FHA VS Conventional loan programs in 2025 for North-Bay-Village, Miami-Dade County, Florida

In 2025, Convetional loan limit in North-Bay-Village, county of Miami-Dade, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in North-Bay-Village, county of Miami-Dade, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33141

Conventional and FHA loan options in North-Bay-Village, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Brown-Forman Employees Credit Union
  • 850 Dixie Highway, Forester Center 1, Louisville, KY, 40210
  • Founded in 1936, Brown-Forman Employees Credit Union provides a wide range of financial products with a personal touch and genuine concern for our members that sets us apart from the other financial institutions. Credit unions were formed with one concept in mind, "people helping people.
  • Modern Employees Federal Credit Union
  • 1727 Moseley Street, Owensboro, KY, 42303
  • Modern Employee Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1953. The Mission of MEFCU is to provide a variety of services, which benefits our members/owners, with the primary goal of helping them enhance their personal finances. In keeping with our mission statement
  • Green River Area Federal Credit Union
  • 3000 Highway 144, Owensboro, KY, 42303
  • Green River Area Federal Credit Union has been serving its members with top quality financial products and services since 1959. The Credit Union is a true representation of the ""people helping people"" philosophy unique to all credit unions. The Credit Union provides members with a safe place to save money and obtain credit
  • Daviess County Teachers Federal Credit Union
  • 1900 Southeastern Parkway, Owensboro, KY, 42303
  • The Daviess County Teachers Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1971 and established to serve the employees of Daviess County Public Schools and their families. What began as a small organization has now grown into a full service financial institution.
  • Elite Mortgage
  • 3943 Hwy 54, Owensboro, KY, 42303
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Monument Home Loans
  • 4075 Wilson Blvd, Suite 823, Arlington, VA, 22203
  • Monument Home Loans is a family-owned company that emphasizes community relationships, honesty, and integrity. For 30 years, that proven dedication and trust has given our branches the resources needed to help qualified borrowers in their communities fulfill the dream of home ownership.
  • Citizens Deposit Bank of Arlington, Inc.
  • 1 Walnut Street, Arlington, KY, 42021
  • Citizens Deposit Bank is a community owned bank rooted in Western Kentucky. The bank was chartered by the Commonwealth of Kentucky in 1949 & continues to serve the needs of citizens of Carlisle, Hickman, Ballard & surrounding counties. Our reputation of being a hometown bank with excellent customer service is known throughout the counties we serve.
  • Stock Yards Bank & Trust
  • 1040 E Main St, Louisville, KY, 40206
  • Stock Yards Bank & Trust Company, which was established in 1904 in Louisville, KY and now has offices in the Louisville, Indianapolis, Cincinnati & Central/Eastern Kentucky metropolitan markets. In addition to its banking operations, Stock Yards Bank & Trust Company offers a broad array of other financial services.
  • AgriFinancial
  • 2209 River Rd, Louisville, KY, 40206
  • AgriFinancial (AgFi), a subsidiary of CGB Enterprises, is a leading provider of capital to farmers across the United States. Based in Louisville, Kentucky, AgFi provides loans and leases to help farmers own land, operate their farms and make improvements. As a subsidiary of CGB Enterprises, we are a sister organization to Consolidated Grain
  • United Mortgage Lending Corp
  • 9850 Von Allmen Court, Suite 201, Louisville, KY, 40241
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • MILESTONE LENDING
  • 9850 Von Allmen Ct, Suite 201, Louisville, KY, 40241
  • Purchasing a home is one of the biggest financial decisions an individual or a family will ever make. Homeownership is often thought to be an essential ingredient of the “American Dream". At Milestone Lending we believe that homeownership is a commitment to strengthening families, communities, and promoting good citizenship.