Explore the differences! FHA VS Conventional loan programs in The-Hammocks, Miami-Dade County, Florida

In 2025, the Conventional loan ceiling in The-Hammocks, within Miami-Dade county, FL is $647,200, while the FHA limit for a single-family residence is $460,000.

Explore the Lendersa® Conventional loan calculator to assess the top current rates among Conventional, FHA, and USDA options, determining the necessary income, credit status, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, guiding your decision on the best suited program in FL for your unique financial situation.

Compare loan offers across 100 lenders

2025 Loan Limits and Down Payment Requirements in The-Hammocks, Miami-Dade County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

This table applies to ZIP codes: 33196, 33186

Conventional and FHA Loan Options in The-Hammocks, FL

Lendersa® is committed to quickly finding the best possible Conventional, USDA, or FHA loan with no hassle. Choose one of three options that will connect you with matching lenders and suitable loan programs.

Outcomes of Lendersa USDA loan requests


  • Lennar Corporation
  • 730 NW 107th Avenue, 4th Floor, Miami, FL, 33172
  • Lennar Mortgage has been providing homebuyers with options and opportunities for over 30 years. Through our carefully selected team, we ensure that our customers receive the guidance and support to make sound borrowing decisions. Whether you’re a first-time homebuyer or a seasoned homebuying pro, our knowledgeable.
  • Outreach Lending Corporation
  • 8725 Northwest 18th Terrace, Suite 306, Doral, FL, 33172
  • Outreach Lending Corporation is a Florida Domestic Profit Corporation filed On June 8, 2018. The company's filing status is listed as Active and its File Number is P18000052164. The Registered Agent on file for this company is Llosa Enrique A and is located at 8725 Nw 18th Terrace, Doral, FL 33172.
  • Quality Mortgage Solutions LLC
  • 3105 NW 107th Ave, Suite 103, Doral, FL, 33172
  • Quality Mortgage Solutions was founded in July of 2018 with 1 goal.. We want to change the mortgage process and expectation for clients. Finding someone that you can count on to give you the best guidance on which mortgage product is best for you and your needs is a lot more challenging than one would think
  • Dream Cap Loans
  • 9740 Northwest 10th Terrace, Miami, FL, 33172
  • Get a mortgage loan with confidence. Get help from a licensed mortgage loan officer who will help you navigate through the difference mortgage broker services offered. Factors such as income, credit score, funds available, and qualifications can play a role in which type of loan you choose. Understand your options
  • Sunset Home Mortgage & Financial Services LLC
  • 2520 NW 97 Ave, Suite 210, Doral, FL, 33172
  • Sunset Home Mortgage & Financial Services, we are a team that works together to deliver the best mortgage experience from the very beginning of the process to after the closing. We treat our clients, affiliates, referral sources, and each other with the utmost respect. Because of our values, ethics, and integrity industry.
  • Real Loan Partners Team
  • 2520 NW 97th Ave., Suite 210-A, Miami, FL, 33172
  • "Real Loan Partners Providing ""VALUE"" ...through Service, Integrity and Trust since 2001! My commitment and dedication towards excellent customer service began prior to becoming a loan originator. It actually began at the beginning of my hospitality industry.Established in 2001. "
  • Clear Capital Funding
  • 10482 NW 31st Ter Suite 2A, Miami, FL, 33172
  • Clear Capital Funding, LLC, your trust and the security of your information is very important to us. This Privacy Policy explains what we do to protect and maintain your information and to let you know how you can limit the information that we share with others. Site refers to this Internet web site (http://www.ccfbrokers.com)
  • MOR Lending
  • 2301 NW 87 Ave, Suite 503, Miami, FL, 33172
  • MOR Lending is not the same old stuffy mortgage company. Our young and energetic team of Lending V.I.P will make sure you are their number one concern. MOR is built on three simple principles Rapid Response - We communicate with you on the phone, text, email or DM. And we follow up quickly and professionally
  • PNC Private Capital
  • 7585 Northwest 113th Path, Doral, FL, 33178
  • PNC was founded in 2012 by Pedro Nivela a very successful Mortgage Broker and Commercial Real Estate adviser. We identify the necessity of a company that understands the needs of the real estate community with products designed to help the Buyers and investors to grow their equity.
  • Guardian Capital Lenders LLC
  • 10305 North West 41st street, Suite 212, Miami, FL, 33178
  • Guardian Capital Lenders is a mortgage brokerage firm established in 2019, currently licensed to originate loans in the state of Florida. GCL was founded by Maria R. Garcia (Managing Director) who’s been in the mortgage industry for nearly 20 years. Maria is a dedicated professional and highly qualified mortgage consultant.
  • Expert Mortgage Group Inc
  • 9600 NW 38th Street Suite 211, Miami, FL, 33178
  • Expert Mortgage Group, Inc., a full service mortgage company located in Doral, Florida, was founded in February 2003 by Jeff and Marisel Lieberman. In a short time, the company has built a strong relationship as an outstanding mortgage firm serving the lending needs of individual home buyers, real estate professionals.
  • Beacon Financial Resource Group Inc
  • 14510 South West 77 Court, Palmetto Bay, FL, 33158
  • Beacon Financial Resource Group, Inc. is a licensed Florida mortgage broker located in Miami-Dade County. We are family-owned and offer a hands-on approach to serving your residential and commercial mortgage financing needs. With over 28 years of lending experience, we have built a business