In 2025, the Conventional loan limit in Key-West, located within Monroe county in FL, is $710,700. In contrast, the FHA loan limit for a single-family home is set at $710,700.
Utilize the Lendersa® Conventional loan calculator to effectively compare today's best rates across Conventional, FHA, and USDA loans. Calculate and determine the necessary income, credit standing, reserves, and documentation required to qualify. Our sophisticated mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most suitable program for your specific financial circumstances in FL.
Compare a wide array of loan offers from 100 diverse lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $710,700 | 3% |
| USDA | $0 | 0% |
| FHA | $710,700 | 3.5% |
This comparison table pertains to the following zip codes: 33040, 33041, 33045
The purpose of Lendersa® is to help you acquire the most advantageous Conventional, USDA, or FHA loans swiftly and with minimal stress. By choosing from our three initial pathways, you'll be matched with relevant lenders and suitable loan programs.
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
