FHA VS Conventional loan in North-Bay-Village, Miami-Dade County, Florida

In 2025, Convetional loan limit in North-Bay-Village, county of Miami-Dade, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in North-Bay-Village, county of Miami-Dade, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33141

Conventional and FHA loan options in North-Bay-Village, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • First Missouri State Bank
  • 2910 Barron Rd, Poplar Bluff, MO, 63901
  • On July 3, 1912, our bank was established under the name State Bank of Fisk. The street on which the bank was originally located was eventually named Third Street. In 1953 the bank was relocated to 300 Second Street. The Second Street building continues to serve as a branch office today.
  • First Community Bank Arkansas
  • 1325 Harrison Street, 2nd Floor, Batesville, AR, 72501
  • First Community Bank is a locally owned and operated bank with a big heart for the communities we serve. Upon founding First Community Bank in 1997, we made a pledge to put community first in every decision we made. Our slogan "Where Community Comes First" is our commitment to be good community partners.
  • Third Coast Bank, SSB
  • 20202 Hwy 59 North, Suite 190, Humble, TX, 77338
  • Third Coast Bank SSB, was launched in 2008 by a group of local entrepreneurs with a passion for supporting the business community along the Texas Gulf Coast. Since then our bank has grown to $2 billion in assets, with over 250 employees & 12 locations. We've expanded to serve more Texas communities while maintaining our focus on responsive service
  • InvesTex Credit Union
  • 8404 FM 1960, Humble, TX, 77338
  • Since the beginning, InvesTex Credit Union has grown and expanded our field of membership. As we look forward to a new chapter in Credit Union history, we look back fondly on the past. In the fall of 1952, Aldine Teachers Credit Union was formed by a small group with a vision to meet the needs of the employees
  • First Community Credit Union Houston
  • PO Box 840129, Houston, TX, 77284
  • For six decades and counting, First Community has been working to build a stronger Houston. Yes, we've grown from modest beginnings to $1.9 billion in assets, becoming one of Houston's largest credit unions - and we did it by putting people FIRST. When you join First Community, we get to know you — because that’s the best way
  • A & K Mortgage
  • 25404 Highway 59, Suite 204, Porter, TX, 77365
  • "A & K Mortgage is a wholesale brokerage dedicated to educating our clients and providing superior service in the home buying process. As a wholesale broker, we are able to offer buyers options to loan products and unique financing. We have offer loans FHA, Conventional, USDA, VA, Non-QM, Commercial, Manufactured homes, Condos, etc"
  • KBR Heritage FCU
  • 601 Jefferson Street, Suite KT-02, Houston, TX, 77002
  • In 1953, KBR Heritage Federal Credit Union was established as a member-owned, not-for-profit financial institution. Throughout the years, KBR Heritage Federal Credit Union has remained strong and continued to grow along with our members. Serving our membership is a top priority for us.
  • Harris County Federal Credit Union
  • 1400 Franklin Street, Houston, TX, 77002
  • Established in 1951, Harris County Federal Credit Union serves over 15, 000 members throughout Harris County. All employees of Harris County, their immediate families and anyone who lives, works, attends school or worships in zip codes 77002, 77003, 77004, 77006, 77011, 77020, 77023 and 77026 is eligible for membership.
  • Allura Financial
  • 410 Pierce St, Suite 103, Houston, TX, 77002
  • Allura Financial is a private money lending company that provides a number of different property financing options to people looking to find a home to rent out for them and their family to live in, for multiple families or large families looking for a house to live in, and for people looking for fix and flip financing to buy a property
  • Wealthstar Mortgage LLC
  • 402 Pierce Street, Suite 110, Houston, TX, 77002
  • Wealthstar Mortgage will provide you with all the information you need in the home buying process, accessible at your fingertips. Come take advantage of all time low mortgage and refinance rates from top lenders. Wealthstar Mortgage can assist you to achieve your ultimate goal – owning your own home.
  • Dv Lux Financial Lending LLC
  • 2000 Crawford Street, Houston, TX, 77002
  • DV LUX Lending LLC serves as an intermediary between borrowers and lenders (banks). Whether a potential borrower is buying a new home or refinancing, LUX Lending will gather loan options from various lenders for the borrower to consider.banks). Whether a potential borrower is buying a new home or refinancing.