FHA VS Conventional loan in Palm-City, Martin County, Florida

In 2025, the loan limit for conventional loans in Palm-City, county of Martin, FL, is set at $647,200, whereas the FHA limit for a single-family home is $431,250.

Utilize the Lendersa® Conventional loan calculator to compare the best rates between Conventional, FHA, and USDA loans today. Determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding in deciding which program in FL aligns best with your financial situation.

Compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Palm-City, County of Martin, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $305,400 0%
FHA $431,250 3.5%

These comparisons are applicable to zip codes: 34990, 34991

Conventional and FHA Loan Options Available in Palm-City, FL

At Lendersa®, we strive to secure the best possible Conventional, USDA, or FHA loan for you quickly and hassle-free. Choose one of three entry points, ensuring arrangements with the appropriate lenders and loan programs.

Lendersa USDA loan request and matching results


  • 1st Equity Capital Funding, Inc.
  • 4359 35th Street North, Suite E5, Saint Petersburg, FL, 33714
  • 1st Equity Capital Funding, Inc equityWhether the commercial real estate you are trying to finance is for a rate & term refinance due to a balloon coming due, a cash out refi, a note being called in, or an acquisition, we work in correspondence with many wholesale commercial mortgage lenders from Life Insurance Companies.
  • Tampa One
  • 6521 Gunn Hwy, Tampa, FL, 33625
  • The Tampa One branch of The Mortgage Firm provides direct residential lending services to meet the needs of real estate professionals, individual home buyers, and existing homeowners throughout the state of Florida. We do this with a laser focus on client service which saves time & money and of course, simplifies life along the way.
  • Lincoln Lending Group
  • 6944 W Linebaugh Ave #101, Tampa, FL, 33625
  • Lincoln Lending Group is a financial services company based out of 4917 Ehrlich Rd # 202, Tampa, Florida, United States. Lincoln Lending Group was started in 2003 by a savvy group of Real Estate Professionals and Investors who have built it to compete directly with larger Banks both in service and mortgage rates.
  • Rei Loans USA
  • Not sharing, Tampa, FL, 33635
  • ReiLoansUSA.com specializes in providing tailored financing solutions for real estate investors. We connect clients with funding options for fix-and-flip projects, rental properties, cash-out refinances, and ground-up construction. With a focus on speed, flexibility, and expertise, we help investors achieve their goals through competitive loan prog
  • Movement Mortgage
  • 13603 W. Hillsborough Ave, Tampa, FL, 33635
  • Movement Mortgage was created in 2008 amidst one of the biggest financial meltdowns in American history. We are committed to being a Movement of Change in the mortgage industry, in corporate cultures and in communities.We have created a corporate culture in which our employees can thrive both personally and professionally.
  • WatersEdge Mortgage
  • 7873 3rd Ave S Sain, Saint Petersburg, FL, 33707
  • WatersEdgeMortgage, LLC is a broker located at 7873 3rd Ave S, St. Petersburg, FL 33707. We are a privately owned mortgage company doing business only in Florida. NMLS No. 948963 WatersEdge Mortgage, LLC has become known as providing among the lowest rates and costs in the industry and Florida’s most trusted mortgage broker.
  • Interim Capital Mortgage, LLC
  • 1135 Pasadena Ave. S, Suite 101, Saint Petersburg, FL, 33707
  • Interim Capital Mortgage, LLC. is a Florida licensed Mortgage Broker Business specializing in residential loans. We have the knowledge and experience to be trusted with the financing for the most important asset you will ever own, your home. Our company has superior relationships with the top Wholesale lenders in the country,
  • New Destiny Mortgage
  • 21874 Butterfly Kiss Drive, Land O Lakes, FL, 34637
  • At New Destiny Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Moneyline Mortgage Inc
  • 8028 12th Avenue South, Saint Petersburg, FL, 33707
  • Moneyline Mortgage Inc can help you achieve your goals. To set up the right St Petersburg, FL Mortgage plan for you, get in touch with us -- we're happy to help. Our mission is to provide a stress free experience in acheiving your dream to own a home or refinance your current home at the best rate available.
  • Florida Reverse HECM
  • 6251 44th Street N, Suite 3, Pinellas Park, FL, 33781
  • A Smart Senior understands that a Reverse Mortgage is a home loan that enables homeowners 62 and older to access the equity in their home with no monthly payment. You may choose from several payment options, including a lump sum, equal payments over time, a line of credit or a combination of the fore mentioned.
  • Heckman Mortgage Group
  • 13139 W. Linebaugh Ave. #101, Tampa, FL, 33626
  • Heckman Mortgage Group Brian leads team of talented mortgage professionals, which is best known in the mortgage and real estate communities for closing ahead of schedule, communicating and following-up proactively throughout the entire process, and helping Realtors® and Loan Officers grow their businesses.
  • Generation Mortgage
  • 8801 70th Way, Pinellas Park, FL, 33782
  • Generation Mortgage Associates LLC's headquarters is located in Pinellas Park, Florida. Generation Mortgage Associates LLC generates $363.5K in revenue per employee Generation Mortgage Associates LLC's main competitors are First Integrity, Yourmortgageshop and Fast Direct Lending