FHA VS Conventional loan in West-Perrine, Miami-Dade County, Florida

In 2026, the conventional loan limit for West-Perrine, situated in the county of Miami-Dade, FL, is $647,200. Meanwhile, the FHA loan ceiling for a single-family home is $460,000.

The Lendersa® Conventional loan calculator allows you to compare today's leading rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit status, reserves, and required documents for qualification. Our advanced mortgage calculator displays Conforming Conventional loans along with USDA, FHA, and VA options for a side-by-side evaluation, helping to choose the best plan for your financial needs in FL.

Compare loan proposals from a wide range of 100 lenders

2026 Loan Limits and Down Payment Requirements in West-Perrine, County of Miami-Dade, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

The above comparison applies to the following zip codes: 33157

Available Conventional and FHA Loan Options in West-Perrine, FL

Lendersa® seeks to secure the best possible Conventional, USDA, or FHA loans swiftly and without hassle. Choose one of three initial steps that connect you with compatible lenders and loan options.

Results for USDA loan requests with Lendersa's matching


West-Perrine Lenders

  • E&H Mortgage Processing LLC
  • 9863 SW 184th St., Miami, FL, 33157
  • Lends in Florida
  • E&H Mortgage Processing, LLC was founded in Miami, FL in September of 2018. We provide 3 Processing Service Levels, as well as consulting packages for existing offices, and new offices alike. Let us take the headaches out of processing, so you can spend more time originating! We will help you close more loans efficiently and accurately

  • Equitable LLC
  • 17454 Southwest 79th Court, Palmetto Bay, FL, 33157
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Choice One Mortgage Corporation
  • 18400 SW 97th ave., Cutler Bay, FL, 33157
  • Lends in Florida
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • LendAmerica Financial Group, Inc.
  • 19504 SW 79th PL, Miami, FL, 33157
  • Lends in Florida
  • LendAmerica Financial Group a Direct Hard Equity Money Lender was founded on the basis of providing private funds for Residential and Commercial properties throught South Florida. In the present environment in the mortgage business more and more borrowers have seen their dreams come to an end.

  • Beacon Financial Resource Group Inc
  • 14510 South West 77 Court, Palmetto Bay, FL, 33158
  • Lends in Florida
  • Beacon Financial Resource Group, Inc. is a licensed Florida mortgage broker located in Miami-Dade County. We are family-owned and offer a hands-on approach to serving your residential and commercial mortgage financing needs. With over 28 years of lending experience, we have built a business

  • Pacific Mortgage Services Corp
  • 11547 South West 109 Road, Suite 26-Z, Miami, FL, 33176
  • Lends in Florida
  • Pacific Mortgage Services Corp. is a licensed mortgage brokerage business in the state of Florida. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract)

  • 1st Florida Mortgage Lending
  • 10689 North Kendall Drive, Suite 319, Miami, FL, 33176
  • Lends in Florida
  • 1st Florida Mortgage Lending came about through the culmination of nearly twenty years of serving Floridians with honesty, integrity and competence. A “Boutique Style” business focusing mainly on our clientele’s experience as we work diligently to provide the best rates and products.

  • United Lending
  • 14411 South Dixie Hwy, Suite 209, Palmetto Bay, FL, 33176
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Xcellence Mortgage, INC
  • 10508 N Kendall Dr, Miami, FL, 33176
  • Lends in Florida
  • Xcellence Mortgage is currently working with Several of the Top Lenders & Investors in the Nation allowing us to provide a wide variety of loan options. Mortgage Broker Business serving the state of FL. We Love what we do so we do it with Passion & Strive for the highest level of Xcellence.