FHA VS Conventional loan in Highland-Beach, Palm Beach County, Florida

In 2026, the Conventional loan limit in Highland-Beach, located in Palm Beach county of FL, is $647,200. Meanwhile, for a single-family home, the FHA limit is $460,000.

Use the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, see side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, helping you to select the most suitable option in FL for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Highland-Beach, Palm Beach, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $460,000 3.5%

Applies to zip codes: 33487

Check Out Conventional and FHA Loan Options in Highland-Beach, FL

The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three paths that connect you with suitable lenders and programs.

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Highland-Beach Lenders

  • Gelt Financial LLC
  • 6401 Congress Ave Suite 215, Boca Raton, FL, 33487
  • Lends in Florida
  • Gelt Financial LLC

    Gelt Financial is a direct private lender and buyer of distressed debt. We provide fast, flexible, asset-based financing for commercial and investment real estate nationwide. We deliver common-sense, short-term real estate financing and acquire performing and non-performing mortgage loans nationwide.

  • American Mortgage Lenders Corp
  • 6501 Congress Avenue, Suite 240, Boca Raton, FL, 33487
  • Lends in Florida
  • American Mortgage Lenders is always seeking highly qualified individuals to work with our brokerage. We supply mortgage professionals with all of the tools that you need. Close more loans and reach the potential that you have always had. Contact us today to find out more information.

  • Hard Money Lending Florida
  • 8000 N Federal Hwy, Suite 200, Boca Raton, FL, 33487
  • Lends in Florida
  • Our rates are comparable with the #1 hard money lender in South Florida, but we’re smaller which means you don’t need to jump through hoops to get approved. You work directly with your private lender; one on one. We’re FAST, FAST, FAST. No credit check, no income verification. All we care about is THE DEAL.

  • Swift Lending
  • 902 Clintmoore Rd #220, Boca Raton, FL, 33487
  • Lends in Florida
  • Swift Lending is a direct licensed lender that will provide you or your organization with real estate investment capital. We strive to be the funding source for professional real estate investors that seek to continually grow their real estate portfolio. We utilize our experience and knowledge in real estate to help investors grow exponentially..

  • Lord Mortgage & Loan
  • 6971 North Federal Hwy Suite 103, Boca Raton, FL, 33487
  • Lends in Florida
  • Lord Mortgage & Loan. Based out of Boca Raton, FL we enjoy helping people realize their dreams of homeownership, and we go above and beyond to make sure that our clients get the personalized service they deserve. Whether this is your first time buying property or you've decided to move to a bigger home

  • Paradise Bank
  • 2420 N. Federal Hwy, Boca Raton, FL, 33431
  • Lends in Florida
  • At Paradise Bank, we are dedicated to serving the long-term financial health of our customers so you can conduct your banking needs safely, securely & conveniently. Our products and services have been developed in partnership with our customers, business owners and managers. We use the latest technology to enhance personal service, not replace it.

  • Titan Funding
  • 2701 NW Boca Raton Blvd, Suite 105, Boca Raton, FL, 33431
  • Lends in Florida
  • Titan Funding is a Team of passionate Banking Professionals consisting of CEO’s, investment professionals and entrepreneurs aligned to assist both businesses and individuals meet their capital needs. We leverage our many years of industry and personal business experience to provide a single source for debt, equity and investment capital.

  • Capital Funding Financial LLC
  • 5550 Glades Rd, Ste 200, Boca Raton, FL, 33431
  • Lends in Florida
  • "Capital Funding Financial is a family operated licensed private lender specializing in asset based investment properties nationwide. We have over 30 Years in combined real estate experience and over 1 Billion in Closed Real Estate Transactions amongst our Principals and over 1,000 SFR Developments completed in our Land Development business. Check

  • mark my mortgage
  • 2424 North Federal Highway, Suite 200 A, Boca Raton, FL, 33431
  • Lends in Florida
  • Mark my Mortgage is an affiliate of Group One Mortgage and has over 30 years lending experience in the Florida Real Estate market. Group One Mortgage. is a licensed Correspondent Mortgage Lender in the State of Florida. Our company is dedicated to offering our customers the highest levels of service and satisfaction,