FHA VS Conventional loan programs in 2025 for Lakeland, Polk County, Florida
In 2025, within Lakeland, situated in Polk county, FL, the Conventional loan limit is set at $726,200, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator for comparing today's top rates: Conventional, FHA, and USDA. Assess the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, review side-by-side Conforming Conventional, USDA, FHA, and VA loans to determine the optimal program for your financial situation in FL.
2025 Loan Limits and Downpayment Requirements for Lakeland, Polk, FL
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison is applicable for the following zip codes: 33813, 33803, 33801, 33805, 33815, 33811, 33802, 33804, 33806
Exploring Conventional and FHA Loan Options in Lakeland, FL
The aim of Lendersa® is to secure the best Conventional, USDA, or FHA loan for you swiftly and efficiently. Start with one of the three pathways available, each guiding you towards suitable lenders and loan programs.
Approved Mortgage is a family-owned and operated residential mortgage lender. Our mission is to assist you in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.
Home Capital Corporation was founded in 1998 by Billy Davis, who is still President and Primary Broker Loan Officer. Our motto is "Home Loans from REAL People Who Care" and we live up to this every day. We offer the best service and pricing in the industry, and our customers have rated us with 5 Stars in ALL Reviews because we follow through.
Security Mortgage Corporation specialize in Home Purchase Loans (FHA & Conventional)
FHA 203K Home Purchase Rehabilitation Loans
Refinance & 125% Mortgage Relief Refinance Loans
Reverse Mortgages
Low Rate 30 year and 15 year fixed mortgages and
We promise to give you and your realtor the best service.
We promise to give you a great deal
Ohmstar Home Lending, LLC. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Blue Dolphin Capital is a mortgage brokerage that specializes in residential and commercial loans. As a company, we understand the benefits of new technology and work closely with some of the most innovative lenders in the industry, to provide an array of loan programs that can best suit our clients. As a leader
Suncoast Credit Union is the largest credit union in the state of Florida, the ninth largest in the United States based on membership, and the 10th largest in the United States based on its $12.6 billion in assets. Chartered in 1934 as Hillsborough County Teachers Credit Union, Suncoast Credit Union currently operates 74 full-service branches
10150 Highland Manor Dr, Suite 200, Tampa, FL, 33610
Sistar Mortgage have today announced a partnership that will see the nationwide lender become the Presenting Partner of the upcoming series of Minor League Cricket Franchise Exhibition Matches. As part of the sponsorship, Sistar Mortgage will also have prominent branding on the playing shirts of all 24 Minor League
At Fluxx Mortgage and Financial, we take pride in knowing you chose to work with us, so getting your loan across the finish line is our top priority. Fluxx Mortgage and Financial can help you get pre-qualified and on your way to home ownership Simply fill out our mortgage prequalification form securely on our website
Central Bank officially opened in February 2007 in Tampa, FL and is a full service, independently owned Florida bank that specializes in serving the banking needs of individuals and small businesses. The overall strategy for Central Bank has always been to be an independent community bank providing a higher level of personalized service
5328 Primrose Lake Circle, Suite A, Tampa, FL, 33647
Navigator Lending Solutions was founded by seasoned mortgage professionals who recognized the need for reliable back office support in the mortgage industry and shared a collective vision to become the single source provider for lenders. Navigator Lending Solutions supports Retail, Wholesale and Correspondent lending channels.
Marimark Mortgage is a licensed Florida mortgage lender/broker offering loans in Florida, Virginia and Pennsylvania. Whether you are buying a new home or refinancing, we have loan options that best fit your needs. We also use all the latest technologies to ensure a safe and easy loan process that delivers results.
