FHA VS Conventional loan programs in 2025 for Palmetto-Estates, Miami-Dade County, Florida

In 2025, the loan limit for Conventional loans in Palmetto-Estates located in Miami-Dade county, FL, is $647,200, whereas the FHA limit for a single-family property is $460,000.

Use the Lendersa® Conventional loan calculator to compare today’s top rates between Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documentation for qualification. Through our sophisticated mortgage calculator, evaluate Conforming Conventional, USDA, FHA, and VA loans side by side to decide which option in FL best fits your financial needs.

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2025 Loan Limits and Downpayment Requirements in Palmetto-Estates, Miami-Dade County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

The table applies to zip codes: 33157

Explore Conventional and FHA Loan Options in Palmetto-Estates, FL

Lendersa® aims to provide you with the best possible Conventional, USDA, or FHA loan with speed and ease. Choose from three starting points to find matching lenders and tailored loan programs.

Results from Lendersa USDA loan request


  • Mission Mortgage Colorado Inc
  • 8181 Arista Place, Suite 100, Broomfield, CO, 80021
  • Mission Mortgage Colorado, we know that the right mortgage makes all the difference. It's the vehicle to bring your homeownership dreams to life, but also an important tool to manage debt and create wealth. Trust your financing to a team of experts that understands and applies this every day.
  • Guaranty Home Mortgage Inc
  • 390 Interlocken Crescent, Suite 350, Broomfield, CO, 80021
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mountain State Financial Group
  • 9035 Wadsworth Pkwy, Suite 3400, Broomfield, CO, 80021
  • Our Colorado-based mortgage brokerage firm offers exceptional service and excellent products. As our client, you work with the same mortgage professional throughout the loan process; no one is passed to a junior associate. Your one point of contact from start to finish ensures a seamless
  • Hemingford Co-Operative Federal Credit Union
  • 801 Box Butte Avenue, Hemingford, NE, 69348
  • On March 29, 1951, the Hemingford Co-Operative Federal Credit Union was granted its charter by the Bureau of Federal Credit Unions. The credit union has assets totaling $9.92 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings
  • Platte Vallley Bank
  • 1212 Circle Drive, Scottsbluff, NE, 69363
  • At Platte Valley Bank our focus will always be on people, products, service, community, work ethics and professionalism. It is no accident that our associates work so hard at customer service. Our customer oriented companies will be successful only if we bring to our jobs each day, the dedication to providing the service you expect and more
  • Blue Arrow Lending Group Inc
  • 17918 West 86th Avenue, Arvada, CO, 80007
  • We are a boutique mortgage brokerage focused on educating and empowering our partners and clients to set them up for success for a home purchase or refinance transaction. Our mission is to offer our clients and business partners a wide range of products with the very best pricing. It's our passion to deliver exceptional customer service.
  • Uptown Financial Group, Inc.
  • 15550 W 64th Place, Arvada, CO, 80007
  • Uptown Financial Group, Inc. is a boutique mortgage company licensed in CA, CO, FL, TX, and VA. We specialize in providing our clients with the finest mortgage solutions tailored to their unique situations and individual needs. Let's face it, loans are as unique as people these days and one size doesn't fit all.
  • Del Norte Bank
  • 705 Grand Ave, Del Norte, CO, 81132
  • Del Norte Bank was chartered as Del Norte Building and Loan Association on May 9th, 1921 by Charles W. Donnen, William Johnson, Louie Eickenrodt, J.H. Weiss, and J.P. Russell. The purpose of the building and loan was to provide a safe place to save money and to offer financing for families to build homes.
  • Canyon River Mortgage LLC
  • 155 Salina St, Lafayette, CO, 80026
  • We opened the doors of Canyon River Mortgage in November 2006. Experiencing a lack of integrity in the real-estate lending business prompted me to create a company that prides itself on honest and ethical work. Our goal is to close your loan on time and with no surprises. By keeping on top of deadlines and communicating with all parties
  • Ultima Bank
  • 9 West Minnesota Avenue, Winger, MN, 56592
  • Ultima Bank Minnesota originated as Farmers State Bank of Winger and was founded in 1904 in Winger, Minnesota, a small farming community in the northwest corner of the state. As typical of such communities, Winger's population peaked in the 1940's and then began to drop from about 400 to a little over 200 people today.