Explore the differences! FHA VS Conventional loan programs in Highland-Beach, Palm Beach County, Florida

In 2025, Convetional loan limit in Highland-Beach, county of Palm Beach, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Highland-Beach, county of Palm Beach, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33487

Conventional and FHA loan options in Highland-Beach, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • U-Mortgage
  • 201 NE Park Plaza Dr, Suite 135, Vancouver, WA, 98684
  • Our mission is to serve our clients with honesty, integrity and competence. Our goal is to not only provide home loans, but to educate our clients so they have a complete understanding on how the loan itself works. It is our belief that the more you know and understand how your loan operates.
  • Lloyd White, Jr
  • 13115 NE 4th Street, Suite 160, Vancouver, WA, 98684
  • Summit Mortgage Corporation - NMLS 3236, NMLS Access https://nmlsconsumeraccess.org/, is a Portland-based direct lender licensed in Oregon, Washington, California, and Idaho. We've been embedded in the Pacific Northwest since 1997. We like to consider ourselves locals and pride ourselves in doing so.
  • NW Funding Group- Bill Black
  • 12411 SE 2nd circle, Vancouver, WA, 98684
  • We are a full-service mortgage company based in Vancouver, WA. We specialize in Jumbo- 12 month Bank Statement in Vancouver. We also serve the surrounding cities in Clark County. We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, a better rate and term, we can assist you.
  • Key One Financial Inc.
  • 15524 SE Mill Plain Blvd, Suite 200A, Vancouver, WA, 98684
  • Working with Erin and Key One Financial Inc., you can expect to be kept completely up to date on your loan process, giving you the peace of mind needed to focus on the other aspects of buying a home. Erin addresses the far reaching impact the mortgage will have today and well into the future through his expertise with different situations.
  • DIRECTORS MORTGAGE
  • 315 NE 192nd Ave, Suite, Suite 305, Vancouver, WA, 98684
  • Directors Mortgage specializes in residential mortgage loans, purchases, refinances, construction loans, reverse mortgages & debt consolidation. Each Sr. Mortgage Specialist on our team has an average of 10 years experience in the mortgage industry. We are no stranger to getting our clients into the homes of their dreams..
  • NorthWest Funding Group
  • 12411 SE 2nd Cir, Vancouver, WA, 98684
  • The NorthWest Funding Group Team is committed to providing clients with a wide selection of home loans combined with incredible service. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help make your dreams come true
  • Northwest Adventist Federal Credit Union
  • 10333 Southeast Main Street, Portland, OR, 97216
  • Northwest Adventist Federal Credit Union was founded in 1962. Our eligible field of membership includes any current member of a Seventh-day Adventist church in Oregon, Washington, Idaho, Montana & Alaska, as well as employees of Adventist Medical Center. Immediate relatives to an existing member of the credit union are also eligible for membership.
  • Pacific NW Federal Credit Union
  • 12005 NE Erin Way, Portland, OR, 97220
  • PNWFCU is a friendly credit union on a mission to be Your Financial Partner for Life. Since 1942, we’ve been putting people before profits, looking for ways to give back to our members & serve our community. Persons who live, work, worship or attend school in & businesses & other legal entities located in these counties are eligible to join PNWFCU.
  • Ironworkers USA Credit Union
  • 11620 NE Ainsworth Circle, Suite 400, Portland, OR, 97220
  • Ironworkers USA Federal Credit Union is dedicated to promoting community development in all of the areas it conducts business and to provide affordable financial services to low-income people. In doing so, we will help them build assets and achieve financial stability. As a Financial Cooperative, We are Owned and Operated by Our Members.
  • Agape Mortgages Inc
  • 2931 NE Rocky Butte Rd, Portland, OR, 97220
  • Agape Mortgages Inc George and his team will treat you with the respect as an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.
  • Oregonians Credit Union
  • 6915 SE Lake Rd, Milwaukie, OR, 97267
  • We offer many of the same banking products and services as big banks, like checking and savings accounts, mortgages and car loans; but we offer a better way to bank. If you're not receiving great service from your bank, we hope you'll vote with your feet and bank with us instead.