For 2026, the conventional loan limit for a single-family home in Fort-Myers, located within Lee county, FL, is $647,200, whereas the FHA limit is $420,680.
Use the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. It aids in determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in FL best suits your financial situation.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $315,100 | 0% |
| FHA | $420,680 | 3.5% |
The comparison table is valid for the zip codes: 33913
Lendersa® aims to secure you the best Conventional, USDA, or FHA loan swiftly and without hassle. Begin by selecting one of three initial steps that lead to matching lenders and suitable loan programs.
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