FHA VS Conventional loan programs in 2026 for Port-Salerno, Martin County, Florida

In 2026, within Port-Salerno, located in the county of Martin, FL, the limit for Conventional loans is $647,200. Meanwhile, the FHA limit for a single-family home is $431,250.

The Lendersa® Conventional loan calculator lets you contrast today's best rates for Conventional, FHA, and USDA loans, and also ascertain the income, credit, and reserve requirements plus the documents needed. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you determine the ideal program in FL for your specific financial context.

Explore loan offers from a pool of 100 lenders

2026 Loan Limits & Downpayment Specifications in Port-Salerno, Martin, FL

Type of Loan Maximum Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $305,400 0%
FHA $431,250 3.5%

This comparison applies to specific zip codes: 34997

Conventional and FHA Loan Options Available in Port-Salerno, FL

The mission of Lendersa® is to connect you with the best Conventional, USDA, or FHA loan options quickly and with ease. Begin by selecting one of three pathways that lead to matching lenders and suitable loan programs.

Lendersa's results for USDA loan requests and matches


  • Secured Horizon Financial Group Inc
  • 1801 Northeast 123rd Street, Suite 314, North Miami, FL, 33180
  • We proudly provide a wide range of portfolio and conventional residential & commercial mortgage programs for the special type of borrower that has special requirement. Or the special type of a property that does not fit into a normal bank mortgage requirement. We are an Award Portfolio Lender.

  • Shoreline Mortgage Inc
  • 20201 E Country Club Drive, Suite 1202, Aventura, FL, 33180
  • Shoreline Mortgage was founded in 1989 as an Internet Direct Lender, committed to using technology to provide a lower cost, more convenient mortgage to our customers. Our system eliminates commissioned loan officer, the highest cost component of the mortgage process. We further reduce costs by utilizing automated underwriting systems.

  • Loansmarter.com
  • 20200 W Dixie Hwy, Suite 1208, Miami, FL, 33180
  • At LoanSmarter.com we’re passionate about two things… Technology and Your Loan needs! We believe in empowering you with tools and modern technology to provide clear options about your home loan. We not only provide you with more options but a modern way of shopping and servicing your loan needs online.

  • Harmoney Capital
  • 20900 NE 30th Ave Suite 200-09, Miami, FL, 33180
  • Harmoney Capital LLC. was founded in Miami, Florida with the intention of helping borrowers finance their real estate needs. As a 100% self funded, family-owned and operated lending company, Harmoney Capital is able to practice innovative alternatives to traditional real estate financing. With no credit approval or income verification required.

  • New Century Financial Mortgage
  • 19901 E Country Club Dr APT 503, Aventura, FL, 33180
  • New Century Financial Mortgage
    Founded in 2020 with a mission to provide new age home financing solutions for people craving a thoughtful, personalized approach, New Century Financial Mortgage first entered the scene in Aventura, Florida. Since its inception, it has since grown to become one of Florida’s premier mortgage brokerages.

  • Nations Trust Mortgage
  • 20200 West Dixie Highway, 1104, Miami, FL, 33180
  • Nations Trust Mortgage is a mission-driven organization with a clearly defined set of values. We encourage our employees to have a strong sense of purpose, a high level of self-esteem and the capacity to think clearly and logically to provide the best possible rates on the right product, at very instant to our borrowers.

  • Hard Money Lenders IO | Private Loans Lender | Florida
  • 15805 Biscayne Blvd, North Miami Beach, FL, 33160
  • HARD MONEY LENDERS IO IS A PRIVATE LENDING COMPANY LOCATED IN MIAMI, FLORIDA GIVING LOANS TO REAL ESTATE INVESTORS AND ENTREPRENEURS. WE SPECIALIZE IN OFFERING LOANS TO PROFESSIONAL REAL ESTATE INVESTORS FOR THEIR NON-OWNER OCCUPIED REAL ESTATE INVESTMENT. WE OFFER TAILOR-MADE LOANS TO SUIT YOUR SPECIFIC NEEDS.

  • Mister Loans
  • 3323 NE 163rd St STE 404, North Miami Beach, FL, 33160
  • Mister Loans recognizes the struggle many faces in acquiring fair, honest home mortgage loans. That’s why we aim to exceed expectations We strive above all else to simplify the loan application process and help our partners achieve their goals through fair and competitive mortgage financing options.

  • Hard Money Company
  • 18205 Biscayne Boulevard, Suite #2226, North Miami Beach, VA, 33160
  • The HardMoney Company has grown to a $100 mm company. Large in capacity, but offering loans of all sized ($50k - $5mm). Your loan -- large or small -- will be handled by senior executives and company owners.

    The founders, Gus Goldsmith & Jerry Bouchard, partners for over 25 years, have participated in several entrepreneurial ventures since 1988.

  • New Wave Loans
  • 3323 NE 163 STREET, #PH704, North Miami Beach, FL, 33160
  • New Wave Loans is Florida's largest private lender, specializing in fast and transparent closings on $1MM-$30MM loans. NMLS# 994227. Servicing both domestic investors and foreign nationals, New Wave Loans provides quality financing with a focus on speed, confidentiality, and white-glove service. We are a direct lender of our own capital, giving us

  • Premier Financial Services Inc.
  • 5931 NW 173 Drive, Unit 9, Hialeah, FL, 33015
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • The Collective Lending Group
  • 6135 NW 167 ST. #E8, Hialeah, FL, 33015
  • The Collective Lending Group has more than 20 years of experience in the real estate industry, with more than $100 million in closings. This has been possible because of the collective efforts of our well rounded team of successful bankers, brokers, and support staff of marketing experts, accounting magicians, and operation machines