FHA VS Conventional loan programs in 2025 for Pensacola, Escambia County, Florida

In 2025, Convetional loan limit in Pensacola, county of Escambia, FL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Pensacola, county of Escambia, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 32501, 32504, 32503, 32502, 32513, 32522, 32524, 32591

Conventional and FHA loan options in Pensacola, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Cornerstone First Mortgage
  • 2655 Camino Del Rio North, Suite 450, San Diego, CA, 92108
  • Cornerstone First Mortgage is a full-service mortgage lender headquartered in San Diego, California. Functioning as both the mortgage lender and broker, all aspects of the loan process (underwriting, funding and processing) are offered in-house. At Cornerstone First Mortgage, we are dedicated to delivering high-quality customer service
  • California Housing and Lending, Inc
  • 3456 Camino Del Rio N. Suite 206, San Diego, CA, 92108
  • California Housing and Lending we are passionate about ensuring that our clientele experience the utmost exceptional service when dealing with our outstanding personnel. We take strong pride in educating our consumers from start to finish being fully present in every step of the transaction through our full package of real estate.
  • Veterans United Home Loans of San Diego
  • 6863 Friars Road, Suite 100, San Diego, CA, 92108
  • The VA home loan was created in 1944 by the United States government to help returning service members purchase homes without needing a down payment or excellent credit. This historic benefit program has guaranteed more than 24 million VA loans, helping veterans, active duty military members and their families purchase or refinance a home.
  • WindVest Corporation
  • 3131 Camino Del Rio North Suite # 310, San Diego, CA, 92108
  • Windvest was founded in 1994 as a privately held real estate investment firm focused on opportunistic commercial and residential real estate investment projects. In addition to our own investment activities we operate as a direct lender.Dr. Carlos Jimenez is the Chairman and Founder of Windvest Corporation.
  • G&R FINANCIAL SERVICES/NO FICO HOME LOANS
  • 30141 ANTELOPE ROAD, SUITE D818, MENIFEE, CA, 92584
  • Trust in 30 yrs of experience! We're the friendly faces of hard money ready to turn your R.E. dreams into reality. Credit or income hiccups? No problem! We’ve seen it all & still love to say "yes." Don’t let traditional lenders rain on your parade—our umbrellas are always open. Act now & join the hundreds we've helped climb the property ladder. Thi
  • Lionhart Lending
  • 30141 Antelope Road, Suite D-689, Menifee, CA, 92584
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Rich Farmer Team - KRC Realty
  • 1132 San Marino Drive, Suite 100, San Marcos, CA, 92078
  • KRC Realty Services is comprised of a team of local real estate professionals committed to selling some of the most desired homes in San Diego County. KRC Realty Services is a team of local real estate experts ready to reveal the secrets of how we can help you. Our team of local experts is ready to guide you through the home-buying process.
  • Jason Wood - VA Loan Guy
  • 1185 Linda Vista Drive, San Marcos, CA, 92078
  • As the son of a Real Estate Agent, Jason has been around the real estate nearly all his life. Jason began his career in the mortgage industry during college and has over seventeen years of experience in the real estate industry. He began originating loans in 2001 and in 2011 moved to San Diego to further develop his career.
  • PACFI
  • 663 S Rancho Santa Fe Rd, Unit 220, San Marcos, CA, 92078
  • At PACFI, we’re committed to simplifying the mortgage process for our clients. We’re a mortgage brokerage with the top lenders in the nation and licensed in Idaho and California. We are passionate about expediting the loan process and saving our clients time and money. PACFI is a mortgage company lending in the residential industry.
  • Platinum Mortgage Executives
  • 1445 Horizon Court, San Marcos, CA, 92078
  • Platinum Mortgage Executives the mortgage and real estate industry since 1997, David Braun understands what it takes to get tough deals done. David has worked on countless transactions in his 22 years of experience. He is licensed to serve clients in California and Colorado. and also lifetime loan available.