FHA VS Conventional loan in Dundee, Polk County, Florida

In 2026, the limit for Conventional loans in Dundee, Polk county, FL is set at $726,200, whereas the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate the best rates for Conventional, FHA, and USDA loans today. This tool helps ascertain the necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to choose the most appropriate program in FL for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Dundee, Polk County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for the following zip codes: 33898

Conventional and FHA Loan Options in Dundee, FL

Lendersa® is committed to obtaining the best possible Conventional, USDA, or FHA loan for you quickly and with minimal hassle. Begin by choosing one of three steps that connect you with suitable lenders and loan options.

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Dundee Lenders

  • Ridge View Mortgage
  • 231 E. Tillman Ave, Lake Wales, FL, 33853
  • Lends in Florida
  • At Ridge View Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • McWhorter Mortgage
  • 231 E Tillman Ave, Lake Wales, FL, 33853
  • Lends in Florida
  • We constantly work on delivering the best loan services to our clients. Our team will walk you through every step of the loan application and approval process – from answering questions, to closing your loan quickly. We have satisfied clients all over Central Florida and one of the fastest closing rates offered by any mortgage company.

  • Penpoint Mortgage LLC
  • 131 North 6th Street, Haines City, FL, 33844
  • Lends in Florida
  • Penpoint Mortgage believes in doing what is in the best interest of the client at all times. That means listening carefully to the client to ascertain what they want and need. It also means educating the client throughout the entire process so that an informed decision can be made.

  • American Liberty Mortgage - Polk County - Winter Haven, FL
  • 223 7th Street Southwest, Winter Haven, FL, 33880
  • Lends in Florida
  • American Liberty Mortgage, Inc. provides home loans, mortgage rates & mortgage refinance programs. | All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures.

  • First Mortgage Corporation of Winter Haven
  • 1810 6th Street SE, Winter Haven, FL, 33880
  • Lends in Florida
  • First Mortgage Corporation of Winter Haven is a licensed mortgage lender in the State of Florida. We make and service loans for qualified individuals. We're a family run business; we understand the importance of investment in community. In these difficult times, its comforting to know there is someone who cares on the other end of the phone.

  • Vertical Lending
  • 290 Cypress Gardens Blvd SE, Winter Haven, FL, 33880
  • Lends in Florida
  • In 2005, two Floridian real estate & development families, recognized signs of a housing catastrophe, through the over-inflated home values, which was caused by risky mortgage products and lax lending standards.In 2006, Vertical Lending was founded, as a licensed mortgage lender, to provide a higher lending standard.

  • The Mortgage Market Financial Group Inc
  • 4305 Neptune Road, Saint Cloud, FL, 34769
  • Lends in Florida
  • At The Mortgage Market Financial Group Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We work with more than 100 investors

  • HOME SOLUTION LENDERS, INC
  • 1445 E Main Street, Bartow, FL, 33830
  • Lends in Florida
  • HSL was founded in 2008 and our corporate office is located in Bartow, Florida. We offer a wide selection of loan choices for our customers through flexible underwriting, reduced credit scores, and a knowledgeable staff. Our entire staff consist of knowledgeable, professional and approachable team members.

  • Heartland National Bank
  • 320 US Highway 27 N, Sebring, FL, 33870
  • Lends in Florida
  • Heartland National Bank was organized in 1998 by a group of local businessmen. Their biggest concern at that time was the effect bank mergers and acquisitions were having on Highlands County businesses. It was their belief that the community would benefit from a locally owned, independent banking institution.