FHA vs Conventional Loan Programs in Kendall-West, Miami-Dade County, Florida

In 2026, the loan limit for Conventional financing in Kendall-West, county of Miami-Dade, FL, is $647,200, whereas the FHA limit for a single-family home is $460,000.

Utilize Lendersa® Conventional loan calculator to assess and contrast today's premier rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation for qualification. Our advanced calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial needs in FL.

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2026 Loan Limits and Down Payment Requirements in Kendall-West, Miami-Dade County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

The table applies to the following zip codes: 33193

Available Conventional and FHA Loan Options in Kendall-West, FL

Lendersa® is dedicated to securing the best possible Conventional, USDA, or FHA loan for you swiftly and effortlessly. Start by selecting one of three options that connect you with lenders and appropriate loan programs.

Results from USDA loan requests and matches by Lendersa


Kendall-West Lenders

  • Miami Capital Lending LLC
  • 14750 Southwest 26 Street, Suite 115, Miami, FL, 33185
  • Lends in Florida
  • MIAMI CAPITAL Lending provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services such as both FNMA/FHLMC specialty loans, 90% LTV with no mortgage insurance, 95% LTV down to a 580-credit score. We also offer 15-30 year loans, ARM mortgages, fixed mortgages, VA loans, equity lines,

  • Liberty Alliance Mortgage Inc
  • 14850 South West 26th Street, Suite 111, Miami, FL, 33185
  • Lends in Florida
  • Our company was established in May of 2002 by its founder Julio C. Gonzalez who has been in the mortgage industry for 31 years. Julio started as a servicing manager, specializing in Conventional loans. Some years later expanding to also service VA and FHA loans. Our prime source of business comes from customer referrals and repeat business.

  • Foundation Lenders Inc
  • 7990 Southwest 117th Avenue, Suite 127, Miami, FL, 33183
  • Lends in Florida
  • At Foundation Lenders, we listen to our clients’ needs to anticipate their financial goals and dreams and present solid solutions using our years of experience and diverse loan products as the foundation. We’re mortgage professionals, providing sound advice on mortgage options and industry trends.

  • Granada Mortgage LLC
  • 9783 SW 72nd Streeet, Miami, FL, 33183
  • Lends in Florida
  • Granada Mortgage is a subsidiary of Capital International Financial, Inc. With over thirty 35 years of experience in providing loans, service, and expertise to home-buyers, Capital International Financial upholds an enduring presence in the lending community. By strategically meeting the ups and downs of the real estate and financial markets

  • Jimenez Property Pros
  • 13810 SW 18th St, Miami, FL, 33175
  • Lends in Florida
  • Jimenez Property Pros is the parent company of Mortgage & Real Estate Companies, such as FL Licensed Mortgage Broker Jimenez Property Loans, LLC, NMLS 1988717. Jimenez Property Pros, LLC is wholly owned by Jimenez Holdings, LLC. Jimenez Property Pros, intends to be the one stop place where customers, clients,

  • xitloan.com
  • 12843 sw 147 street, Miami, FL, 33186
  • Lends in Florida
  • XitLoan.com—simple online loans

    Fast, friendly financing

    XitLoan.com helps borrowers explore loan options with a streamlined online experience, clear guidance, and responsive support. Looking for personal financing or quick cash-flow relief? Visit xitloan.com or email info@xitloan.com to get started today.

  • Lendifi Capital Mortgage
  • 13450 SW 126 ST SUITE 12, Miami, FL, 33186
  • Lends in Florida
  • LENDIFI Capital Mortgage empowers dreams, one mortgage at a time. We make homeownership possible through personalized mortgage solutions tailored to your unique needs. With clear, honest, and expert guidance, we simplify every step of the mortgage process. Your dreams are our priority, and we’re committed to turning your homeownership goals into reality. Welcome to a brighter future with LENDIFI Capital Mortgage.

  • University Credit Union-Miami
  • 13241 SW 136th Street, Miami, FL, 33186
  • Lends in Florida
  • University Credit Union was established in 1947 as the University of Miami Credit Union to serve the University of Miami faculty, staff, and alumni. In 1982 the field of membership (FOM) was expanded to include Florida International University and the name was changed to University Credit Union.

  • Baptist Health South Florida Federal Credit Union
  • 13200 SW 128th Street, Suite C1, Miami, FL, 33186
  • Lends in Florida
  • We are the full-service, not-for-profit financial institution dedicated to serving employees, students, volunteers and retirees of Baptist Health South Florida. Personalized service since 1961. As a Credit Union, we specialize in great rates, low fees and personalized service for our members.