FHA VS Conventional loan in Key-West, Monroe County, Florida

In 2025, Convetional loan limit in Key-West, county of Monroe, FL is $710,700 while FHA limit is $710,700 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Key-West, county of Monroe, FL

Loan Type Loan Limit Down payment
Conventional Conforming $710,700 3%
USDA $0 0%
FHA $710,700 3.5%

The comparison table applies to zip codes: 33040, 33041, 33045

Conventional and FHA loan options in Key-West, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Pointe of View International Inc.
  • 6820 La Tijera Boulevard, Suite 117, Los Angeles, CA, 90045
  • At Pointe of View International, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Golden Key Home Loans
  • 6080 Center Drive, 6th Floor, Los Angeles, CA, 90045
  • I am a Mortgage Broker and the owner of Golden Key Home Loans. I have over 30 years of experience in the lending industry and I love what I do. I am passionate about helping people and seeing first hand the joy, happiness, and smiles on my client’s faces when they are handed the keys to their new homes.
  • Cressida Capital
  • 8939 S. Sepulveda Blvd, Suite 102, Los Angeles, CA, 90045
  • Cressida Capital was formed with one mission in mind to provide every client with highly personalized guidance tailored solutions and the most efficient service in the industry. And to do so with integrity first and foremost. Our team shares more then two decades of experience in direct real estate lending having closed over $500 million in loans.
  • Sunset Equity Funding
  • 6125 Washington Blvd, Culver City, CA, 90232
  • Sunset Equity Funding is a nationwide direct private money and hard money lenders based in Los Angeles, CA. We offer competitive commercial financing programs for real estate investors. Loans range from $100K – $50M million in size and we are able to fund in 48 hours or less. We expedite the loan cycle, so you can continue to scale your business.
  • Sunset Equity Funding
  • 6125 Washington Blvd, Culver City, CA, 90232
  • Sunset Equity Funding is a nationwide direct private money and hard money lenders based in Los Angeles, CA. We offer competitive commercial financing programs for real estate investors. Loans range from $100K – $50M million in size and we are able to fund in 48 hours or less. We expedite the loan cycle, so you can continue to scale your business.
  • Sunset Equity Funding
  • 6125 Washington Blvd, Culver City, CA, 90232
  • Sunset Equity Funding is a nationwide, direct private money lender offering competitive commercial financing programs for real estate investors. Loans range from $100K - $50M million in size and we are able to fund in 48 hours or less. Foreign nationals are ok. We have no pre-payment penalty.
  • Benefit Mortgage
  • 6167 Bristol Parkway, Suite 345, Culver City, CA, 90230
  • Benefit Mortgage was formed by financial industry veterans with vast expertise and a singular mission: to educate experienced homeowners on how to use a reverse mortgage safely as a retirement tool. We’ve helped countless homeowners proficiently utilize their home equity as an element of their retirement portfolio.
  • Equitable Mortgage & Realty Incorporated
  • 2824 South Robertson Boulevard, Los Angeles, CA, 90034
  • Equitable Lending, we treat each customer as an individual; not a number. Unlike the "big lenders" we actually take time to listen to our customers' goals and aspirations, and we use old fashioned common sense and hard work to help our customers obtain the best loan possible given their goals and their situation. As a premier boutique mortgage.
  • SUNRISE MORTGAGE
  • 3415 S. Sepulveda Blvd, Suite 420, Los Angeles, CA, 90034
  • At Sunrise Mortgage, relationships drive everything we do - from who we hire to the clients we represent and the vast network of lenders we've established. We are a full service mortgage banking firm, originating and servicing commercial real estate loans nationwide through our extensive institutional lender network.
  • RCN Capital
  • 3415 S. Sepulveda Blvd. Ste 580, Los Angeles, CA, 90034
  • RCN Capital®, LLC is a national, direct private lender. We provide short-term commercial loans ranging from $50k to $2.5M+ to fund the purchase and rehab of non-owner occupied residential and commercial properties, provide bridge loans, and provide real estate-backed lines of credit.