FHA VS Conventional loan programs in 2025 for Tamiami, Miami-Dade County, Florida

As of 2025, in Tamiami, located within Miami-Dade county, FL, the conventional loan cap is $726,200, whereas the FHA loan ceiling for single-family dwellings is set at $557,750.

The Lendersa® Conventional loan calculator is an invaluable tool for juxtaposing today's most competitive rates among Conventional, FHA, and USDA loans, facilitating a clear understanding of the financial requirements, such as income, credit score, reserves, and documentation essentials. Our comprehensive mortgage calculator equips you to weigh Conforming Conventional loans against USDA, FHA, and VA offerings, guiding you to discern which program is most advantageous for your unique financial scenario in FL.

Explore loan propositions from an expansive pool of 100 lenders

2025 Loan Limitations and Down Payment Essentials in Tamiami, Miami-Dade County, FL

Loan Category Loan Maximum Initial Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $557,750 3.5%

This comparative table is pertinent to the following zip codes: 33175, 33182, 33184, 33265

Exploring Conventional and FHA Loan Opportunities in Tamiami, FL

At Lendersa®, our mission is to promptly secure for you the most suitable Conventional, USDA, or FHA loan options, free from inconvenience. Choose one of three initial pathways that lead to a spectrum of matched lenders and loan programs.

Lendersa's USDA loan request and matching outcomes


  • University Credit Union-Miami
  • 13241 SW 136th Street, Miami, FL, 33186
  • University Credit Union was established in 1947 as the University of Miami Credit Union to serve the University of Miami faculty, staff, and alumni. In 1982 the field of membership (FOM) was expanded to include Florida International University and the name was changed to University Credit Union.
  • Baptist Health South Florida Federal Credit Union
  • 13200 SW 128th Street, Suite C1, Miami, FL, 33186
  • We are the full-service, not-for-profit financial institution dedicated to serving employees, students, volunteers and retirees of Baptist Health South Florida. Personalized service since 1961. As a Credit Union, we specialize in great rates, low fees and personalized service for our members.
  • Dade Mortgage Solutions LLC
  • 13590 Southwest 134th Avenue, Suite 208, Miami, FL, 33186
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Home Trust Financial Inc
  • 13170 Southwest 128 Street, Suite 203, Miami, FL, 33186
  • We focus on first time home buyers, down payment assistance, refinance, FNMA Home Path, Rehabilitation Loans 203K, Foreign National, Private Lending and Commercial Loans.FHA, VA, CONV. We focus on first time home buyers, down payment assistance, refinance, FNMA Home Path, Rehabilitation Loans 203K, Foreign National,
  • Bravo Mortgage LLC
  • 12900 SW 128 St, Suite 101, Miami, FL, 33186
  • Bravo Mortgage LLC is a mortgage brokerage covering all of Florida and is based out of Miami-Dade county. Our loan officers work to secure the lowest mortgage rates available for you in the market.brokerage covering all of Florida and is based out of Miami-Dade county. Our loan officers work to secure the lowest risk.
  • America's Family Finance LLC
  • 14680 South West 132nd Court, Miami, FL, 33186
  • At America's Family Finance, our focus is always Family. We understand the importance and the milestone it is to own a home. Whether you're a first time home buyer, rookie investor, experienced investor, or even a repeat refinance customer, our goal is to provide an unparalleled experience through education/communication,
  • PROSLER CORPORATION
  • 12915 Sw 132 Street, Suite 3, Miami, FL, 33186
  • Prosler Corp. exists to aid the everyday South Florida consumers and businesses in dealing with the legal and financial hassles associated with mortgages. Whether you are a first time home buyer, are constructing your home, or refinancing, Prosler will use it's contacts and experience to get you great results.
  • REEL MORTGAGE SOLUTIONS, LLC
  • 13501 SW 128th Street Unit 110, Miami, FL, 33186
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Strock & Tanner Mortgage Corporation
  • 8900 SW 117 Ave. Suite C-101, Miami, FL, 33186
  • Strock & Tanner is committed to providing both quality and efficient Reverse Mortgage services to the senior community throughout the States of Florida. We work diligently to find new and creative ways to meet the personal needs of each of our clients on an individual basis. The customer for life principle of doing business fuels every aspect.
  • Secure The Funding
  • 12940 SW 128 Street Suite 103, Miami, FL, 33186
  • Securethefunding is Primary Residential Mortgage, Inc.Here for all of your home financing needs. Let's Secure the funding together for regular updates and information about the home buying process. Learn alongside us with informative content that will have you on the path to securing the funding for your dream home.
  • Metro Fund, Inc.
  • 12002 SW 128th CT., Suite 206, Miami, FL, 33186
  • Metro Fund, Inc. is an experienced group of mortgage professionals in order to bring a wide array of mortgage products available to the public that aren’t found at your local bank. While most banks are hand picking their top tier customers,Metro Fund, Inc. has a long list of lenders with programs available to those that have dents in their credit.