FHA VS Conventional loan in Evans, Columbia County, Georgia

In the year 2025, the conventional loan ceiling in the city of Evans, situated in Columbia county, GA, stands at $726,200. Meanwhile, the FHA cap for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to juxtapose today's conventional loan rates against FHA and USDA offerings. Discover the necessary income, credit score, reserves, and documentations to qualify. By using our sophisticated mortgage calculator, you can examine Conforming Conventional, USDA, FHA, and VA loans alongside each other, aiding in your choice of the best option in GA for your specific financial needs.

Contrast loan offers from over 100 financiers

2025 Loan Thresholds and Down Payment Requirements for Evans, Columbia County, GA

Type of Loan Max Loan Amount Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table above is relevant for zip codes: 30809

Loan Choices: Conventional and FHA in Evans, GA

Lendersa® is dedicated to securing you the most competitive Conventional, USDA, or FHA loan, swiftly and effortlessly. Choose one of the three options to connect with suitable lenders and loan packages.

USDA loan requests and matching outcomes through Lendersa


  • Allcredit Home Loans, Inc
  • 228 Baltimore Street, Hanover, PA, 17331
  • We offer many low & NO down payment financing options.And in many cases the seller can pay part or all of your closing costs so you can purchase a home with not a lot of money.All Credit Home Loans Inc is located in Hanover, PA, USA & is part of the Activities Related to Credit Intermediation Industry. All Credit Home Loans Inc has 2 total employee
  • Affordable Home Mortgage, Inc.
  • 300 Baltimore Street, Hanover, PA, 17331
  • Affordable Home Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Stratton Mortgage
  • 28437 DuPont Blvd, Millsboro, DE, 19966
  • At Stratton Mortgage, we desire to build our community through home ownership and generosity. Our goal is to provide a seamless mortgage process that allows you to enjoy buying or re-financing your home. Stratton Mortgage is an innovative company that takes the stress out of the mortgage experience.
  • Criton Capital, LLC
  • 601 N. Federal Highway, Suite 301-20, Hallandale Beach, FL, 33071
  • Short Term Bridge Loans for Commercial and Investment Grade Properties. • No deep dive underwriting • $500,000+ loan sizes preferred • 12-36 month terms • Most commercial RE assets accepted; special use case-by-case • No rural or vast land properties • No junk fees • Quick close • Broker friendly
  • Autana Group, Inc.
  • 934 N University Dr 139, Coral Springs, FL, 33071
  • We are a leading provider of real estate valuations for the mortgage lending marketplace. With many years of experience in the business, we have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process. We are a leading provider of appraisals for: Primary and Secondary Mortgages Mortgage Refinanc
  • Horizon Mortgage Group LLC
  • 1700 North University Drive, Suite 304, Coral Springs, FL, 33071
  • Horizon Mortgage Group is a premier mortgage company located in Coral Springs Florida . Our goal is to provide you with exemplar service that exceed your expectations and build a solid long term relationship that will last for years. we pride ourselves in offering the highest level of customer service.
  • Sunshine State Mortgage LLC
  • 1515 North University Drive, Suite 101, Coral Springs, FL, 33071
  • Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry regulations
  • Pacific Lending Group Inc
  • 1750 University Drive, Suite 225, Coral Springs, FL, 33071
  • Pacific Lending Group is a busy and cutting edge correspondent mortgage lender headquartered in Coral Springs, Florida, catering to homeowners and first time buyers. We have an experienced team of mortgage loan originators with backgrounds in financial planning, insurance, appraisals, real estate and business.