Explore the differences! FHA VS Conventional loan programs in North-River-Shores, Martin County, Florida

In 2025, Convetional loan limit in North-River-Shores, county of Martin, FL is $647,200 while FHA limit is $431,250 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in North-River-Shores, county of Martin, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $305,400 0%
FHA $431,250 3.5%

The comparison table applies to zip codes: 34994

Conventional and FHA loan options in North-River-Shores, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Discovered Homes Investment Inc
  • 800 Bonaventure Way, Suite 107, Sugar Land, TX, 77478
  • Discovered Homes We specialize in providing real estate services to thousands of people in the Houston and surrounding areas . We promise great customer service and an amazing experience. No exception Our goal is ensuring that you accomplish your real estate dreams from the moment you call until you reach your new home
  • Archstone Lending Group
  • 3 Sugar Creek Center Blvd, Suite 100, Sugar Land, TX, 77478
  • Archstone Lending Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Oakdale Mortgage
  • 16554 Creek Bend Drive, Suite 220, Sugar Land, TX, 77478
  • Oakdale Mortage Our experienced loan officers make sure that you are making the right decision in your mortgage by giving you the attention and information needed to ensure a successful and timely closing. We know that the best results for one of life’s biggest decisions cannot be left to just anyone – at Oakdale Mortgage.
  • Sutherland Mortgage Services Inc.
  • 14090 Southwest Freeway, Suite 300, Sugar Land, TX, 77478
  • Sutherland Mortgage Services, Inc. was founded in 1998. The company's line of business includes originating mortgage loans, selling mortgage loans to permanent investors, and servicing loans.Sutherland Mortgage Services, Inc., is Licensed in the State of New York but does not do business in the State of New York using this website.
  • Caprate Mortgage LLC
  • 10112 League Line Rd, Conroe, TX, 77304
  • Caprate Mortgage LLC a Christian based company, is committed to helping you find the right mortgage product for your needs. Lending not only to the Lake Conroe area and The Woodlands but all of Texas. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
  • First Ohio Community Federal Credit Union
  • 8200 Cleveland Avenue NW, North Canton, OH, 44720
  • The credit union was established on November 30, 1937 as the Hoover Employees Federal Credit Union. Thanks to progressive thinking by the Board of Directors, a community charter was obtained in 1980. This new charter opened the field of membership essentially to everyone living or employed in North Canton, Ohio.
  • Help Me BA
  • 270 Walker Drive, Suite 110E, State College, PA, 16801
  • HELPMEBA is a safe haven that allows the curious to learn about the mortgage market without feeling compelled to buy anything. Brian Allen the owner offer free consultations and seminars on First Time Home Buying, Credit Scoring, Equity Management, and Reverse Mortgages. Whether you are a couple looking for your first home.
  • PrimeTrust Federal Credit Union
  • 3700 West Bethel Avenue, Muncie, IN, 47304
  • For over 80 years, PrimeTrust has been giving its members just that - a place to turn to for all their financial needs; a place that is friendly & treats them with respect. As a member of the Better Business Bureau, PrimeTrust is able to meet this need. PrimeTrust, the largest credit union based in Muncie & the 27th largest in the State of Indiana.
  • Mortgage Source PA
  • 1346 S Atherton Street, State College, PA, 16801
  • As a mortgage broker, we work for you - not the bank. We work to fit you with the best loan program and lender to meet your mortgage needs and we represent you throughout the entire process. Giving you the personal attention you deserve, we will streamline the process for you from the application to the decision.