FHA VS Conventional loan programs in 2025 for The-Hammocks, Miami-Dade County, Florida

In 2025, Convetional loan limit in The-Hammocks, county of Miami-Dade, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in The-Hammocks, county of Miami-Dade, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33196, 33186

Conventional and FHA loan options in The-Hammocks, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • CMG Mortgage Inc.
  • 3160 CROW CANYON ROAD SUITE 400, San Ramon, CA, 94583
  • The type of mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan. The best way to find out what mortgage is best for your home purchase is to get preapproved with a CMG Financial loan officer. Mortgage pre appro
  • MortgageSeth (Mason-Mcduffie Mortgage)
  • 2430 Camino Ramon Suite 300, San Ramon, CA, 94583
  • Since 1887, Mason-McDuffie Mortgage has operated under one idea: Your Financial Security Begins at Home. An employee owned company, Mason Mac works with one mission – to make the dream of home ownership a reality for our clients. We help to fulfill that dream every day from coast to coast.
  • CMG Financial
  • 3160 Crow Canyon Road Suite 400, San Ramon, CA, 94583
  • CMG Financial is a well-capitalized, privately held mortgage-banking firm founded in 1993.The company makes its products and services available to the market through three distinct origination channels including Correspondent Lending,Wholesale Lending and Retail Lending.CMG Financial currently operates in most states,including District of Columbia.
  • Iron Oak Home Loans, Inc.
  • 4000 Executive Pkwy #160, San Ramon, CA, 94583
  • Iron Oak Home Loans, Inc. is a full-service portfolio, private money lender, and servicing company. We originate and fund first mortgages on owner occupied and income producing non-owner occupied single family and multi-residential properties. We specialize in purchase money residential fix and flip properties.
  • Jigsaw Investment Partners
  • 4000 Executive Pkwy, Suite 160, San Ramon, CA, 94583
  • "Jigsaw Investment Partners was created to provide first in class Real Estate solutions for investors looking to invest in California Real Estate and Borrowers looking to fund their projects.​ Whether you are looking to borrow or invest money we can provide a solution that fits your needs.​"
  • Private Money Bancorp Inc.
  • 62 Incline Green Lane, Alamo, CA, 94507
  • Purchasing or refinancing your home can be a confusing process. Our mission is to hire and train the best talent in your local area to provide you with First Class service, advice, and products for today’s competitive real estate market. Our mortgage professionals have an average of 10 years of experience in home lending.
  • American Eagle Mortgage
  • 3240 Stone Valley Road West, Alamo, CA, 94507
  • "AEM was disrupting old school lending with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7. All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values AEM lives by."
  • LendUS, LLC
  • 3240 Stone Valley Road West, Alamo, CA, 94507
  • LendUS® was created as a collaboration between RPM Mortgage and American Eagle Mortgage – two well-established mortgage companies with like-minded industry veterans. Together, we have formed one company, with one name, that is solely-focused on providing our clients smart advice and an easy process with super speed.
  • Diversified Capital Funding
  • 3201 Danville Blvd, Suite 295, Alamo, CA, 94507
  • At Diversified Capital Funding/American Pacific Mortgage (APM) NMLS #1850 our core mission is to create experiences that matter while serving the home financing needs of individuals and families in the communities where we live and work.We understand the importance of every transaction
  • RPM Mortgage
  • 3240 Stone Valley Road West, Alamo, CA, 94507
  • RPM Mortgage is a proud member of LendUS, one of the largest independently owned & operated mortgage lenders in America.LendUS® was created as a collaboration of two well-established, like-minded companies.we have formed one company,with one name, that is solely-focused on providing our clients with smart advice & an easy process with super speed.
  • The Mortgage Genie- Karen Douglas
  • 380 Diablo Rd, Suite 201, Danville, CA, 94526
  • Karen Douglas is a 23 year Bay Area mortgage professional with extensive experience and knowledge of the industry and its ever-changing landscape. Born and raised in the Bay Area, Karen has devoted much of her energy to developing happy homeowners in the greater Bay Area. Not limited to the local market, Karen’s resources span all of California.
  • Fiorella Giusti-Barrera | Haven Home Lending
  • 26 Bormio Ct, Danville, CA, 94526
  • Fiorella Giusti-Barrera is a Senior Loan Advisor she says that I am client-centered. I will hold your hand. I don't sell rates; I sell service. I will listen to understand your needs, both short term and long-term goals, then I will customize the loan options to fit your needs. I may show you how to pay off your mortgage early.