Explore the differences! FHA VS Conventional loan programs in Evans, Columbia County, Georgia
In the year 2026, the conventional loan ceiling in the city of Evans, situated in Columbia county, GA, stands at $726,200. Meanwhile, the FHA cap for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to juxtapose today's conventional loan rates against FHA and USDA offerings. Discover the necessary income, credit score, reserves, and documentations to qualify. By using our sophisticated mortgage calculator, you can examine Conforming Conventional, USDA, FHA, and VA loans alongside each other, aiding in your choice of the best option in GA for your specific financial needs.
2026 Loan Thresholds and Down Payment Requirements for Evans, Columbia County, GA
Type of Loan
Max Loan Amount
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table above is relevant for zip codes: 30809
Loan Choices: Conventional and FHA in Evans, GA
Lendersa® is dedicated to securing you the most competitive Conventional, USDA, or FHA loan, swiftly and effortlessly. Choose one of the three options to connect with suitable lenders and loan packages.
141 North Belair Road, Suite 102, Evans, GA, 30809
Lends in Georgia
Augusta Mortgage Solutions serves residential mortgage customers throughout the State of Georgia with a full selection of loan options. These include FHA, VA and conventional loans for purchase and refinance needs. We have the experience and the connections to provide a smooth mortgage process with a personal touch.
First Choice Mortgage in Augusta, GA houses an experienced, dedicated, and knowledgeable team. We are one of the best mortgage lenders and brokerage firms serving the lending needs of real estate professionals, builders, and individual homebuyers throughout Georgia and South Carolina since 1992.
Established in 1976, Augusta Mortgage Company is Augusta’s oldest independent mortgage company. Utilizing the latest in technology, Augusta Mortgage Company can provide our customer’s loan approval within minutes of application and tailor the most appropriate and competitive services. We were Augusta’s first direct endorsement FHA lender
1030 Jimmie DYess Parkway, Suite 7, Augusta, GA, 30909
Lends in Georgia
Mortgage First Augusta is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
In 1976, Health Center Credit Union (HCCU) was chartered by the Georgia Department of Banking and Finance. HCCU opened its first office in the Murphy Building at the Medical College of Georgia (Augusta). The second branch was opened in 1987 at St. Joseph Hospital (University Hospital Summerville) followed by branches at Augusta State University.
Farmers State Bank is a locally owned and operated community bank which has been proudly serving the CSRA for over 100 years. We offer a wide array of deposit products and services to our customers with competitive rates on checking, savings, certificates of deposit, and IRA accounts.
We prefer to put people first. So, we made sure everything we do provides real value to our friends and neighbors.
With branch offices in Wrens and Louisville, Georgia, First State Bank has been serving the citizens of Jefferson County and surrounding areas since 1964.
