FHA VS Conventional loan in Gateway, Lee County, Florida

In 2025, the conventional loan limit in Gateway, county of Lee, FL, stands at $726,200. At the same time, the FHA cap for a single-family dwelling is $472,030.

By utilizing the Lendersa® Conventional loan calculator, compare the top rates for Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserves, and documentation to qualify. With our comprehensive mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best option for your financial needs in FL.

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2025 Loan Limits and Down Payment Requirements in Gateway, County of Lee, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $376,000 0%
FHA $472,030 3.5%

Applicable zip codes for this table: 33913

Conventional and FHA Loan Options in Gateway, FL

Lendersa® is dedicated to finding you the best possible Conventional, USDA, or FHA loan swiftly and with ease. Choose from any of the three starting strategies to connect with matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • WEOKIE Federal Credit Union
  • PO Box 26090, Oklahoma City, OK, 73127
  • WEOKIE Federal Credit Union was first established in 1969 by the employees of the Western Electric Plant in Oklahoma City to provide financial services and security to workers and their families. Now, more than 50 years later, we’ve grown to become one of the largest financial institutions in Oklahoma.
  • The State Bank
  • 175 N. Leroy St, Fenton, MI, 48430
  • Our mission is to remain an independent community bank by offering the most flexible and comprehensive financial solutions delivered by our team of top performing professionals who go to work every day with the goal of helping families, businesses, and our communities find their better state.
  • Fountain Stone Home Loans
  • 12311 Foley Rd, Fenton, MI, 48430
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lightning Home Loans
  • 2325 W Shiawassee Ave, Fenton, MI, 48430
  • Lightning Home Loans is determined to achieve excellence in the mortgage origination industry and we have built a team to best service your needs. From start to finish our team goes above and beyond making sure that you understand every part of the process. We understand that the most critical decision for you as a borrower is to choose a team.
  • Star Mortgage of America, Inc.
  • 415 Rounds Dr, Suite B, Fenton, MI, 48430
  • Star Mortgage can be counted on to present all the programs with an emphasis on the lowest fixed rate and the lowest cost mortgages. Our Company is dedicated to the Mortgage Process, whether you are a First Time Homebuyer or a family looking to refinance. We offer mortgages of all types. We can help get you the home of your dreams!
  • Dream Mortgage LLC
  • 9031 Green Hickory Ln At, Fenton, MI, 48430
  • We are a full-service mortgage company based in Fenton, Michigan. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.
  • Partners In Mortgage Inc
  • 1350 East Main Street, Saint Charles, IL, 60174
  • We work with several lenders to compare the best rates for your unique journey. Rates are constantly changing, so an open line of communication will ensure you get the rate and loan program that's best for you. we'll be there to offer you advice and the best rate for your situation. we provide customer care every step of the way.
  • RateCloud
  • 185 Plains Road, 3rd FLoor, Milford, CT, 06461
  • RateCloud, and we’ve made it our mission to bring that passion to the mortgage space so homebuyers and homeowners get a smoother, more cost-efficient mortgage experience.From start to finish, we give you the power to facilitate your own mortgage transaction. Typically, this role would be reserved for a loan officer.
  • US Financial LTD
  • 636 South Des Plaines River Road, Suite 300, Des Plaines, IL, 60016
  • U.S. Financial is a family-run business specializing in financial consulting services for consumers and small business owners. We can help you pursue your financial goals. Our goal is to accommodate all of your financial needs under one roof. We have experts on staff and at your disposal.
  • CASE Credit Union
  • 4316 S. Pennsylvania Ave., Lansing, MI, 48910
  • CASE Credit Union was chartered in 1936 to serve Lansing area teachers and administrators as Lansing Teachers Credit Union. From operating within Lansing High School with 180 members, today, nearly 85 years later, we serve a membership of over 45,000 members and operate seven branches throughout the Greater Lansing area.
  • Tioga State Bank, National Association
  • 1430 Upper Front St, Binghamton, NY, 13901
  • Tioga State Bank has been providing loans to business customers and forming long lasting relationships for over 150 years. We believe it’s in your best interest to have a working relationship with a local banker; one that takes time to learn your business. We know what it takes for a business to get started and to succeed. As local bankers, we know
  • Meridia Community Credit Union
  • 4500 Southwestern Boulevard, Hamburg, NY, 14075
  • At Meridia Community Credit Union, we’re forward thinkers focused on doing more for our members and helping them achieve financial results that go beyond ordinary. Whether it’s offering progressive products, staying open a little longer each day, or simply taking time to truly listen, we go beyond expectations.