FHA VS Conventional loan programs in 2025 for Key-West, Monroe County, Florida
In 2025, the Conventional loan limit in Key-West, located within Monroe county in FL, is $710,700. In contrast, the FHA loan limit for a single-family home is set at $710,700.
Utilize the Lendersa® Conventional loan calculator to effectively compare today's best rates across Conventional, FHA, and USDA loans. Calculate and determine the necessary income, credit standing, reserves, and documentation required to qualify. Our sophisticated mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most suitable program for your specific financial circumstances in FL.
2025 Loan Limits and Down Payment Needs in Key-West, Monroe County of FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$710,700
3%
USDA
$0
0%
FHA
$710,700
3.5%
This comparison table pertains to the following zip codes: 33040, 33041, 33045
Explore Conventional and FHA Loan Opportunities in Key-West, FL
The purpose of Lendersa® is to help you acquire the most advantageous Conventional, USDA, or FHA loans swiftly and with minimal stress. By choosing from our three initial pathways, you'll be matched with relevant lenders and suitable loan programs.
Since 1934, Utilities Employees Credit Union (UECU) has been providing exclusive financial benefits to America’s utility and energy employees and their families. As a full-service, virtual credit union, UECU’s goal is to help workers and Pennsylvania residents improve their financial well-being, accumulate wealth.
At Discovery FCU, we're more than just a place you bank, We're your neighborhood credit union that puts you first and foremost. We focus on the financial success of our members before we do anything else. We work together to create a member experience based on the principles of honesty, reliability and genuineness.
We have simplified the mortgage process. Whether you’re buying a new home or ReFinancing your mortgage, we offer competitive and low mortgage rates without sacrificing high-quality customer service. We pride ourselves on providing customers with great mortgage rates and low fees.
Our team of mortgage professionals is committed to finding you the best mortgage deal possible, while providing trusted counsel, advice and support at every step along the way.As our past customers can attest, we do not rest until we’ve helped make their dreams a reality and same customers have turned to us time.
The American Loan Mortgage Corp Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Ohio USDA/RD Loans Home Purchase Loans Home Refinance Loans Cash Out Home Loans Jumbo Home Loans FHA Loans / VA Loans
Millstream Area Credit Union was organized for the union employees of Cooper Tire & Rubber Company in Findlay, Ohio. It included their wives, husbands, parents, widows and widowers of members in good standing at the time of their death, and dependent children residing in the same household.
Superior Credit Union was founded in 1956 by a group of workers at Superior Tube company in Collegeville, PA. We have grown from modest beginnings to a $50million credit union serving 6, 000 members.
We offer all of the competitive services and products and much better rates and with less fees. We pride ourselves on top quality service
Assured Financial Services is committed to providing our clients with highest quality Mortgage Services combined with lowest interest rates available in your neighborhood. Our team is friendly, knowledgeable, and available to discuss a plan with you. We have partnered with top lenders so you will be given a competitive quote with low closing costs.
Approval Plus Mortgage Inc. of Collegeville, Pennsylvania, is a residential mortgage agency specializing in refinancing mortgage services. Boasting a five-star rating with ratings companies and clients, we go the extra mile. Nothing is more important to us than exceeding expectations and securing low interest rates for homeowners.
The Farmers Savings Bank is a branch office of The Farmers Savings Bank. They provide the following services: Full Service Office Location and are located at 111 West Main Street in Spencer Ohio.
Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
