Explore the differences! FHA VS Conventional loan programs in North-Bay-Village, Miami-Dade County, Florida

In 2024, Convetional loan limit in North-Bay-Village, county of Miami-Dade, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in North-Bay-Village, county of Miami-Dade, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33141

Conventional and FHA loan options in North-Bay-Village, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Jonestown Bank & Trust Co.
  • 670 Furnance Hills Pike, Lititz, PA, 17543
  • Jonestown Bank & Trust Co. (JBT) is a Community Bank with 13 locations serving Lebanon, Northern Lancaster and Berks Counties and surrounding communities. JBT was founded in 1873 and currently has over $657 million dollars in assets. We have been recognized as a top community bank by U.S.
  • Blue Chip Federal Credit Union
  • 5050 Derry Street, Harrisburg, PA, 17111
  • Founded in 1948 as RDG Harrisburg Credit Union to serve the financial needs of railroad workers in central PA. In 1976, we changed our name to CenPennRail Credit Union when we amended our charter to include employees of AMTRAK & CONRAIL who worked in central PA. At this time, family relatives of members became an important part of the credit union.
  • Belco Community Credit Union
  • 449 Eisenhower Boulevard, Suite 200, Harrisburg, PA, 17111
  • Belco Community Credit Union was organized in 1939 as a federally chartered credit union, serving the employees of Bell Telephone Company of Harrisburg, Pennsylvania. Belco's conversion to a state chartered credit union in 1997 opened the doors to expanding services to other businesses in Central Pennsylvania.
  • Veritas Mortgage Services
  • 1384 Old Freeport Road, Suite 3F, Pittsburgh, PA, 15238
  • Veritas Mortgage Services is a mortgage broker providing the highest level of customer service to home buyers. For nearly 15 years, we’ve helped buyers like you experience the magic of having your own place. We’ve earned our reputation as an honest, responsive and professional partner.
  • Citizens Bank
  • 33 N Indiana St, Mooresville, IN, 46158
  • Citizens Bank is known for being a relationship bank that delivers extraordinary customer service to our customers when, where and how they want it; that may be at their place of business, in the Bank or through our online banking capabilities. Citizens Bank is a state-chartered bank founded in Morgan County in 1931.
  • Five Star Mortgage Solutions
  • 19 East Main Street, Mooresville, IN, 46158
  • "Five Star Mortgage Solutions is a local, family-owned mortgage company that works to get you a high-quality mortgage and works with you to get the lowest rate available to you. Five Star Mortgage Solutions is an established small town community business and has been a hometown fixture on Main Street in Mooresville since 2007."
  • Garden State Home Loans, Inc
  • 2091 Springdale Road, Suite 16, Cherry Hill, NJ, 08003
  • Garden State Home Loans has built a legacy of providing the American Dream of homeownership. Garden State Home Loans was founded in 2011 right in the heart of Cherry Hill, NJ. We’ve expanded our footprint over the years and are currently licensed in five states and counting. We create an experience that is incomparable.
  • American Mortgage Finance
  • 3336 Maple Road, Pittsburgh, PA, 15237
  • American Mortgage Finance, located in Pittsburgh, PA was founded by Jack Catanzarite and Barry Kemper in February 2006. Leveraging the extensive experience of its senior management and loans officers, American Mortgage Finance offers a broad range of mortgage products using the newest and most innovative technology in the industry.
  • TruLending LLC
  • 157 Berkshire Court, Pittsburgh, PA, 15237
  • TruLending acts as a middleman between you and potential lenders. Our priority is you. And, our mission is to work on your behalf with several banks to find the mortgage lender with competitive interest rates that best fit your needs. We have relationships with hundreds of lenders which makes life easier for you.
  • West Penn Financial Service Center Inc.
  • 2250 Babcock Blvd, Pittsburgh, PA, 15237
  • West Penn Financial Service Center Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • MABC MORTGAGE LLC
  • 2001 Kinvara Drive, Pittsburgh, PA, 15237
  • MABC Mortgage, LLC is committed to personalized service and excellence! Opened in 2004, servicing the State of Pennsylvania, we have built a strong reputation through our commitment to customer service. Honesty, integrity and strong work ethics are at the center of our business practice. We are a Pittsburgh based, woman owned mortgage brokerage.