Explore the differences! FHA VS Conventional loan programs in Pensacola, Escambia County, Florida

In 2025, the Conventional loan limit in Pensacola, located in Escambia county, FL, is $726,200, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator for contrasting today's best rates among Conventional, FHA, and USDA loans. Evaluate the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in selecting the program that best fits your financial scenario in FL.

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2025 Loan Limits and Downpayment Requirements in Pensacola, Escambia, FL

Loan Type Maximum Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 32501, 32504, 32503, 32502, 32513, 32522, 32524, 32591

Available Conventional and FHA Loan Options in Pensacola, FL

The mission of Lendersa® is to ensure you get the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Start with one of three outlined paths that lead to matching lenders and loan options tailored to your needs.

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  • Jonah Bank of Wyoming
  • 777 W. 1st Street, Casper, WY, 82601
  • Jonah Bank of Wyoming was established in 2006 by a group of folks that live and work in Wyoming and care about Wyoming. Our mission, Building a Better Wyoming, is accomplished through our support of Wyoming small businesses and their employees. We still believe in old fashioned quality banking where your banker is your neighbor, friend
  • WYOMING COMMUNITY DEVELOPMENT AUTHORITY
  • 155 North Beech Street, Casper, WY, 82601
  • WCDA provides low-interest single family mortgages, and education to help our customers buy and retain their homes. We also offer special programs to aid in the sustainability of homeownership. From our down payment assistance program, to homebuyer education and counseling, to our partnerships with developers and our work.
  • Stillwater Mortgage
  • 135 South Jackson St, Casper, WY, 82601
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Western State Bank
  • 110 4th St SE, Devils Lake, ND, 58301
  • Western State Bank is an employee-owned community Bank, with assets totaling approximately $1 billion. The Bank offers superior full-Banking services, investments and mortgage financing to personal and business customers, as well as nationwide equipment financing services. Western State Bank’s locations are in the North Dakota communities.
  • Skowhegan Savings
  • 13 Elm Street, Skowhegan, ME, 04976
  • Every customer is treated with integrity and respect. When you walk through the doors of any of our 11 Maine branches, you can count on a highly personalized banking experience and an honest, forthright team of employees that are genuinely interested in meeting your individual needs.
  • North Star Community Credit Union
  • 109 Central Ave, Maddock, ND, 58348
  • The mission of North Star Community Credit Union is to deliver financial solutions, one person at a time. North Star Community Credit Union is proud of its ever expanding member reach and currently provides financial service at 12 locations throughout the state of North Dakota. North Star Community Credit Union Full service financial credit union.
  • United Valley Bank
  • 211 Division Ave S, Cavalier, ND, 58220
  • Our roots are planted right here in the Red River Valley, which makes it especially important for us to focus on this area’s ongoing financial health and continued growth. That’s why we spend our time and resources supporting the communities we serve here in North Dakota and Minnesota. This is our home too, and it has been for more than a century.
  • First National Bank of Gillette
  • 319 S Gillette Ave, Gillette, WY, 82716
  • First National Bank of Gillette was founded in 1963 by Teno Roncalio and other members of the local business community. In 1965, Raymond Saunders purchased the majority interest in FNB and became Chairman. Today, Raymond’s son, Sam, has taken the reins as President & CEO. Sam ensures the vision of FNB remains
  • Union State Bank of Hazen
  • 209 Central Avenue NW, Hazen, ND, 58545
  • Union State Bank is a locally operated financial institution that offers a variety of services including, Checking, Savings, Mobile Banking, and Agricultural Commercial Banking. We strive to inspire our customers to make their financial dreams come true and Union State Bank of Hazen is a community-oriented, relationship-driven financial institution
  • Tucson mortgage
  • 1885 N Kolb Rd, Tucson, AZ, 85715
  • We are EXTREMELY responsive to inquiries, so if you need a quickly reply just let us know. If you’d prefer a telephone call, no problem – WILL DO! Just let us know! We’re here to help YOU with your Tucson mortgage. Tucson home loans are originated by institutional lenders such as Mortgage Bankers, Banks, Savings & Loans.