one stop place where customers, clients,
  • Florida Home Mortgage Corp
  • 1949 Par Drive, Naples, FL, 34120
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Beacon Financial Resource Group Inc
  • 14510 South West 77 Court, Palmetto Bay, FL, 33158
  • Beacon Financial Resource Group, Inc. is a licensed Florida mortgage broker located in Miami-Dade County. We are family-owned and offer a hands-on approach to serving your residential and commercial mortgage financing needs. With over 28 years of lending experience, we have built a business
  • Enterprise Lending Group Inc
  • 24600 S Tamiami Trail #212, Bonita Springs, FL, 34134
  • "Enterprise Lending Group, Inc.’s sole responsibility is to you, the borrower. We are not affiliated with any one bank. Instead we have the ability to select from a portfolio of lenders. The result is a loan tailored to meet your company’s needs rather than meeting the requirements of a single lender."
  • CFN Mortgage Capital
  • 9360 Sunset Drive, Suite 270, Miami, FL, 33173
  • At CFN Mortgage Capital, we consistently provide an exceptional customer experience by delivering superior mortgage financing solutions by a well-trained and talented staff of industry professionals. CFN takes advantage of the latest innovative advances in technology, making the financing process more efficient and cost effective.
  • RealCap Financial Corp
  • 10300 Sunset Drive, Suite 452, Miami, FL, 33173
  • Our team of mortgage brokers are committed and our certainty of execution is what sets us apart and is at the heart of everything we do – from innovating in simplifying due diligence to streamlining loan documents. Borrowers can expect nothing less than personal service from in-market experts who can and will deliver solutions for any deal.
  • America Reliable Mortgage
  • 10300 Southwest 72 Street, Suite 465, Miami, FL, 33173
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • E-Mortgage Bankers Inc
  • 10300 Sunset Drive, Suite 161, Miami, FL, 33173
  • E-Mortgage Bankers is a Florida Licensed Mortgage Brokerage Business. We offer many source of financing. giving our clients the best options available. This also gives our Loan Officers the leverage to compete against anyone and everyone in the industry. Our objective is to keep growing with a huge emphasis on technology.