Explore the differences! FHA VS Conventional loan programs in Lake-Wales, Polk County, Florida
In the year 2025, the conventional loan cap in Lake-Wales, located in Polk county, FL, is set at $647,200, whereas the FHA limit for a single-family home is $420,680.
With Lendersa®'s Conventional loan calculator, you can compare the current rates of Conventional, FHA, and USDA loans to find the best option. Our cutting-edge mortgage calculator allows you to evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in FL tailored to your financial situation.
2025 loan caps and downpayment details in Lake-Wales, Polk county, FL
Loan Type
Loan Limit
Downpayment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is applicable to zip codes: 33898, 33853, 33859
Options for Conventional and FHA loans in Lake-Wales, FL
The objective of Lendersa® is to promptly and smoothly secure the optimal Conventional, USDA, or FHA loan for you. Start with one of three pathways to get matched with lenders and identify loan programs.
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we offered our members confidential credit and systematic savings plans.
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