FHA VS Conventional loan in Highland-Beach, Palm Beach County, Florida

In 2025, the Conventional loan limit in Highland-Beach, located in Palm Beach county of FL, is $647,200. Meanwhile, for a single-family home, the FHA limit is $460,000.

Use the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, see side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, helping you to select the most suitable option in FL for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Highland-Beach, Palm Beach, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $460,000 3.5%

Applies to zip codes: 33487

Check Out Conventional and FHA Loan Options in Highland-Beach, FL

The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three paths that connect you with suitable lenders and programs.

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