FHA VS Conventional loan programs in 2025 for West-Pensacola, Escambia County, Florida

In the year 2025, the limit for a conventional loan in West-Pensacola, within Escambia County, FL, is $647,200, while the FHA limit for single-family homes is $420,680.

Explore using the Lendersa® Conventional loan calculator to compare the best available rates for Conventional, FHA, and USDA loans today. Determine the necessary income, credit, reserves, and documents needed for eligibility. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans in parallel, aiding you in selecting the ideal program for your financial scenario in FL.

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Loan Limits and Downpayment Needs for 2025 in West-Pensacola, Escambia County, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This data is relevant for the following zip codes: 32505, 32506, 32507

Explore Conventional and FHA Loan Options in West-Pensacola, FL

The objective of Lendersa® is to efficiently connect you with the best financing solutions, be it Conventional, USDA, or FHA loans. Begin with one of three paths to find lenders and loans that match your needs.

Results for Lendersa USDA loan requests


  • dlb Mortgage Services LLC
  • 6160 Warren Parkway, Suite 100, Frisco, TX, 75034
  • Debbie Bloyd, the founder of DLB Mortgage Services, has had experience in mortgage, estate planning, investments, insurance, and real estate. We provide the best rates and overall financial analysis for our clients. Debbie has a real estate license and helps you navigate any problem you are facing.
  • Virtuous Mortgage Lending, LLC
  • 6735 Salt Cedar Way, Building 1, Suite 300, Frisco, TX, 75034
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • S & S Funding Inc
  • 5899 Preston Road, Suite 1203, Frisco, TX, 75034
  • S&S Funding Inc. We are licensed mortgage Company dedicated to providing a fast, transparent mortgage experience backed by superior customer support. From our offices in Frisco Tx, we're using diversified, tailored fit loan program to change the way people finance their dream homes
  • Miracle Lending, LLC
  • 8668 John Hickman Parkway, Unit 604, Frisco, TX, 75034
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Mortgage Brokers, LLC
  • 6733 Salt Cedar Way, Building 1, Suite 378, Frisco, TX, 75034
  • The Mortgage Brokers LLC values building strong relationships and making good mortgage loans. We work on your behalf to find the best loan option with the lowest fees. At The Mortgage Brokers, you are the priority. We make finding the best rate easy. Because we have access to multiple lenders, we can find you the best deal.
  • AXS Mortgage, LLC
  • 6735 Salt Cedar Way, Building 1, Suite 300, Frisco, TX, 75034
  • AXS Mortgage is an independent, local mortgage broker. Which means low overhead, lower fees, better and faster service tailored to your needs. Our mission is to deliver a seamless lending experience that exceeds our client’s expectations. We offer support and provide competitive financing options making the dream of home ownership come to life.
  • Metropolitan Home Mortgage
  • 8100 Main St, Frisco, TX, 75034
  • "Metropolitan Home Mortgage is an industry leader in the real estate financing arena that focuses on providing a tailored solution to each client’s needs. Having spent the past 20+ years providing guidance and amazing results to borrowers of all types in obtaining the best financing solution that is available in an ever changing marketplace."
  • Bethlehem Mortgage Solutions
  • 5850 Town & Country Bl, Suite 403, Frisco, TX, 75034
  • Bethlehem Mortgage Solutions is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.