FHA VS Conventional loan programs in 2025 for Miami-Shores, Miami-Dade County, Florida
In 2025, the loan limit for a Conventional mortgage in Miami-Shores, within the county of Miami-Dade, FL, is set at $647,200, while the FHA limit for a single-family home is $460,000.
Utilize the Lendersa® Conventional loan calculator to assess the day's top rates for Conventional, FHA, and USDA loans. This tool helps determine the requisite income, credit level, reserves, and documents for qualification. Our advanced calculator displays Conforming Conventional alongside USDA, FHA, and VA loans, enabling better decisions on the most suitable program for your financial needs in FL.
2025 Loan Limits and Downpayment Requirements in Miami-Shores, Miami-Dade, FL
Type of Loan
Loan Ceiling
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$460,000
3.5%
This table applies to the zip codes: 33141, 33138, 33153
Exploring Conventional and FHA Loan Options in Miami-Shores, FL
The mission of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of these three starting points to connect with matching lenders and loan programs.
45 Middle Neck Road, Suite 210, Great Neck, NY, 11021
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Powerhouse Solutions, Inc. (PHS) is a NYS licensed banking entity that originates mortgage loans directly to consumers. As a direct lender, we have the highest level of integrity and a genuine caring and concern for our customers. At PHS we believe "Your Mortgage Solution Starts With Us.
Silver Fin Capital is a mortgage broker licensed to conduct residential business in Connecticut, Florida, New Jersey & New York & commercial loans throughout most of the United States. Our customized pricing engine & proprietary database provides access to over 50 lenders, allowing our loan officers to match you and your needs with the loan options
98 Cuttermill Road, Suite 424 N, Great Neck, NY, 11021
Bayport Funding LLC is Greater New York’s leading boutique private equity lending firm, specializing in short-term, non-traditional real estate loans to fund the acquisition of residential/commercial real estate investments. The company’s core mission—fueled by responsible and successful portfolio investment—is to invest in New York’s growing and b
60 Cutter Mill Road, Suite 601, Great Neck, NY, 11021
W Financial is a New York-based commercial real estate bridge lender specializing in time-sensitive or complex loan requirements. When a deal is unusual or time is short, we provide our clients with rapid, reliable access to the capital they need to get their deal over the finish line.
60 Cutter Mill Rd., Suite 205, Great Neck, NY, 11021
Manhattan Bridge Capital, Inc. (Nasdaq – “LOAN”) has been a publicly traded company since 1999. MBC is a "hard money" lender in New York Metropolitan area and in Florida, and is known to close its deals in a very short period of time. In most cases the client will have cash in his/her possession in 3-10 business days.
Bogota Savings Bank has been a financial cornerstone in the foundation of two New Jersey communities, Bogota and Teaneck for 125 years and now have expanded our footprint into many other New Jersey towns. We are an established community bank offering traditional deposit programs such as savings, checking and certificate of deposits.
3601 Hempstead Turnpike, Suite 300, Levittown, NY, 11756
UNMB Home Loans Inc. is strong. Our business is built through the heart and soul of our team. From CEO Don Giorgio to our mortgage loan originators to our administrative and support staff, we stand strong in our mission to provide the most responsible and sound financing options to our clients.
Cardinal is proud to announce their 5-star rating, recently awarded by Bauer Financial. Bauer Financial is a financial rating agency who provides depositor-focused ratings of banks and credit unions in the United States. The Company’s rating scale runs from zero to five, the strongest institutions being granted 5-star ratings.
