FHA VS Conventional loan programs in 2025 for Palm-City, Martin County, Florida

In 2025, the loan limit for conventional loans in Palm-City, county of Martin, FL, is set at $647,200, whereas the FHA limit for a single-family home is $431,250.

Utilize the Lendersa® Conventional loan calculator to compare the best rates between Conventional, FHA, and USDA loans today. Determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding in deciding which program in FL aligns best with your financial situation.

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2025 Loan Limits and Downpayment Requirements in Palm-City, County of Martin, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $305,400 0%
FHA $431,250 3.5%

These comparisons are applicable to zip codes: 34990, 34991

Conventional and FHA Loan Options Available in Palm-City, FL

At Lendersa®, we strive to secure the best possible Conventional, USDA, or FHA loan for you quickly and hassle-free. Choose one of three entry points, ensuring arrangements with the appropriate lenders and loan programs.

Lendersa USDA loan request and matching results


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  • UMAX Mortgage You may be wondering how a mortgage company can assist in ‘Helping you Live Better’. Like many lenders, we offer low rates, great service and a wide array of loan options to fit your unique needs but that is just the starting point for us and also Our team of experts will seamlessly guide you through the home financing process.
  • Capital Mortgage Center
  • 558 Brewster Ave, Redwood City, CA, 94063
  • Capital Mortgage Center was established with the knowledge and efforts of highly experienced lending professionals, with an excellent reputation in the mortgage banking field. With this vast pool of experience, we have grown quickly to become a true contender in this industry. We are a dedicated team of mortgage professionals determined
  • Manufactured Home Mortgage
  • 609 Price Ave, Suite 208, Redwood City, CA, 94063
  • Manufactured Home Mortgage Full service mortgage broker specializing in manufactured housing finance and insurance. Experienced with in-park and land/home manufactured home loans of all types. Dedicated to the highest professional standards and a member of the California Manufactured Home Institue
  • Stefan Financial
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  • Stefan Financial is an established commercial real estate finance firm. We have over 20 years’ experience in placing debt for our clients. And while we have developed strong relationships with various capital sources, we have not become complacent about looking for new participants. On the contrary, commercial real estate finance.
  • Loan Republic Financial, Inc.
  • 371 Village Square, Orinda, CA, 94563
  • "Loan Republic Financial is an internet-direct provider of low-rate loan products to help families deliver on the American dream. Founded in 2003, Loan Republic Financial uses the internet as its 'Universal Branch' to distribute low-rate loan solutions direct to the market using our proprietary automated loan platform."
  • First Capital Trust Deeds
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  • First Capital Trust Deeds is an excellent option for you if you want results with a hard money loan in California,We have 30+ years of combined experience in all types of lending and we’re experts who can provide lending options for self-employed or non-traditional financing for luxury real estate and private commercial properties.
  • California Real Estate Services
  • 433 Hegenberger Road, Suite A, Oakland, CA, 94621
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  • San Mateo Credit Union
  • PO Box 910, Redwood City, CA, 94064
  • Founded in 1952, San Mateo Credit Union remains committed to helping members achieve financial health. This simple mission has allowed us to grow—our asset size now exceeds $1 billion and we're home to more than 100, 000 members—but we will never outgrow that purpose. Membership is open to anyone who lives, works, worships
  • Cushman Rexrode Capital Corporation
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  • Cushman Rexrode Capital Corporation Originate first and second loans and service mortgage investments for our private and pension plan customers. Arrange permanent loans, construction loans, take-out loans on residential and commercial loans in California Buy existing notes secured by Trust Deeds.
  • Niche-Loans
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  • We have Over 20 Years of Commercial & Residential Lending Experience at Niche-Loans. Great Network Relationships with Conventional Banks and Lenders, Bridge and Private Money Lenders, etc. Able to work through Complexed Deal Situations even in this current challenging lending market. Fast Answers, Great and Reliable Service and Willing to go the Ex
  • Holmgren & Associates
  • 4200 Broadway, Oakland, CA, 94611
  • Holmgren & Associates has built a strong reputation as a trusted, independent mortgage provider in the Bay Area. Established in 1989.We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending
  • LaSalle Mortgage
  • 4200 Broadway, Suite 2, Oakland, CA, 94611
  • Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial. We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.