In 2026, within Surfside, in the county of Miami-Dade, FL, the Conventional loan maximum is set at $726,200, whereas the limit for FHA loans is $557,750 for a single-family unit.
Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA loans. Determine necessary income, creditworthiness, reserves, and documentation to qualify. Use our comprehensive mortgage calculator to view Conforming Conventional, USDA, FHA, and VA loans alongside each other, aiding you in choosing the most fitting program in FL for your financial circumstances.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $0 | 0% | |
| FHA | $557,750 | 3.5% |
This table is relevant for ZIP codes: 33154
The mission of Lendersa® is to efficiently secure the best possible Conventional, USDA, or FHA loan. You can begin from one of three starting points, leading to matched lenders and suitable loan options.
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