FHA VS Conventional loan programs in 2025 for Evans, Columbia County, Georgia

In the year 2025, the conventional loan ceiling in the city of Evans, situated in Columbia county, GA, stands at $726,200. Meanwhile, the FHA cap for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to juxtapose today's conventional loan rates against FHA and USDA offerings. Discover the necessary income, credit score, reserves, and documentations to qualify. By using our sophisticated mortgage calculator, you can examine Conforming Conventional, USDA, FHA, and VA loans alongside each other, aiding in your choice of the best option in GA for your specific financial needs.

Contrast loan offers from over 100 financiers

2025 Loan Thresholds and Down Payment Requirements for Evans, Columbia County, GA

Type of Loan Max Loan Amount Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table above is relevant for zip codes: 30809

Loan Choices: Conventional and FHA in Evans, GA

Lendersa® is dedicated to securing you the most competitive Conventional, USDA, or FHA loan, swiftly and effortlessly. Choose one of the three options to connect with suitable lenders and loan packages.

USDA loan requests and matching outcomes through Lendersa


  • CSB Financial
  • 9320 Baseline Road, Suite L, Rancho Cucamonga, CA, 91701
  • CSB Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Fidelity Bancorp
  • 3400 Inland Empire Blvd, Suite 101, Ontario, CA, 91764
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
  • Encore Mortgage
  • 3333 Concours St, Bldg 4, Suite 4100, Ontario, CA, 91764
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Fire Your Landlord - Fontana - Mortgage
  • 800 N. Haven Avenue, Suite 240, Ontario, CA, 91764
  • Fire Your Landlord® is designed to educate renters about how to qualify and buy a home, while at the same time - linking realtors, lenders and the homebuyer together so we can tell the renter to go and Fire Your Landlor and As a mortgage professional with more than 31 years of experience, Chris Trapani loves helping families realize.
  • Adam Tice, Mortgage Lender NMLS #289398
  • 3595-1 Inland Empire Blvd, Suite 1240, Ontario, CA, 91764
  • Adam Tice You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate. I've got great news...I'm here to solve that for you. Go ahead and download my cheat sheet.
  • United Mortgage Fund, Inc.
  • 800 North Haven Avenue, Suite 370, Ontario, CA, 91764
  • United Mortgage Fund was established from employees that worked at other mortgage companies but were fed up with how those companies treated their customers. Our ownership wanted to create a family orientated environment that puts the customers needs first and could act swiftly to all aspects of the mortgage financing experience.
  • FundRite Mortgage, Inc.
  • 3155 Sedona Court, Building C, Suite 2, Ontario, CA, 91764
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Xstream Real Estate Services
  • 3175-E Sedona Court, Ontario, CA, 91764
  • With over 15 years of experience in the mortgage industry. We have extensive knowledge in the various types of programs that are available to any level of home buyer. We work with your financial situation. From first time home buyers or if it is your 3rd or 4th time buying a property we know just the right program for you.