FHA VS Conventional loan programs in Brent, Escambia County, Florida

In 2026, the conventional loan limit for Brent in Escambia, FL, is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

To analyze today's optimal Conventional, FHA, and USDA rates, make use of Lendersa®'s Conventional loan calculator to determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side-by-side, assisting you in identifying the most suitable program for your specific financial circumstances in FL.

Compare loan offers from a selection of 100 lenders

2026 loan limits and down payment requirements in Brent, within Escambia county, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The rates in this table are relevant to the following zip codes: 32505

Options for Conventional and FHA loans in Brent, FL

At Lendersa®, our primary objective is to help you quickly secure the best possible Conventional, USDA, or FHA loan without hassle. Choose from three starting points to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


Brent Lenders

  • Mortgage Trust Inc
  • 4400 Bayou Blvd, Suite 39, Pensacola, FL, 32503
  • Lends in Florida
  • At Mortgage Trust Inc. we believe our clients' and business partners' satisfaction is the essential part of our success. We believe that the home buying experience should be an effortless one for our clients. We use our many years experience in mortgage banking to streamline the mortgage process.

  • Fairway Funding Group
  • 4300 Bayou Boulevard Suite 15, Pensacola, FL, 32503
  • Lends in Florida
  • Whether you're looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve.

  • Trident Home Loans
  • 517 N. Baylen Street, Pensacola, FL, 32501
  • Lends in Florida
  • At Trident, we guarantee our clients less stress, & more options.Impeccable customer service is the name of our game.Our number one goal is to establish a trusting relationship with our clients.We work directly with borrowers to help them finance their dream homes.Buying a house can be a daunting and intimidating process, but it doesn't have to be!

  • Members First Credit Union
  • 251 West Garden Street, Building I, Pensacola, FL, 32502
  • Lends in Florida
  • Members First Credit Union of Florida Credit Union has been open since 1954 and alsoMember’s First Credit Union As a member of MembersFirst Credit Union of Florida, you are an owner of your financial institution, not just a customer. Credit Unions were established with people like you in mind-people who work for a living, save and borrow.

  • COASTAL FUNDING CORPORATION
  • 216 South Palafox Street, Pensacola, FL, 32502
  • Lends in Florida
  • "Coastal Funding is a local Mortgage Broker dedicated to serving South Carolina & Florida by offering the best mortgage loan products in the industry. Our passion is and always will be
    helping our clients achieve their financial goals and dreams of home ownership. We provide more loan options and solutions to our clients than anyone else.

  • NOLA Lending Group
  • 25 West Cedar Street Suite 500, Pensacola, FL, 32502
  • Lends in Florida
  • At NOLA Lending our mission is to provide unprecedented client service and superior quality lending practices with uncompromising integrity to all of our customers. We are committed to using the newest technology, always increasing our knowledge of the loan industry and continuously searching for new loan products for all of our clients.

  • Cornerstone Mortgage Solutions
  • 6702-C Plantation Rd, Pensacola, FL, 32504
  • Lends in Florida
  • Cornerstone Mortgage Solutions, located in Pensacola FL, has been committed to providing excellent service to our clients with a variety of loan programs and competitive rates for over 10 years! Our outstanding mortgage loan originators will work with you one on one to ensure that you get a financial solution

  • Gulf Winds credit union
  • 220 E. Nine Mile Road, Pensacola, FL, 32534
  • Lends in Florida
  • Gulf Winds Credit Union provides a wide range of accounts and banking services designed to help members live their best financial lives. In other words, banking with Gulf Winds isn’t just banking; it’s a relationship developed by helping you live life on your own terms. we focus on finding banking solutions that empower you

  • Central Credit Union of Florida
  • 1200 E Nine Mile Rd, Pensacola, FL, 32514
  • Lends in Florida
  • CCUFL started as West Florida Central Credit Union in 1962. For almost 60 years, CCUFL has shown what a credit union really is... people helping people. CCUFL has strived to be a community credit union by incorporating the membership and values of the credit unions that have come together to form Central Credit Union of Florida.