FHA VS Conventional loan in Tamiami, Miami-Dade County, Florida

As of 2025, in Tamiami, located within Miami-Dade county, FL, the conventional loan cap is $726,200, whereas the FHA loan ceiling for single-family dwellings is set at $557,750.

The Lendersa® Conventional loan calculator is an invaluable tool for juxtaposing today's most competitive rates among Conventional, FHA, and USDA loans, facilitating a clear understanding of the financial requirements, such as income, credit score, reserves, and documentation essentials. Our comprehensive mortgage calculator equips you to weigh Conforming Conventional loans against USDA, FHA, and VA offerings, guiding you to discern which program is most advantageous for your unique financial scenario in FL.

Explore loan propositions from an expansive pool of 100 lenders

2025 Loan Limitations and Down Payment Essentials in Tamiami, Miami-Dade County, FL

Loan Category Loan Maximum Initial Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $557,750 3.5%

This comparative table is pertinent to the following zip codes: 33175, 33182, 33184, 33265

Exploring Conventional and FHA Loan Opportunities in Tamiami, FL

At Lendersa®, our mission is to promptly secure for you the most suitable Conventional, USDA, or FHA loan options, free from inconvenience. Choose one of three initial pathways that lead to a spectrum of matched lenders and loan programs.

Lendersa's USDA loan request and matching outcomes


  • Lighthouse Lending LLC
  • 4131 North Central Expressway, Suite 900, Dallas, TX, 75204
  • Alfonso Barrera, Broker/Owner of Lighthouse Lending LLC is an Independent Mortgage Broker with access to many large Wholesale Lenders. With us, apply only once and we'll do all the legwork to shop around with many different lenders for the best terms for your new mortgage. We have access to hundreds of wholesale mortgage.
  • Ready Mortgage Corp
  • 301 S. Sherman, Suite 117, Richardson, TX, 75081
  • We can provide liquidity for your notes through Loan Trader - our custom website that will price your notes in real-time automatically. Ready Mortgage is located in Richardson, Texas, and is part of the Activities Related to Credit Intermediation Industry and was founded in 6/14/95.
  • Integrity Mortgage
  • 8678 Skillman, Dallas, TX, 75243
  • Integrity Mortgage Corporation of Texas was founded in 1993 by Roger and Pam Bazzell. Roger has more than 30 years of experience in all aspects of the mortgage industry, while Pam has served as an originating sales officer for nearly 20 years. Since its founding, Integrity Mortgage.
  • Global Loans Inc
  • 7000 Emerald Coast Drive, Plano, TX, 75074
  • Global Loans Inc. is committed to helping you find the right mortgage product of your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a your mortgage loan simple and efficient.
  • Italo-American Federal Credit Union
  • 66-52 Myrtle Avenue, Ridgewood, NY, 11385
  • Italo-American Federal Credit Union was started by a group of Italian-Americans in 1935, to serve the needs of the Italian immigrant population of New York City, at a time when financial assistance was not available to them. Unlike banks, Credit Unions are owned and run by its members. There are no outside stockholders.
  • Ridgewood Savings Bank
  • 7102 Forest Ave, Ridgewood, NY, 11385
  • Whether you are looking to save, invest, borrow or anything in between, we offer a wide choice of financial services to meet your every need including Savings and Checking Accounts, Mortgages and Commercial Loans, Retirement Accounts, Equity Loans and Lines of Credit, plus the convenience of Online Banking.
  • Haven Savings Bank
  • 621 Washington Street, Hoboken, NJ, 07030
  • The bank was originally founded in Hoboken, New Jersey in 1938 as the Haven Building & Loan Association. As the country and the state continued to emerge from the grips of the Great Depression, there became an increasing need for local, community-minded financial institutions to serve the needs of their neighboring communities.
  • Northstar Funding Inc
  • 79 Hudson Street, Suite 301A, Hoboken, NJ, 07030
  • When we started NorthStar Funding, there were many other companies out there. We didn’t want to be just another company, so the question was, “How to make NorthStar Funding better than the others.” The answer was to be customer driven and to provide exceptional customer service. We understand what a stressful time this can be.
  • GreenBridge Loans
  • 221 River St, 9th Floor, Hoboken, NJ, 07030
  • GreenBridge Loans provides capital to business owners, startups, and real estate investors by using residential and commercial real estate as collateral. Unlike many business funders, GreenBridge provides a streamlined funding process with minimal requirements. We currently offer three types of Secured Business Loans geared to accommodate
  • PINNACLE MORTGAGE, INC.
  • 612 Newark St, Hoboken, NJ, 07030
  • Pinnacle Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • Resource One Credit Union
  • PO Box 660077, Dallas, TX, 75266
  • Since 1936, Resource One has been delighting members with over 60, 000 members worldwide today. Resource One was originally chartered on July 15, 1936, under the name of Sears Dallas Employees Federal Credit Union. Our mission was to fulfill the financial needs of the employees of the Catalog Order Plant of Sears, Roebuck,