FHA VS Conventional loan programs in 2025 for Stuart, Martin County, Florida

In 2025, the conventional loan cap for Stuart, located in Martin, FL, is set at $726,200. For a single-family home, the FHA limit is $500,250.

Use the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans. Establish what income, credit, reserves, and documents are needed to qualify. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the best program in FL for your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Stuart, Martin County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,000 0%
FHA $500,250 3.5%

This table covers the following zip codes: 34994, 34996, 34957

Conventional and FHA Loan Options in Stuart, FL

Lendersa® aims to swiftly provide you with the best Conventional, USDA, or FHA loan without hassle. Choose one of three different starting points to find matching lenders and suitable loan programs.

Results from Lendersa USDA loan request


  • Mortgage Specialists, LLC
  • 8420 W Dodge Rd, Suite 113, Omaha, NE, 68114
  • We’re a small team of mortgage professionals who understand not only how to get you approved for your mortgage—but also how the mortgage you choose affects your overall financial future. We treat your mortgage like any other investment, helping you find the right loan for your family’s individual financial situation, needs and goals
  • Enterprise Bank
  • 12800 West Center Road, Omaha, NE, 68144
  • Founded in 1991, Enterprise Bank, is a privately-owned community bank headquartered in Omaha, Nebraska. Enterprise Bank provides banking services to individuals as well as business customers located primarily in Omaha. Enterprise Bank has two full-service branches located in the Omaha Metro area.
  • ACCESSBank
  • 8712 W. Dodge Rd, Omaha, NE, 68144
  • We're entrepreneurs ourselves. We opened in 2007 with just 12 employees, so we are first-hand familiar with your day-to-day challenges. No wonder then, that we've been voted "Best Business Bank"​ by B2B Omaha Magazine five years in a row. We've also been awarded the 2017 & 2018 Business Excellence Award by the Greater Omaha Chamber.
  • Centris Federal Credit Union
  • 13120 Pierce Street, Omaha, NE, 68144
  • Centris Federal Credit Union has been your trusted financial partner since 1934 with 15 full-service credit unions located in Nebraska and Iowa. We are a not-for-profit financial organization. We pass the savings onto our members so we can offer lower rates on loans and higher rates on savings as well as improved products and services.
  • KV Federal Credit Union
  • 316 West River Road, Augusta, ME, 04330
  • KV Federal Credit Union is a member owned financial institution, that is based on building relationships one member at a time through a professional, courteous and genuine approach. We pride ourselves on providing outstanding quality financial products, services and technology while maintaining a financially sound institution.
  • Connected Credit Union
  • 85 Civic Center Drive, Augusta, ME, 04330
  • Connected Credit Union shares profits with members as they are owners/share holders of a financial cooperative. Originally chartered in 1967 as the Maine Teachers Association Credit Union – to serve Educators throughout Maine; changing its name to Maine Education Credit Union in the mid 90’s.
  • Capital Area Federal Credit Union
  • 2010 North Belfast Avenue, Augusta, ME, 04330
  • Capital Area Federal Credit Union is a not for profit, member owned organization that has been proud to serve our community members for over 65 years.We have grown over time but have not forgotten who we are & those who have supported us over the years.We offer a full range of financial products & services; from share accounts to checking accounts.
  • Lincoln SDA Credit Union
  • 4733 Prescott Avenue, Lincoln, NE, 68506
  • The Lincoln SDA Credit Union is organized to serve members of the Seventh-day Adventist Church, Students and Employees of Adventist Colleges, and Employees of Adventist Hospitals. As a faith-based financial institution owned and operated by our members, our purpose is to provide a competitively priced line of financial products and services.
  • Nebraska Mortgage Expert
  • 2901 South 84th Street, Suite 10, Lincoln, NE, 68506
  • Nebraska mortgage expert offers mortgage home loans, FHA, VA, USDA loans and refinancing with 18 years of experience in the banking and mortgage . Nebraska home mortgage loans NIFA interest rate mortgage rates fixed rate FHA Loans government home loan jumbo loans. We offer short term construction loans to help you build your dream home.