Explore the differences! FHA VS Conventional loan programs in Miami-Shores, Miami-Dade County, Florida
In 2025, the loan limit for a Conventional mortgage in Miami-Shores, within the county of Miami-Dade, FL, is set at $647,200, while the FHA limit for a single-family home is $460,000.
Utilize the Lendersa® Conventional loan calculator to assess the day's top rates for Conventional, FHA, and USDA loans. This tool helps determine the requisite income, credit level, reserves, and documents for qualification. Our advanced calculator displays Conforming Conventional alongside USDA, FHA, and VA loans, enabling better decisions on the most suitable program for your financial needs in FL.
2025 Loan Limits and Downpayment Requirements in Miami-Shores, Miami-Dade, FL
Type of Loan
Loan Ceiling
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$460,000
3.5%
This table applies to the zip codes: 33141, 33138, 33153
Exploring Conventional and FHA Loan Options in Miami-Shores, FL
The mission of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of these three starting points to connect with matching lenders and loan programs.
Carolinas Telco Federal Credit Union (CTFCU) has been serving members across the Carolinas since 1934. We offer credit union services to the following groups: Those employed with or retired from one of our current preferred business partners. Members of the NC Consumers Council (NCCC) or other approved association.
Nova Credit Union provides low cost personal financial services including Secure Checking, mobile banking (eBranch), auto loans, home loans and savings & investment accounts. Members may access their accounts at and 30, 000 ATMs and 5, 000 branches in the USA through the Shared CO-OP Network and five local branches in NC.
Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products
3598 State Highway 11, Suite 116, Travelers Rest, SC, 29690
Autumn Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
In 1903 a group of far-sighted businessmen, led by J. Fall Roberson, Sr., joined forces to form a bank to serve the future businesses and citizens of Pell City and St. Clair County. One hundred and sixteen years and four generations of independent banking experience later, UnionState continues to grow and serve a broad community with twelve banking
The Crew Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
6116 North Tryon Street, Suite B, Charlotte, NC, 28213
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5736 North Tryon Street, Suite 201E, Charlotte, NC, 28213
Lane Lending Inc. is a mortgage brokerage based in Charlotte, NC. Licensed in NC and SC, we specialize in offering residential lending solutions for purchase and refinance transactions. With access to hundreds of lenders and programs, Lane Lending Inc. ensures you feel confident that you will always get the best rate.
Salter Mortgage Group, or SMG Mortgage as many of you know us, has been serving customers with home loans since 2007 and enjoyed steady growth every year in one of the toughest markets in our lifetime. We believe this growth is due to a team who is committed to providing our clients with the highest quality financial services combined
