FHA VS Conventional loan in Fort-Myers, Lee County, Florida

In 2025, Convetional loan limit in Fort-Myers, county of Lee, FL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Fort-Myers, county of Lee, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $315,100 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 33913, 33916, 33966, 33901, 33907, 33905, 33902, 33994

Conventional and FHA loan options in Fort-Myers, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • CAPFI LENDING LLC
  • 3019 Palominos Pass, Leander, TX, 78641
  • Capfi Lending, LLC collects personal information (“Information”) from you through e-mail, forms, and other methods located on our website. This Information is collected only if you choose to submit it, and in submitting it you agree to have the Information handled in accord with this policy.
  • Timberland Federal Credit Union
  • 821 Beaver Drive, Du Bois, PA, 15801
  • Our goal is to provide our membership with high quality service, understanding, and convenience. We hope you will use your credit union membership and discover the fantastic value and rewards of TFCU! Timberland Federal Credit Union is a not-for-profit financial cooperative, owned and operated democratically by members like you!
  • Bank of Eufaula Eufaula
  • 102 N. Main St., Eufaula, OK, 74432
  • Bank of Eufaula is a 100 year old community bank located in Eufaula, Oklahoma, home of the beautiful Lake Eufaula. We are a full service bank focusing our attention on serving the needs of the residents of the Eufaula City and Lake Areas, and also the McIntosh County, Northern Pittsburg County, and Western Haskell County areas.
  • City Star Lending
  • 15905 Fontaine Ave, Austin, TX, 78734
  • Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve. We know you're making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
  • Legend Lending
  • 106 Kollmeyer Circle, Austin, TX, 78734
  • The Legend Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Key Home Mortgage, LLC
  • 15303 South Flamingo Drive, Lakeway, TX, 78734
  • We are a full-service mortgage company based in Lakeway, TX. We specialize in VA Loans, FHA Loans, First Time Buyers in Lakeway. We also serve the Colorado & Florida. Whether you are buying a home or refinancing in the zip code 78734, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Community Mortgage Lending Corporation
  • 5743 Wilkie Drive, Suite 3, Fort Wayne, IN, 46804
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today and also Community Mortgage Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
  • Ruoff Mortgage
  • 1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804
  • We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.
  • Central Lending Services Inc
  • 301 Oxford Valley Road, Suite 802A, Yardley, PA, 19067
  • At Central Lending, your local home loan experts dedicated to serving our customers, our community and make sure your home buying or refinancing experience is as simple as possible. Mark Principi, your local Yardley mortgage professional. mark reputation is built on professionalism, integrity and the ability to keep transactions on track.
  • Always The Best Rate Home Loans, LLC
  • 301 Oxford Valley Rd, Suite 1602A, Yardley, PA, 19067
  • At Always The Best Rate, we offer Conventional, FHA, VA, USDA and no PMI (Private Mortgage Insurance) loans for people looking to move to Yardley PA or anywhere in Bucks County. We can compare and evaluate loan programs that best meet your specific needs. we can help you meet your financial goals and become a Pennsylvania homeowner.
  • Federated Lending Corporation
  • 1669 Edgewood Road, Morrisville, PA, 19067
  • Federated Lending Corporation (FLC) was incorporated under the laws of the State of Pennsylvania in 1996. The corporate headquarters and principal place of business are located at 1669 Edgewood Road, Yardley, Pa. 19067. We have approximately 20 employees and cover all aspects of residential lending.
  • La Cross Mortgage, LLC
  • 213 W Expy 83, Suite D, Pharr, TX, 78577
  • La Cross Mortgage, LLC is a fast-growing mortgage company serving the Rio Grande Valley. Located in McAllen, we strive to provide fast and excellent service to home buyers throughout the South Texas region. Our team is dedicated to helping prospective buyers start better lives in better homes with the help of a better mortgage.