Explore the differences! FHA VS Conventional loan programs in North-Bay-Village, Miami-Dade County, Florida

In 2025, the limit for a Conventional loan in North-Bay-Village, within Miami-Dade county, FL, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $460,000.

Utilize the Lendersa® Conventional loan calculator to assess the top current rates for Conventional versus FHA and USDA loans. Determine the essential income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans with USDA, FHA, and VA options to aid in selecting the optimal program in FL tailored to your financial situation.

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2025 Loan Limits and Downpayment Requirements for North-Bay-Village, county of Miami-Dade, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

This comparison table is applicable to the zip codes: 33141

Explore Conventional and FHA Loan Options in North-Bay-Village, FL

Lendersa® aims to help you obtain the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose one of three starting points to match with lenders and loan programs that suit your needs.

Lendersa USDA loan requests and matching results


  • Initial Mortgage, Inc.
  • 108 1st St, Suite 1, Batavia, IL, 60510
  • The Initial Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Lockport Schools Federal Credit Union
  • 360 S Transit Street, Lockport, NY, 14094
  • Lockport Schools Federal Credit Union, chartered in 1966, is a member-owned, not-for-profit organization whose objective is to meet the financial needs of our members through professional, courteous service with a personal touch. We take great pride in helping our members get the best value for their dollar.
  • Cornerstone Community FCU
  • 6485 S Transit Road, Lockport, NY, 14094
  • Cornerstone is a credit union/financial cooperative that has been serving Western New York since 1957. We began as Unit No. 1 Federal Credit Union, serving the employees of Harrison Radiator Division of General Motors. Anyone who lives, works, worships, goes to school or volunteers in Niagara or Erie County can join our credit union.
  • GRU Financial Corporation
  • 1410 Higgins Road, Suite 103, Park Ridge, IL, 60068
  • At GRU Financial we provide various types of financing for individuals and businesses. Our expertise and partnerships with national lenders guarantee complete satisfaction of your financial needs. We will provide you with free credit and income analysis, and advise you how to prepare for the purchase.
  • Mutual Financial Corporation
  • 2860 S River Rd, Suite 365, Park Ridge, IL, 60068
  • Mariana Kotzeva Loan Specialist at MUTUAL FINANCIAL CORPORATION With 15 years of successful experience in position of increasing responsibility and duties. Top performer with track record of consistently meeting or exceeding sales goals and customer expectations. Skilled in educating customers on mortgage products
  • GREAT LAKES HOME MORTGAGE, INC
  • 1030 W Higgins Rd, Suite 210, Park Ridge, IL, 60068
  • "Great Lakes Home Mortgage, Inc. provides its customers with the variety of mortgage products as well as access to various lenders and investors that is necessary in this constantly changing business. Services: Whether it is no mortgage insurance programs, equity loans, fixed rates, adjustable rates, jumbo loans."
  • Wintrust
  • 9700 W Higgins Rd, Rosemont, IL, 60018
  • Wintrust, a financial holding company offering community and commercial Banking, wealth management, and mortgage services, has served Chicago’s communities since 1991. Wintrust was founded on the idea of being the alternative to the big Banks. We believe there is a need, and desire, for a true community Banking experience
  • Prime 1 Bancorp LTD
  • 2720 South River Road, Suite 50, Des Plaines, IL, 60018
  • To provide consistent and predictable growth to our organization by delivering reliable and exceptional services to our clients. At PRIME 1 BANCORP, LTD. we believe that in understanding and satisfying the financial needs of our clients we are creating a significant value for them as well as creating rewarding experiences for our company.
  • Lendonia
  • 2340 S. River Rd, Suite 120B, Des Plaines, IL, 60018
  • Lendonia strives to provide its clientele with relevant information, honest advice, impeccable service and quality financial products in a professional and efficient manner. Ultimately we strive to provide absolute financial solutions. The Lendonia team helps first-time home buyers, homeowners looking to refinance their property.
  • Peoples Choice Financial Corp
  • 2860 South River Road, Suite 400B, Des Plaines, IL, 60018
  • PCF, we are a local Mortgage firm, and we pride ourselves in helping every family find the best program available for their home purchase or Refinance, many times with lower rates, up to .5% to .75% lower than other lenders, helping keep your mortgage payments low. and also Will work on getting your loan completed in an efficient manner.
  • Wintrust Mortgage
  • 9700 W. Higgins Road, Suite 300, Des Plaines, IL, 60018
  • "Wintrust Mortgage, in business since 1981, was created for the purpose of assisting in the realization of the American dream of home ownership. Since that time, Wintrust Mortgage has weathered the ever-changing real estate market and is part of Wintrust Financial Corporation, a well capitalized,"